Bank AL Habib Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Jan '25 Jan 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	155,344	146,075	89,514	61,440	76,699	77,355	Upgrade
Market Cap Growth	63.19%	63.19%	45.69%	-19.90%	-0.85%	-8.61%	Upgrade
Last Close Price	139.77	131.43	68.47	34.96	39.61	37.41	Upgrade
PE Ratio	3.71	3.49	2.49	3.68	4.13	4.31	Upgrade
PS Ratio	0.91	0.86	0.62	0.71	1.10	1.22	Upgrade
PB Ratio	1.00	0.94	0.70	0.64	0.85	0.96	Upgrade
P/FCF Ratio	1.06	1.00	4.26	0.91	-	-	Upgrade
P/OCF Ratio	0.91	0.91	3.08	0.80	-	-	Upgrade
Debt / Equity Ratio	4.57	4.57	4.19	4.90	3.68	2.96	Upgrade
Debt / FCF Ratio	4.84	4.84	25.47	6.93	-	-	Upgrade
Return on Equity (ROE)	29.63%	29.63%	32.16%	17.93%	21.77%	25.23%	Upgrade
Return on Assets (ROA)	1.38%	1.38%	1.43%	0.81%	1.10%	1.27%	Upgrade
Earnings Yield	26.97%	28.69%	40.14%	27.16%	24.23%	23.20%	Upgrade
FCF Yield	94.47%	100.47%	23.49%	110.14%	-181.90%	-13.07%	Upgrade
Dividend Yield	12.16%	12.93%	20.45%	20.02%	17.67%	12.03%	Upgrade
Payout Ratio	40.59%	40.59%	48.69%	46.10%	26.53%	21.40%	Upgrade
Buyback Yield / Dilution	-0.00%	-0.00%	-	-	-	-	Upgrade
Total Shareholder Return	12.16%	12.93%	20.45%	20.02%	17.67%	12.03%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.