Clover Pakistan Limited (PSX:CLOV)

Clover Pakistan Statistics

Total Valuation

Clover Pakistan has a market cap or net worth of PKR 2.42 billion. The enterprise value is 2.39 billion.

Market Cap	2.42B
Enterprise Value	2.39B

Important Dates

The next estimated earnings date is Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Clover Pakistan has 38.93 million shares outstanding. The number of shares has increased by 22.22% in one year.

Current Share Class	38.93M
Shares Outstanding	38.93M
Shares Change (YoY)	+22.22%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	29.67M

Valuation Ratios

The trailing PE ratio is 14.44.

PE Ratio	14.44
Forward PE	n/a
PS Ratio	0.56
PB Ratio	3.81
P/TBV Ratio	3.81
P/FCF Ratio	91.01
P/OCF Ratio	7.23
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.75, with an EV/FCF ratio of 89.74.

EV / Earnings	12.95
EV / Sales	0.56
EV / EBITDA	16.75
EV / EBIT	18.06
EV / FCF	89.74

Financial Position

The company has a current ratio of 1.56

Current Ratio	1.56
Quick Ratio	0.47
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	132.16

Financial Efficiency

Return on equity (ROE) is 33.98% and return on invested capital (ROIC) is 24.25%.

Return on Equity (ROE)	33.98%
Return on Assets (ROA)	10.39%
Return on Invested Capital (ROIC)	24.25%
Return on Capital Employed (ROCE)	20.83%
Weighted Average Cost of Capital (WACC)	9.55%
Revenue Per Employee	97.39M
Profits Per Employee	4.19M
Employee Count	44
Asset Turnover	5.39
Inventory Turnover	17.22

Taxes

Income Tax	-53.02M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +34.36% in the last 52 weeks. The beta is 0.96, so Clover Pakistan's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+34.36%
50-Day Moving Average	62.34
200-Day Moving Average	46.46
Relative Strength Index (RSI)	51.87
Average Volume (20 Days)	309,103

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Clover Pakistan had revenue of PKR 4.29 billion and earned 184.34 million in profits. Earnings per share was 4.31.

Revenue	4.29B
Gross Profit	262.12M
Operating Income	132.16M
Pretax Income	131.32M
Net Income	184.34M
EBITDA	142.51M
EBIT	132.16M
Earnings Per Share (EPS)	4.31

Balance Sheet

The company has 33.63 million in cash and n/a in debt, with a net cash position of 33.63 million or 0.86 per share.

Cash & Cash Equivalents	33.63M
Total Debt	n/a
Net Cash	33.63M
Net Cash Per Share	0.86
Equity (Book Value)	634.63M
Book Value Per Share	16.30
Working Capital	228.54M

Cash Flow

In the last 12 months, operating cash flow was 334.73 million and capital expenditures -308.14 million, giving a free cash flow of 26.59 million.

Operating Cash Flow	334.73M
Capital Expenditures	-308.14M
Depreciation & Amortization	10.35M
Net Borrowing	n/a
Free Cash Flow	26.59M
FCF Per Share	0.68

Margins

Gross margin is 6.12%, with operating and profit margins of 3.08% and 4.30%.

Gross Margin	6.12%
Operating Margin	3.08%
Pretax Margin	3.06%
Profit Margin	4.30%
EBITDA Margin	3.33%
EBIT Margin	3.08%
FCF Margin	0.62%

Dividends & Yields

Clover Pakistan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-22.22%
Shareholder Yield	-22.22%
Earnings Yield	7.62%
FCF Yield	1.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Clover Pakistan has an Altman Z-Score of 6.96 and a Piotroski F-Score of 4.

Altman Z-Score	6.96
Piotroski F-Score	4