Bank AL Habib Limited (PSX:BAHL)

Bank AL Habib Statistics

Total Valuation

Bank AL Habib has a market cap or net worth of PKR 165.87 billion.

Market Cap	165.87B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Mar 13, 2026

Share Statistics

Bank AL Habib has 1.11 billion shares outstanding.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	6.63%
Owned by Institutions (%)	13.89%
Float	870.36M

Valuation Ratios

The trailing PE ratio is 5.11 and the forward PE ratio is 5.67.

PE Ratio	5.11
Forward PE	5.67
PS Ratio	1.00
PB Ratio	0.94
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.51
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.58%.

Return on Equity (ROE)	19.58%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.77%
Revenue Per Employee	9.50M
Profits Per Employee	1.87M
Employee Count	17,393
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank AL Habib has paid 35.74 billion in taxes.

Income Tax	35.74B
Effective Tax Rate	52.40%

Stock Price Statistics

The stock price has increased by +8.97% in the last 52 weeks. The beta is 0.21, so Bank AL Habib's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+8.97%
50-Day Moving Average	184.84
200-Day Moving Average	181.75
Relative Strength Index (RSI)	33.39
Average Volume (20 Days)	1,108,869

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank AL Habib had revenue of PKR 165.20 billion and earned 32.44 billion in profits. Earnings per share was 29.19.

Revenue	165.20B
Gross Profit	159.73B
Operating Income	68.08B
Pretax Income	68.20B
Net Income	32.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	29.19

Balance Sheet

The company has 83.13 billion in cash and 341.87 billion in debt, with a net cash position of -258.74 billion or -232.80 per share.

Cash & Cash Equivalents	83.13B
Total Debt	341.87B
Net Cash	-258.74B
Net Cash Per Share	-232.80
Equity (Book Value)	176.35B
Book Value Per Share	158.50
Working Capital	-2,633.45B

Cash Flow

In the last 12 months, operating cash flow was -211.48 billion and capital expenditures -14.40 billion, giving a free cash flow of -225.88 billion.

Operating Cash Flow	-211.48B
Capital Expenditures	-14.40B
Free Cash Flow	-225.88B
FCF Per Share	-203.23

Margins

Gross Margin	n/a
Operating Margin	41.21%
Pretax Margin	41.28%
Profit Margin	19.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 10.05%.

Dividend Per Share	15.00
Dividend Yield	10.05%
Dividend Growth (YoY)	-11.76%
Years of Dividend Growth	1
Payout Ratio	57.53%
Buyback Yield	n/a
Shareholder Yield	9.62%
Earnings Yield	19.56%
FCF Yield	-136.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 14, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 14, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2