Pakistan · Delayed Price · Currency is PKR Bank AL Habib Statistics
Total Valuation
Bank AL Habib has a market cap or net worth of PKR 190.35 billion.
| Market Cap | 190.35B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, August 20, 2026.
| Earnings Date | Aug 20, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
Bank AL Habib has 1.11 billion shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 1.11B |
| Shares Outstanding | 1.11B |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 6.38% |
| Owned by Institutions (%) | 13.76% |
| Float | 794.83M |
Valuation Ratios
The trailing PE ratio is 6.79 and the forward PE ratio is 6.10.
| PE Ratio | 6.79 |
| Forward PE | 6.10 |
| PS Ratio | 1.16 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | 24.82 |
| P/OCF Ratio | 10.27 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 49.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.91%.
| Return on Equity (ROE) | 15.91% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.01% |
| Revenue Per Employee | 8.78M |
| Profits Per Employee | 1.50M |
| Employee Count | 18,740 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank AL Habib has paid 32.27 billion in taxes.
| Income Tax | 32.27B |
| Effective Tax Rate | 53.47% |
Stock Price Statistics
The stock price has decreased by -16.53% in the last 52 weeks. The beta is 0.32, so Bank AL Habib's price volatility has been lower than the market average.
| Beta (5Y) | 0.32 |
| 52-Week Price Change | -16.53% |
| 50-Day Moving Average | 172.71 |
| 200-Day Moving Average | 176.30 |
| Relative Strength Index (RSI) | 44.24 |
| Average Volume (20 Days) | 417,552 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Bank AL Habib had revenue of PKR 164.46 billion and earned 28.06 billion in profits. Earnings per share was 25.24.
| Revenue | 164.46B |
| Gross Profit | 158.99B |
| Operating Income | 60.24B |
| Pretax Income | 60.36B |
| Net Income | 28.06B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 25.24 |
Balance Sheet
The company has 229.12 billion in cash and 380.11 billion in debt, with a net cash position of -150.99 billion or -135.85 per share.
| Cash & Cash Equivalents | 229.12B |
| Total Debt | 380.11B |
| Net Cash | -150.99B |
| Net Cash Per Share | -135.85 |
| Equity (Book Value) | 185.86B |
| Book Value Per Share | 166.95 |
| Working Capital | -1,863.69B |
Cash Flow
In the last 12 months, operating cash flow was 18.54 billion and capital expenditures -10.87 billion, giving a free cash flow of 7.67 billion.
| Operating Cash Flow | 18.54B |
| Capital Expenditures | -10.87B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -5.08B |
| Free Cash Flow | 7.67B |
| FCF Per Share | 6.90 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.63% |
| Pretax Margin | 36.70% |
| Profit Margin | 17.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 4.66% |
Dividends & Yields
This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 8.76%.
| Dividend Per Share | 15.00 |
| Dividend Yield | 8.76% |
| Dividend Growth (YoY) | -11.76% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 59.43% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 8.74% |
| Earnings Yield | 14.74% |
| FCF Yield | 4.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Bank AL Habib is 266.00, which is 55.31% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 266.00 |
| Price Target Difference | 55.31% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 0.13% |
Stock Splits
The last stock split was on March 14, 2014. It was a forward split with a ratio of 1.1.
| Last Split Date | Mar 14, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |