Century Insurance Company Limited (PSX:CENI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
64.18
-1.08 (-1.65%)
At close: Aug 20, 2026

Century Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,2492,2542,0511,7521,3311,072
Revenue Growth
6.94%9.94%17.05%31.67%24.07%12.15%
Operating Income
831.35909.48938.42825.32488.41382.27
Net Income
503.88549.56584.67496.87313.35277.53
Earnings Per Share
9.109.9310.578.985.665.02
EPS Growth
-7.59%-6.00%17.67%58.56%12.91%14.39%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Miscellaneous
28.4644.4432.0121.6915.78
Fire and Property Damage
78.2666.2348.3828.437.5
Motor
555.62439.44388.14380.42346.53
Accident and Health
717.07560.11498.09389.31301.31
Marine, Aviation and Transport
271.08249.32230.54252.55196.46
Unallocated Investment Income
552.81572.38449.94182.15116.01
Unallocated Other Income
31.7780.88-65.2752.81
Total
2,2352,0131,7241,3201,066

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
331.67352.71337.75450.88431.73724.86
Total Debt
-33.4144.3418.6240.6638.58
Net Cash (Debt)
331.67319.3293.41432.25391.07686.28
Net Cash Growth
-31.48%8.83%-32.12%10.53%-43.02%40.91%
Net Cash Per Share
5.995.775.307.817.0712.40

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
273.67115.5-127.56269.711.77300.79
Capital Expenditures
-39.96-48.02-69.45-21.73-17.13-27.74
Free Cash Flow
233.7167.48-197.01247.99-15.36273.05
Free Cash Flow Growth
-----124.85%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
36.97%40.34%45.76%47.11%36.71%35.65%
Pretax Margin
37.03%40.36%45.93%47.38%37.22%36.33%
Profit Margin
22.41%24.38%28.51%28.36%23.55%25.88%
FCF Margin
10.39%2.99%-9.61%14.16%-1.16%25.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0006.0006.0004.5002.5002.250
Dividend Per Share Growth
0%0%33.33%80.00%11.11%23.75%
Dividend Yield
9.19%11.93%19.81%31.12%26.31%24.07%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.055.593.602.352.833.44
P/FCF Ratio
15.1945.50-4.71-3.50
PS Ratio
1.581.361.020.670.670.89