Clover Pakistan Limited (PSX:CLOV)

Clover Pakistan Statistics

Total Valuation

Clover Pakistan has a market cap or net worth of PKR 3.09 billion. The enterprise value is 3.02 billion.

Market Cap	3.09B
Enterprise Value	3.02B

Important Dates

The next estimated earnings date is Wednesday, February 25, 2026.

Earnings Date	Feb 25, 2026
Ex-Dividend Date	n/a

Share Statistics

Clover Pakistan has 38.93 million shares outstanding.

Current Share Class	38.93M
Shares Outstanding	38.93M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	29.67M

Valuation Ratios

The trailing PE ratio is 15.87.

PE Ratio	15.87
Forward PE	n/a
PS Ratio	0.73
PB Ratio	5.51
P/TBV Ratio	5.51
P/FCF Ratio	188.20
P/OCF Ratio	67.65
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 20.95, with an EV/FCF ratio of 183.83.

EV / Earnings	15.51
EV / Sales	0.71
EV / EBITDA	20.95
EV / EBIT	21.41
EV / FCF	183.83

Financial Position

The company has a current ratio of 3.37

Current Ratio	3.37
Quick Ratio	0.56
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	293.45

Financial Efficiency

Return on equity (ROE) is 42.03% and return on invested capital (ROIC) is 28.78%.

Return on Equity (ROE)	42.03%
Return on Assets (ROA)	15.24%
Return on Invested Capital (ROIC)	28.78%
Return on Capital Employed (ROCE)	25.16%
Weighted Average Cost of Capital (WACC)	9.92%
Revenue Per Employee	96.45M
Profits Per Employee	4.43M
Employee Count	44
Asset Turnover	7.33
Inventory Turnover	13.73

Taxes

Income Tax	-53.99M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +98.27% in the last 52 weeks. The beta is 1.03, so Clover Pakistan's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+98.27%
50-Day Moving Average	45.53
200-Day Moving Average	42.32
Relative Strength Index (RSI)	81.53
Average Volume (20 Days)	1,517,597

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Clover Pakistan had revenue of PKR 4.24 billion and earned 194.87 million in profits. Earnings per share was 5.01.

Revenue	4.24B
Gross Profit	365.25M
Operating Income	141.15M
Pretax Income	140.88M
Net Income	194.87M
EBITDA	144.20M
EBIT	141.15M
Earnings Per Share (EPS)	5.01

Balance Sheet

The company has 71.89 million in cash and n/a in debt, with a net cash position of 71.89 million or 1.85 per share.

Cash & Cash Equivalents	71.89M
Total Debt	n/a
Net Cash	71.89M
Net Cash Per Share	1.85
Equity (Book Value)	561.06M
Book Value Per Share	14.41
Working Capital	427.35M

Cash Flow

In the last 12 months, operating cash flow was 45.72 million and capital expenditures -29.29 million, giving a free cash flow of 16.44 million.

Operating Cash Flow	45.72M
Capital Expenditures	-29.29M
Free Cash Flow	16.44M
FCF Per Share	0.42

Margins

Gross margin is 8.61%, with operating and profit margins of 3.33% and 4.59%.

Gross Margin	8.61%
Operating Margin	3.33%
Pretax Margin	3.32%
Profit Margin	4.59%
EBITDA Margin	3.40%
EBIT Margin	3.33%
FCF Margin	0.39%

Dividends & Yields

Clover Pakistan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	6.30%
FCF Yield	0.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Clover Pakistan has an Altman Z-Score of 11.83 and a Piotroski F-Score of 3.

Altman Z-Score	11.83
Piotroski F-Score	3