Clover Pakistan Limited (PSX:CLOV)

Clover Pakistan Statistics

Total Valuation

Clover Pakistan has a market cap or net worth of PKR 1.70 billion. The enterprise value is 1.66 billion.

Market Cap	1.70B
Enterprise Value	1.66B

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

Clover Pakistan has 38.93 million shares outstanding.

Current Share Class	38.93M
Shares Outstanding	38.93M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.72.

PE Ratio	6.72
Forward PE	n/a
PS Ratio	0.46
PB Ratio	3.20
P/TBV Ratio	3.20
P/FCF Ratio	43.97
P/OCF Ratio	25.04
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.64, with an EV/FCF ratio of 42.94.

EV / Earnings	6.56
EV / Sales	0.45
EV / EBITDA	7.64
EV / EBIT	7.74
EV / FCF	42.94

Financial Position

The company has a current ratio of 4.39

Current Ratio	4.39
Quick Ratio	0.47
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	446.99

Financial Efficiency

Return on equity (ROE) is 62.53% and return on invested capital (ROIC) is 33.16%.

Return on Equity (ROE)	62.53%
Return on Assets (ROA)	27.37%
Return on Invested Capital (ROIC)	33.16%
Return on Capital Employed (ROCE)	40.42%
Revenue Per Employee	83.59M
Profits Per Employee	5.76M
Employee Count	44
Asset Turnover	7.49
Inventory Turnover	18.86

Taxes

Income Tax	-38.73M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +28.41% in the last 52 weeks. The beta is 0.42, so Clover Pakistan's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+28.41%
50-Day Moving Average	43.12
200-Day Moving Average	42.09
Relative Strength Index (RSI)	55.21
Average Volume (20 Days)	356,193

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Clover Pakistan had revenue of PKR 3.68 billion and earned 253.40 million in profits. Earnings per share was 6.51.

Revenue	3.68B
Gross Profit	414.97M
Operating Income	215.00M
Pretax Income	214.67M
Net Income	253.40M
EBITDA	217.63M
EBIT	215.00M
Earnings Per Share (EPS)	6.51

Balance Sheet

The company has 40.05 million in cash and n/a in debt, giving a net cash position of 40.05 million or 1.03 per share.

Cash & Cash Equivalents	40.05M
Total Debt	n/a
Net Cash	40.05M
Net Cash Per Share	1.03
Equity (Book Value)	531.91M
Book Value Per Share	13.66
Working Capital	412.39M

Cash Flow

In the last 12 months, operating cash flow was 68.02 million and capital expenditures -29.29 million, giving a free cash flow of 38.73 million.

Operating Cash Flow	68.02M
Capital Expenditures	-29.29M
Free Cash Flow	38.73M
FCF Per Share	0.99

Margins

Gross margin is 11.28%, with operating and profit margins of 5.85% and 6.89%.

Gross Margin	11.28%
Operating Margin	5.85%
Pretax Margin	5.84%
Profit Margin	6.89%
EBITDA Margin	5.92%
EBIT Margin	5.85%
FCF Margin	1.05%

Dividends & Yields

Clover Pakistan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	14.88%
FCF Yield	2.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Clover Pakistan has an Altman Z-Score of 14.26 and a Piotroski F-Score of 3.

Altman Z-Score	14.26
Piotroski F-Score	3