Century Insurance Company Limited (PSX:CENI)

Century Insurance Company Statistics

Total Valuation

PSX:CENI has a market cap or net worth of PKR 2.88 billion. The enterprise value is 2.67 billion.

Market Cap	2.88B
Enterprise Value	2.67B

Important Dates

The last earnings date was Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Apr 21, 2026

Share Statistics

PSX:CENI has 55.33 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	-0.19%
Shares Change (QoQ)	-0.82%
Owned by Insiders (%)	0.53%
Owned by Institutions (%)	0.84%
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.22.

PE Ratio	6.22
Forward PE	n/a
PS Ratio	1.34
PB Ratio	0.84
P/TBV Ratio	0.84
P/FCF Ratio	269.51
P/OCF Ratio	60.97
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.32, with an EV/FCF ratio of 249.68.

EV / Earnings	5.78
EV / Sales	1.24
EV / EBITDA	3.32
EV / EBIT	3.45
EV / FCF	249.68

Financial Position

The company has a current ratio of 0.73

Current Ratio	0.73
Quick Ratio	0.50
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	128.32

Financial Efficiency

Return on equity (ROE) is 13.59% and return on invested capital (ROIC) is 13.37%.

Return on Equity (ROE)	13.59%
Return on Assets (ROA)	7.72%
Return on Invested Capital (ROIC)	13.37%
Return on Capital Employed (ROCE)	17.23%
Weighted Average Cost of Capital (WACC)	5.04%
Revenue Per Employee	14.31M
Profits Per Employee	3.08M
Employee Count	150
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:CENI has paid 307.99 million in taxes.

Income Tax	307.99M
Effective Tax Rate	40.03%

Stock Price Statistics

The stock price has increased by +31.95% in the last 52 weeks. The beta is 0.14, so PSX:CENI's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	+31.95%
50-Day Moving Average	58.31
200-Day Moving Average	54.16
Relative Strength Index (RSI)	31.90
Average Volume (20 Days)	23,169

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:CENI had revenue of PKR 2.15 billion and earned 461.50 million in profits. Earnings per share was 8.36.

Revenue	2.15B
Gross Profit	1.27B
Operating Income	769.22M
Pretax Income	769.50M
Net Income	461.50M
EBITDA	790.62M
EBIT	769.22M
Earnings Per Share (EPS)	8.36

Balance Sheet

The company has 211.72 million in cash and n/a in debt, with a net cash position of 211.72 million or 3.83 per share.

Cash & Cash Equivalents	211.72M
Total Debt	n/a
Net Cash	211.72M
Net Cash Per Share	3.83
Equity (Book Value)	3.42B
Book Value Per Share	62.25
Working Capital	-609.16M

Cash Flow

In the last 12 months, operating cash flow was 47.19 million and capital expenditures -36.51 million, giving a free cash flow of 10.67 million.

Operating Cash Flow	47.19M
Capital Expenditures	-36.51M
Depreciation & Amortization	n/a
Net Borrowing	-17.26M
Free Cash Flow	10.67M
FCF Per Share	0.19

Margins

Gross margin is 59.03%, with operating and profit margins of 35.84% and 21.50%.

Gross Margin	59.03%
Operating Margin	35.84%
Pretax Margin	35.85%
Profit Margin	21.50%
EBITDA Margin	36.83%
EBIT Margin	35.84%
FCF Margin	0.50%

Dividends & Yields

This stock pays an annual dividend of 6.00, which amounts to a dividend yield of 11.51%.

Dividend Per Share	6.00
Dividend Yield	11.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	6
Payout Ratio	71.60%
Buyback Yield	0.19%
Shareholder Yield	11.70%
Earnings Yield	16.04%
FCF Yield	0.37%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 20, 2022
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3