Bank AL Habib Limited (PSX:BAHL)

Bank AL Habib Statistics

Total Valuation

Bank AL Habib has a market cap or net worth of PKR 205.47 billion.

Market Cap	205.47B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Oct 30, 2025

Share Statistics

Bank AL Habib has 1.11 billion shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	1.11B
Shares Outstanding	1.11B
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	6.63%
Owned by Institutions (%)	14.35%
Float	870.36M

Valuation Ratios

The trailing PE ratio is 6.02 and the forward PE ratio is 5.34.

PE Ratio	6.02
Forward PE	5.34
PS Ratio	1.21
PB Ratio	1.20
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.10%.

Return on Equity (ROE)	21.10%
Return on Assets (ROA)	1.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	9.74M
Profits Per Employee	1.96M
Employee Count	17,393
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Bank AL Habib has paid 42.95 billion in taxes.

Income Tax	42.95B
Effective Tax Rate	55.68%

Stock Price Statistics

The stock price has increased by +70.71% in the last 52 weeks. The beta is 0.29, so Bank AL Habib's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+70.71%
50-Day Moving Average	195.88
200-Day Moving Average	162.45
Relative Strength Index (RSI)	41.53
Average Volume (20 Days)	814,621

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Bank AL Habib had revenue of PKR 169.34 billion and earned 34.16 billion in profits. Earnings per share was 30.73.

Revenue	169.34B
Gross Profit	164.05B
Operating Income	76.99B
Pretax Income	77.13B
Net Income	34.16B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.73

Balance Sheet

The company has 99.63 billion in cash and 468.17 billion in debt, giving a net cash position of -368.54 billion or -331.59 per share.

Cash & Cash Equivalents	99.63B
Total Debt	468.17B
Net Cash	-368.54B
Net Cash Per Share	-331.59
Equity (Book Value)	170.70B
Book Value Per Share	153.47
Working Capital	-2,589.79B

Cash Flow

In the last 12 months, operating cash flow was -210.80 billion and capital expenditures -16.41 billion, giving a free cash flow of -227.21 billion.

Operating Cash Flow	-210.80B
Capital Expenditures	-16.41B
Free Cash Flow	-227.21B
FCF Per Share	-204.43

Margins

Gross Margin	n/a
Operating Margin	45.46%
Pretax Margin	45.55%
Profit Margin	20.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 17.00, which amounts to a dividend yield of 9.18%.

Dividend Per Share	17.00
Dividend Yield	9.18%
Dividend Growth (YoY)	9.68%
Years of Dividend Growth	n/a
Payout Ratio	54.61%
Buyback Yield	0.03%
Shareholder Yield	9.20%
Earnings Yield	16.62%
FCF Yield	-110.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 14, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 14, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2