B.F. Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	8.77	10.36	7.22	6.55	5.47	8.28
Net Interest Income	8.77	10.36	7.22	6.55	5.47	8.28
Gain (Loss) on Sale of Investments	0.88	0.02	-	0	-1.26	3.35
Other Revenue	26.22	22.76	11.22	2.83	0.23	1.15
Revenue Before Loan Losses	35.87	33.15	18.45	9.38	4.43	12.77
Revenue	35.87	33.15	18.45	9.38	4.43	12.77
Revenue Growth (YoY)	124.77%	79.70%	96.56%	111.72%	-65.30%	17.53%
Salaries & Employee Benefits	0.45	0.4	0.15	-	-	0.11
Cost of Services Provided	13.23	12.94	11.1	8.35	7	7.1
Other Operating Expenses	-	-	-0.34	-0.18	-0.06	-
Total Operating Expenses	13.68	13.34	10.91	8.17	6.94	7.21
Operating Income	22.19	19.8	7.53	1.21	-2.5	5.56
Earnings From Equity Investments	-	-	-	-7.42	-15.38	-
Currency Exchange Gain (Loss)	-	-	-	1.08	3.51	-
EBT Excluding Unusual Items	22.19	19.8	7.53	-5.13	-14.38	5.56
Pretax Income	22.19	19.8	7.53	-5.13	-14.38	5.56
Income Tax Expense	5.01	5.11	1.26	0.87	0.73	0.05
Net Income	17.18	14.7	6.27	-6	-15.11	5.51
Net Income to Common	17.18	14.7	6.27	-6	-15.11	5.51
Net Income Growth	361.15%	134.43%	-	-	-	107.26%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	0.45%	-	-	-	-	-
EPS (Basic)	2.28	1.96	0.83	-0.80	-2.01	0.73
EPS (Diluted)	2.28	1.96	0.83	-0.80	-2.01	0.73
EPS Growth	359.07%	134.43%	-	-	-	107.27%
Free Cash Flow	-31.39	14.12	25.91	-3.93	26.81	-8.83
Free Cash Flow Per Share	-4.17	1.88	3.45	-0.52	3.57	-1.18
Dividend Per Share	-	-	-	-	-	0.500
Operating Margin	61.86%	59.75%	40.85%	12.92%	-56.48%	43.51%
Profit Margin	47.90%	44.34%	33.99%	-63.93%	-340.93%	43.11%
Free Cash Flow Margin	-87.51%	42.59%	140.48%	-41.91%	604.84%	-69.15%
Effective Tax Rate	22.56%	25.79%	16.79%	-	-	0.92%
Revenue as Reported	35.87	33.15	18.45	10.46	7.94	12.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.