Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 2.66 billion. The enterprise value is 2.17 billion.

Market Cap	2.66B
Enterprise Value	2.17B

Important Dates

The last earnings date was Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:CENI has 55.33 million shares outstanding.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.47M

Valuation Ratios

The trailing PE ratio is 4.88.

PE Ratio	4.88
Forward PE	n/a
PS Ratio	1.27
PB Ratio	0.84
P/TBV Ratio	0.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.36, with an EV/FCF ratio of -15.37.

EV / Earnings	3.99
EV / Sales	1.04
EV / EBITDA	2.36
EV / EBIT	2.43
EV / FCF	-15.37

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.01.

Current Ratio	1.33
Quick Ratio	0.96
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	-0.27
Interest Coverage	124.48

Financial Efficiency

Return on equity (ROE) is 18.16% and return on invested capital (ROIC) is 18.27%.

Return on Equity (ROE)	18.16%
Return on Assets (ROA)	9.55%
Return on Invested Capital (ROIC)	18.27%
Return on Capital Employed (ROCE)	24.22%
Revenue Per Employee	13.73M
Profits Per Employee	3.56M
Employee Count	153
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 350.16 million in taxes.

Income Tax	350.16M
Effective Tax Rate	39.12%

Stock Price Statistics

The stock price has increased by +80.08% in the last 52 weeks. The beta is 0.43, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+80.08%
50-Day Moving Average	47.44
200-Day Moving Average	42.89
Relative Strength Index (RSI)	53.53
Average Volume (20 Days)	2,080

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.10 billion and earned 544.99 million in profits. Earnings per share was 9.85.

Revenue	2.10B
Gross Profit	1.32B
Operating Income	890.24M
Pretax Income	895.15M
Net Income	544.99M
EBITDA	903.67M
EBIT	890.24M
Earnings Per Share (EPS)	9.85

Balance Sheet

The company has 1.77 billion in cash and 38.26 million in debt, giving a net cash position of 484.05 million or 8.75 per share.

Cash & Cash Equivalents	1.77B
Total Debt	38.26M
Net Cash	484.05M
Net Cash Per Share	8.75
Equity (Book Value)	3.16B
Book Value Per Share	57.10
Working Capital	930.04M

Cash Flow

In the last 12 months, operating cash flow was -83.93 million and capital expenditures -57.54 million, giving a free cash flow of -141.48 million.

Operating Cash Flow	-83.93M
Capital Expenditures	-57.54M
Free Cash Flow	-141.48M
FCF Per Share	-2.56

Margins

Gross margin is 63.02%, with operating and profit margins of 42.39% and 25.95%.

Gross Margin	63.02%
Operating Margin	42.39%
Pretax Margin	42.62%
Profit Margin	25.95%
EBITDA Margin	43.03%
EBIT Margin	42.39%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 12.43%.

Dividend Per Share	6.00
Dividend Yield	12.43%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	5
Payout Ratio	60.91%
Buyback Yield	n/a
Shareholder Yield	12.43%
Earnings Yield	20.50%
FCF Yield	-5.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3