Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 2.52 billion. The enterprise value is 2.09 billion.

Market Cap	2.52B
Enterprise Value	2.09B

Important Dates

The last earnings date was Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:CENI has 55.33 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.47M

Valuation Ratios

The trailing PE ratio is 4.62.

PE Ratio	4.62
Forward PE	n/a
PS Ratio	1.18
PB Ratio	0.80
P/TBV Ratio	0.80
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.24, with an EV/FCF ratio of -14.78.

EV / Earnings	3.84
EV / Sales	0.98
EV / EBITDA	2.24
EV / EBIT	2.33
EV / FCF	-14.78

Financial Position

The company has a current ratio of 0.85

Current Ratio	0.85
Quick Ratio	0.65
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	124.68

Financial Efficiency

Return on equity (ROE) is 18.16% and return on invested capital (ROIC) is 18.42%.

Return on Equity (ROE)	18.16%
Return on Assets (ROA)	9.56%
Return on Invested Capital (ROIC)	18.42%
Return on Capital Employed (ROCE)	21.23%
Revenue Per Employee	13.90M
Profits Per Employee	3.56M
Employee Count	153
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 350.16 million in taxes.

Income Tax	350.16M
Effective Tax Rate	39.12%

Stock Price Statistics

The stock price has increased by +71.65% in the last 52 weeks. The beta is 0.43, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+71.65%
50-Day Moving Average	46.31
200-Day Moving Average	41.90
Relative Strength Index (RSI)	43.31
Average Volume (20 Days)	3,951

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.13 billion and earned 544.99 million in profits. Earnings per share was 9.85.

Revenue	2.13B
Gross Profit	1.36B
Operating Income	891.66M
Pretax Income	895.15M
Net Income	544.99M
EBITDA	912.11M
EBIT	891.66M
Earnings Per Share (EPS)	9.85

Balance Sheet

The company has 425.23 million in cash and n/a in debt, giving a net cash position of 425.23 million or 7.69 per share.

Cash & Cash Equivalents	425.23M
Total Debt	n/a
Net Cash	425.23M
Net Cash Per Share	7.69
Equity (Book Value)	3.16B
Book Value Per Share	57.11
Working Capital	-349.47M

Cash Flow

In the last 12 months, operating cash flow was -83.93 million and capital expenditures -57.54 million, giving a free cash flow of -141.48 million.

Operating Cash Flow	-83.93M
Capital Expenditures	-57.54M
Free Cash Flow	-141.48M
FCF Per Share	-2.56

Margins

Gross margin is 63.83%, with operating and profit margins of 41.93% and 25.63%.

Gross Margin	63.83%
Operating Margin	41.93%
Pretax Margin	42.09%
Profit Margin	25.63%
EBITDA Margin	42.89%
EBIT Margin	41.93%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 13.20%.

Dividend Per Share	6.00
Dividend Yield	13.20%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	5
Payout Ratio	60.66%
Buyback Yield	-0.02%
Shareholder Yield	13.17%
Earnings Yield	21.66%
FCF Yield	-5.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2