Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 2.66 billion. The enterprise value is 2.40 billion.

Market Cap	2.66B
Enterprise Value	2.40B

Important Dates

The last earnings date was Friday, March 14, 2025.

Earnings Date	Mar 14, 2025
Ex-Dividend Date	Apr 25, 2025

Share Statistics

PSX:CENI has 55.33 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class	n/a
Shares Outstanding	55.33M
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.47M

Valuation Ratios

The trailing PE ratio is 4.55.

PE Ratio	4.55
Forward PE	n/a
PS Ratio	1.32
PB Ratio	0.82
P/TBV Ratio	0.82
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.44, with an EV/FCF ratio of -12.16.

EV / Earnings	4.10
EV / Sales	1.19
EV / EBITDA	2.44
EV / EBIT	2.52
EV / FCF	-12.16

Financial Position

The company has a current ratio of 0.79

Current Ratio	0.79
Quick Ratio	0.56
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	130.68

Financial Efficiency

Return on equity (ROE) is 19.21% and return on invested capital (ROIC) is 19.26%.

Return on Equity (ROE)	19.21%
Return on Assets (ROA)	10.77%
Return on Invested Capital (ROIC)	19.26%
Return on Capital Employed (ROCE)	26.49%
Revenue Per Employee	14.08M
Profits Per Employee	4.09M
Employee Count	143
Asset Turnover	0.37
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +71.75% in the last 52 weeks. The beta is 0.68, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+71.75%
50-Day Moving Average	43.07
200-Day Moving Average	32.86
Relative Strength Index (RSI)	66.39
Average Volume (20 Days)	12,074

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.01 billion and earned 584.67 million in profits. Earnings per share was 10.57.

Revenue	2.01B
Gross Profit	1.25B
Operating Income	940.53M
Pretax Income	941.91M
Net Income	584.67M
EBITDA	972.62M
EBIT	940.53M
Earnings Per Share (EPS)	10.57

Balance Sheet

The company has 265.53 million in cash and n/a in debt, giving a net cash position of 265.53 million or 4.80 per share.

Cash & Cash Equivalents	265.53M
Total Debt	n/a
Net Cash	265.53M
Net Cash Per Share	4.80
Equity (Book Value)	3.26B
Book Value Per Share	58.97
Working Capital	-487.57M

Cash Flow

In the last 12 months, operating cash flow was -127.56 million and capital expenditures -69.45 million, giving a free cash flow of -197.01 million.

Operating Cash Flow	-127.56M
Capital Expenditures	-69.45M
Free Cash Flow	-197.01M
FCF Per Share	-3.56

Margins

Gross margin is 62.21%, with operating and profit margins of 46.73% and 29.05%.

Gross Margin	62.21%
Operating Margin	46.73%
Pretax Margin	46.80%
Profit Margin	29.05%
EBITDA Margin	48.32%
EBIT Margin	46.73%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 12.48%.

Dividend Per Share	6.00
Dividend Yield	12.48%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	5
Payout Ratio	42.42%
Buyback Yield	0.02%
Shareholder Yield	12.50%
Earnings Yield	21.97%
FCF Yield	-7.40%

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a