B.F. Modaraba (PSX:BFMOD)

B.F. Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	10.36	7.22	6.55	5.47	8.28
Net Interest Income	10.36	7.22	6.55	5.47	8.28
Gain (Loss) on Sale of Investments	0.02	-	0	-1.26	3.35
Other Revenue	22.76	11.22	2.83	0.23	1.15
Revenue Before Loan Losses	33.15	18.45	9.38	4.43	12.77
Revenue	33.15	18.45	9.38	4.43	12.77
Revenue Growth (YoY)	79.70%	96.56%	111.72%	-65.30%	17.53%
Salaries & Employee Benefits	0.4	0.15	-	-	0.11
Cost of Services Provided	12.94	11.1	8.35	7	7.1
Other Operating Expenses	-	-0.34	-0.18	-0.06	-
Total Operating Expenses	13.34	10.91	8.17	6.94	7.21
Operating Income	19.8	7.53	1.21	-2.5	5.56
Earnings From Equity Investments	-	-	-7.42	-15.38	-
Currency Exchange Gain (Loss)	-	-	1.08	3.51	-
EBT Excluding Unusual Items	19.8	7.53	-5.13	-14.38	5.56
Pretax Income	19.8	7.53	-5.13	-14.38	5.56
Income Tax Expense	5.11	1.26	0.87	0.73	0.05
Net Income	14.7	6.27	-6	-15.11	5.51
Net Income to Common	14.7	6.27	-6	-15.11	5.51
Net Income Growth	134.43%	-	-	-	107.26%
Shares Outstanding (Basic)	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8
EPS (Basic)	1.96	0.83	-0.80	-2.01	0.73
EPS (Diluted)	1.96	0.83	-0.80	-2.01	0.73
EPS Growth	134.43%	-	-	-	107.27%
Free Cash Flow	14.12	25.91	-3.93	26.81	-8.83
Free Cash Flow Per Share	1.88	3.45	-0.52	3.57	-1.18
Dividend Per Share	-	-	-	-	0.500
Operating Margin	59.75%	40.85%	12.92%	-56.48%	43.51%
Profit Margin	44.34%	33.99%	-63.93%	-340.93%	43.11%
Free Cash Flow Margin	42.59%	140.48%	-41.91%	604.84%	-69.15%
Effective Tax Rate	25.79%	16.79%	-	-	0.92%
Revenue as Reported	33.15	18.45	10.46	7.94	12.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.