Century Insurance Company Limited (PSX:CENI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
57.08
+3.06 (5.66%)
At close: Sep 11, 2026

Century Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,2502,2542,0511,7521,3311,072
Revenue Growth
6.98%9.94%17.05%31.67%24.07%12.15%
Operating Income
830.53909.48938.42825.32488.41382.27
Net Income
503.88549.56584.67496.87313.35277.53
Earnings Per Share
9.119.9310.578.985.665.02
EPS Growth
-7.54%-6.00%17.67%58.56%12.91%14.39%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire and Property Damage
84.9378.2666.2348.3828.437.5
Marine, Aviation and Transport
280.09271.08249.32230.54252.55196.46
Motor
598.52555.62439.44388.14380.42346.53
Accident and Health
741.52717.07560.11498.09389.31301.31
Miscellaneous
34.528.4644.4432.0121.6915.78
Unallocated Investment Income
455.03552.81572.38449.94182.15116.01
Unallocated Other Income
34.931.7780.88-65.2752.81
Total
2,2292,2352,0131,7241,3201,066

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
427.05352.71337.75450.88431.73724.86
Total Debt
27.7133.4144.3418.6240.6638.58
Net Cash (Debt)
399.34319.3293.41432.25391.07686.28
Net Cash Growth
-17.50%8.83%-32.12%10.53%-43.02%40.91%
Net Cash Per Share
7.225.775.307.817.0712.40

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
273.67115.5-127.56269.711.77300.79
Capital Expenditures
-39.96-48.02-69.45-21.73-17.13-27.74
Free Cash Flow
233.7167.48-197.01247.99-15.36273.05
Free Cash Flow Growth
-----124.85%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
36.92%40.34%45.76%47.11%36.71%35.65%
Pretax Margin
37.02%40.36%45.93%47.38%37.22%36.33%
Profit Margin
22.40%24.38%28.51%28.36%23.55%25.88%
FCF Margin
10.39%2.99%-9.61%14.16%-1.16%25.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
16.0006.0006.0004.5002.5002.250
Dividend Per Share Growth
0%0%33.33%80.00%11.11%23.75%
Dividend Yield
28.03%13.50%22.41%35.21%29.77%27.23%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.275.593.602.352.833.44
P/FCF Ratio
13.5145.50-4.71-3.50
PS Ratio
1.401.361.020.670.670.89