Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 3.24 billion. The enterprise value is 3.00 billion.

Market Cap	3.24B
Enterprise Value	3.00B

Important Dates

The last earnings date was Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	Apr 21, 2026

Share Statistics

PSX:CENI has 55.33 million shares outstanding. The number of shares has increased by 0.03% in one year.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	9.46M

Valuation Ratios

The trailing PE ratio is 5.90.

PE Ratio	5.90
Forward PE	n/a
PS Ratio	1.45
PB Ratio	0.94
P/TBV Ratio	0.94
P/FCF Ratio	48.06
P/OCF Ratio	28.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.16, with an EV/FCF ratio of 44.49.

EV / Earnings	5.46
EV / Sales	1.34
EV / EBITDA	3.16
EV / EBIT	3.28
EV / FCF	44.49

Financial Position

The company has a current ratio of 0.77

Current Ratio	0.77
Quick Ratio	0.56
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	144.34

Financial Efficiency

Return on equity (ROE) is 16.37% and return on invested capital (ROIC) is 16.17%.

Return on Equity (ROE)	16.37%
Return on Assets (ROA)	8.90%
Return on Invested Capital (ROIC)	16.17%
Return on Capital Employed (ROCE)	19.86%
Weighted Average Cost of Capital (WACC)	6.28%
Revenue Per Employee	14.61M
Profits Per Employee	3.59M
Employee Count	153
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 360.36 million in taxes.

Income Tax	360.36M
Effective Tax Rate	39.60%

Stock Price Statistics

The stock price has increased by +20.94% in the last 52 weeks. The beta is 0.37, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	+20.94%
50-Day Moving Average	58.40
200-Day Moving Average	52.09
Relative Strength Index (RSI)	50.36
Average Volume (20 Days)	7,553

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.24 billion and earned 549.56 million in profits. Earnings per share was 9.93.

Revenue	2.24B
Gross Profit	1.31B
Operating Income	913.12M
Pretax Income	909.93M
Net Income	549.56M
EBITDA	947.31M
EBIT	913.12M
Earnings Per Share (EPS)	9.93

Balance Sheet

The company has 240.71 million in cash and n/a in debt, with a net cash position of 240.71 million or 4.35 per share.

Cash & Cash Equivalents	240.71M
Total Debt	n/a
Net Cash	240.71M
Net Cash Per Share	4.35
Equity (Book Value)	3.45B
Book Value Per Share	62.31
Working Capital	-552.03M

Cash Flow

In the last 12 months, operating cash flow was 115.50 million and capital expenditures -48.02 million, giving a free cash flow of 67.48 million.

Operating Cash Flow	115.50M
Capital Expenditures	-48.02M
Free Cash Flow	67.48M
FCF Per Share	1.22

Margins

Gross margin is 58.57%, with operating and profit margins of 40.85% and 24.59%.

Gross Margin	58.57%
Operating Margin	40.85%
Pretax Margin	40.71%
Profit Margin	24.59%
EBITDA Margin	42.38%
EBIT Margin	40.85%
FCF Margin	3.02%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 10.02%.

Dividend Per Share	6.00
Dividend Yield	10.02%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	6
Payout Ratio	60.14%
Buyback Yield	-0.03%
Shareholder Yield	9.99%
Earnings Yield	16.94%
FCF Yield	2.08%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3