Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 3.15 billion. The enterprise value is 2.81 billion.

Market Cap	3.15B
Enterprise Value	2.81B

Important Dates

The next estimated earnings date is Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Apr 18, 2025

Share Statistics

PSX:CENI has 55.33 million shares outstanding.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.46M

Valuation Ratios

The trailing PE ratio is 5.42.

PE Ratio	5.42
Forward PE	n/a
PS Ratio	1.41
PB Ratio	0.95
P/TBV Ratio	0.95
P/FCF Ratio	26.61
P/OCF Ratio	20.40
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.92, with an EV/FCF ratio of 23.71.

EV / Earnings	4.83
EV / Sales	1.25
EV / EBITDA	2.92
EV / EBIT	2.96
EV / FCF	23.71

Financial Position

The company has a current ratio of 1.30, with a Debt / Equity ratio of 0.01.

Current Ratio	1.30
Quick Ratio	0.89
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	0.30
Interest Coverage	128.71

Financial Efficiency

Return on equity (ROE) is 18.29% and return on invested capital (ROIC) is 18.30%.

Return on Equity (ROE)	18.29%
Return on Assets (ROA)	9.44%
Return on Invested Capital (ROIC)	18.30%
Return on Capital Employed (ROCE)	24.01%
Revenue Per Employee	14.66M
Profits Per Employee	3.80M
Employee Count	153
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 366.47 million in taxes.

Income Tax	366.47M
Effective Tax Rate	38.64%

Stock Price Statistics

The stock price has increased by +53.20% in the last 52 weeks. The beta is 0.42, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+53.20%
50-Day Moving Average	53.09
200-Day Moving Average	46.66
Relative Strength Index (RSI)	54.86
Average Volume (20 Days)	2,664

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.24 billion and earned 581.94 million in profits. Earnings per share was 10.52.

Revenue	2.24B
Gross Profit	1.39B
Operating Income	943.93M
Pretax Income	948.41M
Net Income	581.94M
EBITDA	944.74M
EBIT	943.93M
Earnings Per Share (EPS)	10.52

Balance Sheet

The company has 1.79 billion in cash and 35.91 million in debt, giving a net cash position of 343.13 million or 6.20 per share.

Cash & Cash Equivalents	1.79B
Total Debt	35.91M
Net Cash	343.13M
Net Cash Per Share	6.20
Equity (Book Value)	3.33B
Book Value Per Share	60.24
Working Capital	890.89M

Cash Flow

In the last 12 months, operating cash flow was 154.54 million and capital expenditures -36.05 million, giving a free cash flow of 118.49 million.

Operating Cash Flow	154.54M
Capital Expenditures	-36.05M
Free Cash Flow	118.49M
FCF Per Share	2.14

Margins

Gross margin is 62.13%, with operating and profit margins of 42.09% and 25.95%.

Gross Margin	62.13%
Operating Margin	42.09%
Pretax Margin	42.29%
Profit Margin	25.95%
EBITDA Margin	42.12%
EBIT Margin	42.09%
FCF Margin	5.28%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 10.53%.

Dividend Per Share	6.00
Dividend Yield	10.53%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	5
Payout Ratio	56.81%
Buyback Yield	n/a
Shareholder Yield	10.53%
Earnings Yield	18.46%
FCF Yield	3.76%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4