B.F. Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	9.64	10.36	7.22	6.55	5.47	8.28
Net Interest Income	9.64	10.36	7.22	6.55	5.47	8.28
Gain (Loss) on Sale of Investments	0.53	0.02	-	0	-1.26	3.35
Other Revenue	7.92	22.76	11.22	2.83	0.23	1.15
Revenue Before Loan Losses	18.08	33.15	18.45	9.38	4.43	12.77
Revenue	18.08	33.15	18.45	9.38	4.43	12.77
Revenue Growth (YoY)	-45.60%	79.70%	96.56%	111.72%	-65.30%	17.53%
Salaries & Employee Benefits	0.12	0.4	0.15	-	-	0.11
Cost of Services Provided	11.85	12.94	11.1	8.35	7	7.1
Other Operating Expenses	-	-	-0.34	-0.18	-0.06	-
Total Operating Expenses	11.98	13.34	10.91	8.17	6.94	7.21
Operating Income	6.11	19.8	7.53	1.21	-2.5	5.56
Earnings From Equity Investments	-	-	-	-7.42	-15.38	-
Currency Exchange Gain (Loss)	-	-	-	1.08	3.51	-
EBT Excluding Unusual Items	6.11	19.8	7.53	-5.13	-14.38	5.56
Pretax Income	6.11	19.8	7.53	-5.13	-14.38	5.56
Income Tax Expense	5.41	5.11	1.26	0.87	0.73	0.05
Net Income	0.69	14.7	6.27	-6	-15.11	5.51
Net Income to Common	0.69	14.7	6.27	-6	-15.11	5.51
Net Income Growth	-96.25%	134.43%	-	-	-	107.26%
Shares Outstanding (Basic)	7	8	8	8	8	8
Shares Outstanding (Diluted)	7	8	8	8	8	8
Shares Change (YoY)	0.05%	-	-	-	-	-
EPS (Basic)	0.09	1.96	0.83	-0.80	-2.01	0.73
EPS (Diluted)	0.09	1.96	0.83	-0.80	-2.01	0.73
EPS Growth	-96.25%	134.43%	-	-	-	107.27%
Free Cash Flow	30.39	14.12	25.91	-3.93	26.81	-8.83
Free Cash Flow Per Share	4.05	1.88	3.45	-0.52	3.57	-1.18
Dividend Per Share	-	-	-	-	-	0.500
Operating Margin	33.77%	59.75%	40.85%	12.92%	-56.48%	43.51%
Profit Margin	3.83%	44.34%	33.99%	-63.93%	-340.93%	43.11%
Free Cash Flow Margin	168.06%	42.59%	140.48%	-41.91%	604.84%	-69.15%
Effective Tax Rate	88.65%	25.79%	16.79%	-	-	0.92%
Revenue as Reported	18.08	33.15	18.45	10.46	7.94	12.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.