Bank AL Habib Limited (PSX:BAHL)

Bank AL Habib Statistics

Total Valuation

Bank AL Habib has a market cap or net worth of PKR 209.71 billion.

Market Cap	209.71B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, August 21, 2025.

Earnings Date	Aug 21, 2025
Ex-Dividend Date	Sep 3, 2025

Share Statistics

Bank AL Habib has 1.11 billion shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	+0.00%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	6.63%
Owned by Institutions (%)	14.55%
Float	870.35M

Valuation Ratios

The trailing PE ratio is 5.24 and the forward PE ratio is 6.33.

PE Ratio	5.24
Forward PE	6.33
PS Ratio	1.21
PB Ratio	1.25
P/TBV Ratio	1.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 26.23%.

Return on Equity (ROE)	26.23%
Return on Assets (ROA)	1.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	9.98M
Profits Per Employee	2.30M
Employee Count	17,393
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank AL Habib has paid 45.29 billion in taxes.

Income Tax	45.29B
Effective Tax Rate	53.07%

Stock Price Statistics

The stock price has increased by +95.37% in the last 52 weeks. The beta is 0.27, so Bank AL Habib's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+95.37%
50-Day Moving Average	176.92
200-Day Moving Average	147.54
Relative Strength Index (RSI)	52.96
Average Volume (20 Days)	632,289

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank AL Habib had revenue of PKR 173.58 billion and earned 40.02 billion in profits. Earnings per share was 36.01.

Revenue	173.58B
Gross Profit	168.03B
Operating Income	85.20B
Pretax Income	85.33B
Net Income	40.02B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	36.01

Balance Sheet

The company has 93.57 billion in cash and 492.94 billion in debt, giving a net cash position of -399.37 billion or -359.33 per share.

Cash & Cash Equivalents	93.57B
Total Debt	492.94B
Net Cash	-399.37B
Net Cash Per Share	-359.33
Equity (Book Value)	167.12B
Book Value Per Share	150.17
Working Capital	-2,659.29B

Cash Flow

In the last 12 months, operating cash flow was -167.51 billion and capital expenditures -16.36 billion, giving a free cash flow of -183.87 billion.

Operating Cash Flow	-167.51B
Capital Expenditures	-16.36B
Free Cash Flow	-183.87B
FCF Per Share	-165.44

Margins

Gross Margin	n/a
Operating Margin	49.09%
Pretax Margin	49.16%
Profit Margin	23.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 17.00, which amounts to a dividend yield of 9.01%.

Dividend Per Share	17.00
Dividend Yield	9.01%
Dividend Growth (YoY)	3.03%
Years of Dividend Growth	n/a
Payout Ratio	46.67%
Buyback Yield	-0.00%
Shareholder Yield	9.01%
Earnings Yield	19.08%
FCF Yield	-87.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 14, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 14, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2