B.F. Modaraba Income Statement

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	8.81	10.36	7.22	6.55	5.47	8.28
Net Interest Income	8.81	10.36	7.22	6.55	5.47	8.28
Gain (Loss) on Sale of Investments	-0.03	0.02	-	0	-1.26	3.35
Other Revenue	7.41	22.76	11.22	2.83	0.23	1.15
Revenue Before Loan Losses	16.2	33.15	18.45	9.38	4.43	12.77
Revenue	16.2	33.15	18.45	9.38	4.43	12.77
Revenue Growth (YoY)	-52.18%	79.70%	96.56%	111.72%	-65.30%	17.53%
Salaries & Employee Benefits	0.09	0.4	0.15	-	-	0.11
Cost of Services Provided	11.79	12.94	11.1	8.35	7	7.1
Other Operating Expenses	-	-	-0.34	-0.18	-0.06	-
Total Operating Expenses	11.88	13.34	10.91	8.17	6.94	7.21
Operating Income	4.31	19.8	7.53	1.21	-2.5	5.56
Earnings From Equity Investments	-	-	-	-7.42	-15.38	-
Currency Exchange Gain (Loss)	-	-	-	1.08	3.51	-
EBT Excluding Unusual Items	4.31	19.8	7.53	-5.13	-14.38	5.56
Pretax Income	4.31	19.8	7.53	-5.13	-14.38	5.56
Income Tax Expense	5.73	5.11	1.26	0.87	0.73	0.05
Net Income	-1.41	14.7	6.27	-6	-15.11	5.51
Net Income to Common	-1.41	14.7	6.27	-6	-15.11	5.51
Net Income Growth	-	134.43%	-	-	-	107.26%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	0.58%	-	-	-	-	-
EPS (Basic)	-0.19	1.96	0.83	-0.80	-2.01	0.73
EPS (Diluted)	-0.19	1.96	0.83	-0.80	-2.01	0.73
EPS Growth	-	134.43%	-	-	-	107.27%
Free Cash Flow	-12.65	14.12	25.91	-3.93	26.81	-8.83
Free Cash Flow Per Share	-1.67	1.88	3.45	-0.52	3.57	-1.18
Dividend Per Share	-	-	-	-	-	0.500
Operating Margin	26.63%	59.75%	40.85%	12.92%	-56.48%	43.51%
Profit Margin	-8.74%	44.34%	33.99%	-63.93%	-340.93%	43.11%
Free Cash Flow Margin	-78.11%	42.59%	140.48%	-41.91%	604.84%	-69.15%
Effective Tax Rate	132.80%	25.79%	16.79%	-	-	0.92%
Revenue as Reported	16.2	33.15	18.45	10.46	7.94	12.77

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.