Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 2.27 billion. The enterprise value is 1.94 billion.

Market Cap	2.27B
Enterprise Value	1.94B

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:CENI has 55.33 million shares outstanding.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.47M

Valuation Ratios

The trailing PE ratio is 3.94.

PE Ratio	3.94
Forward PE	n/a
PS Ratio	1.09
PB Ratio	0.67
P/TBV Ratio	0.67
P/FCF Ratio	4,977.52
P/OCF Ratio	29.71
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.99, with an EV/FCF ratio of 4,265.41.

EV / Earnings	3.38
EV / Sales	0.93
EV / EBITDA	1.99
EV / EBIT	2.06
EV / FCF	4,265.41

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.01.

Current Ratio	1.33
Quick Ratio	0.99
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	90.81
Interest Coverage	116.77

Financial Efficiency

Return on equity (ROE) is 18.25% and return on invested capital (ROIC) is 18.25%.

Return on Equity (ROE)	18.25%
Return on Assets (ROA)	10.91%
Return on Invested Capital (ROIC)	18.25%
Return on Capital Employed (ROCE)	26.62%
Revenue Per Employee	13.65M
Profits Per Employee	3.76M
Employee Count	153
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 364.88 million in taxes.

Income Tax	364.88M
Effective Tax Rate	38.78%

Stock Price Statistics

The stock price has increased by +76.72% in the last 52 weeks. The beta is 0.67, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+76.72%
50-Day Moving Average	42.12
200-Day Moving Average	36.78
Relative Strength Index (RSI)	57.83
Average Volume (20 Days)	5,876

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.09 billion and earned 575.93 million in profits. Earnings per share was 10.41.

Revenue	2.09B
Gross Profit	1.36B
Operating Income	934.74M
Pretax Income	940.81M
Net Income	575.93M
EBITDA	953.86M
EBIT	934.74M
Earnings Per Share (EPS)	10.41

Balance Sheet

The company has 1.49 billion in cash and 41.39 million in debt, giving a net cash position of 324.53 million or 5.87 per share.

Cash & Cash Equivalents	1.49B
Total Debt	41.39M
Net Cash	324.53M
Net Cash Per Share	5.87
Equity (Book Value)	3.38B
Book Value Per Share	61.05
Working Capital	720.96M

Cash Flow

In the last 12 months, operating cash flow was 76.35 million and capital expenditures -75.90 million, giving a free cash flow of 455,726.

Operating Cash Flow	76.35M
Capital Expenditures	-75.90M
Free Cash Flow	455,726
FCF Per Share	0.01

Margins

Gross margin is 65.07%, with operating and profit margins of 44.75% and 27.57%.

Gross Margin	65.07%
Operating Margin	44.75%
Pretax Margin	45.04%
Profit Margin	27.57%
EBITDA Margin	45.66%
EBIT Margin	44.75%
FCF Margin	0.02%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 14.63%.

Dividend Per Share	6.00
Dividend Yield	14.63%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	5
Payout Ratio	43.08%
Buyback Yield	n/a
Shareholder Yield	14.63%
Earnings Yield	25.39%
FCF Yield	0.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4