Century Insurance Company Limited (PSX:CENI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
54.42
+0.42 (0.78%)
At close: Jul 31, 2026

Century Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,1452,2542,0511,7521,3311,072
Revenue Growth
2.49%9.94%17.05%31.67%24.07%12.15%
Operating Income
767.7909.48938.42825.32488.41382.27
Net Income
461.5549.56584.67496.87313.35277.53
Earnings Per Share
8.349.9310.578.985.665.02
EPS Growth
-19.87%-6.00%17.67%58.56%12.91%14.39%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Miscellaneous
28.8228.4644.4432.0121.6915.78
Fire and Property Damage
75.4178.2666.2348.3828.437.5
Motor
575.26555.62439.44388.14380.42346.53
Accident and Health
722.52717.07560.11498.09389.31301.31
Marine, Aviation and Transport
277.35271.08249.32230.54252.55196.46
Unallocated Investment Income
414.08552.81572.38449.94182.15116.01
Unallocated Other Income
33.731.7780.88-65.2752.81
Total
2,1272,2352,0131,7241,3201,066

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
292.12352.71337.75450.88431.73724.86
Total Debt
30.7233.4144.3418.6240.6638.58
Net Cash (Debt)
261.4319.3293.41432.25391.07686.28
Net Cash Growth
-19.45%8.83%-32.12%10.53%-43.02%40.91%
Net Cash Per Share
4.725.775.307.817.0712.40

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
47.19115.5-127.56269.711.77300.79
Capital Expenditures
-36.51-48.02-69.45-21.73-17.13-27.74
Free Cash Flow
10.6767.48-197.01247.99-15.36273.05
Free Cash Flow Growth
2242.34%----124.85%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
35.80%40.34%45.76%47.11%36.71%35.65%
Pretax Margin
35.88%40.36%45.93%47.38%37.22%36.33%
Profit Margin
21.52%24.38%28.51%28.36%23.55%25.88%
FCF Margin
0.50%2.99%-9.61%14.16%-1.16%25.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0006.0006.0004.5002.5002.250
Dividend Per Share Growth
0%0%33.33%80.00%11.11%23.75%
Dividend Yield
11.11%11.93%19.81%31.12%26.31%24.07%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.475.593.602.352.833.44
P/FCF Ratio
279.8845.50-4.71-3.50
PS Ratio
1.391.361.020.670.670.89