Bank AL Habib Limited (PSX:BAHL)

Bank AL Habib Statistics

Total Valuation

Bank AL Habib has a market cap or net worth of PKR 193.39 billion.

Market Cap	193.39B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 4, 2026

Share Statistics

Bank AL Habib has 1.11 billion shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	6.38%
Owned by Institutions (%)	13.76%
Float	794.83M

Valuation Ratios

The trailing PE ratio is 6.67 and the forward PE ratio is 6.63.

PE Ratio	6.67
Forward PE	6.63
PS Ratio	1.20
PB Ratio	1.20
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.23%.

Return on Equity (ROE)	18.23%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.65%
Revenue Per Employee	8.62M
Profits Per Employee	1.55M
Employee Count	18,740
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank AL Habib has paid 33.16 billion in taxes.

Income Tax	33.16B
Effective Tax Rate	53.33%

Stock Price Statistics

The stock price has increased by +26.02% in the last 52 weeks. The beta is 0.32, so Bank AL Habib's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+26.02%
50-Day Moving Average	166.04
200-Day Moving Average	182.97
Relative Strength Index (RSI)	60.72
Average Volume (20 Days)	297,209

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank AL Habib had revenue of PKR 161.46 billion and earned 28.99 billion in profits. Earnings per share was 26.08.

Revenue	161.46B
Gross Profit	155.98B
Operating Income	62.09B
Pretax Income	62.18B
Net Income	28.99B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	26.08

Balance Sheet

The company has 172.95 billion in cash and 514.69 billion in debt, with a net cash position of -341.74 billion or -307.48 per share.

Cash & Cash Equivalents	172.95B
Total Debt	514.69B
Net Cash	-341.74B
Net Cash Per Share	-307.48
Equity (Book Value)	161.50B
Book Value Per Share	145.14
Working Capital	-2,857.80B

Cash Flow

In the last 12 months, operating cash flow was -92.06 billion and capital expenditures -11.90 billion, giving a free cash flow of -103.96 billion.

Operating Cash Flow	-92.06B
Capital Expenditures	-11.90B
Depreciation & Amortization	n/a
Net Borrowing	-4.88B
Free Cash Flow	-103.96B
FCF Per Share	-93.54

Margins

Gross Margin	n/a
Operating Margin	38.45%
Pretax Margin	38.51%
Profit Margin	17.95%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 8.50%.

Dividend Per Share	15.00
Dividend Yield	8.50%
Dividend Growth (YoY)	-11.76%
Years of Dividend Growth	1
Payout Ratio	56.65%
Buyback Yield	-0.01%
Shareholder Yield	8.49%
Earnings Yield	14.99%
FCF Yield	-53.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 14, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 14, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2