Clover Pakistan Limited (PSX:CLOV)

Clover Pakistan Statistics

Total Valuation

Clover Pakistan has a market cap or net worth of PKR 1.81 billion. The enterprise value is 1.74 billion.

Market Cap	1.81B
Enterprise Value	1.74B

Important Dates

The last earnings date was Friday, September 19, 2025.

Earnings Date	Sep 19, 2025
Ex-Dividend Date	n/a

Share Statistics

Clover Pakistan has 38.93 million shares outstanding.

Current Share Class	38.93M
Shares Outstanding	38.93M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.53.

PE Ratio	5.53
Forward PE	n/a
PS Ratio	0.61
PB Ratio	3.68
P/TBV Ratio	3.68
P/FCF Ratio	n/a
P/OCF Ratio	66.95
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.32
EV / Sales	0.58
EV / EBITDA	5.49
EV / EBIT	5.54
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.44

Current Ratio	4.44
Quick Ratio	0.60
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1,235.74

Financial Efficiency

Return on equity (ROE) is 99.67% and return on invested capital (ROIC) is 59.89%.

Return on Equity (ROE)	99.67%
Return on Assets (ROA)	45.09%
Return on Invested Capital (ROIC)	59.89%
Return on Capital Employed (ROCE)	63.96%
Revenue Per Employee	992.68M
Profits Per Employee	108.83M
Employee Count	3
Asset Turnover	6.85
Inventory Turnover	15.60

Taxes

Income Tax	-13.81M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +44.55% in the last 52 weeks. The beta is 0.42, so Clover Pakistan's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+44.55%
50-Day Moving Average	42.50
200-Day Moving Average	41.74
Relative Strength Index (RSI)	50.41
Average Volume (20 Days)	687,346

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Clover Pakistan had revenue of PKR 2.98 billion and earned 326.48 million in profits. Earnings per share was 8.39.

Revenue	2.98B
Gross Profit	497.16M
Operating Income	313.88M
Pretax Income	312.67M
Net Income	326.48M
EBITDA	316.54M
EBIT	313.88M
Earnings Per Share (EPS)	8.39

Balance Sheet

The company has 66.89 million in cash and n/a in debt, giving a net cash position of 66.89 million or 1.72 per share.

Cash & Cash Equivalents	66.89M
Total Debt	n/a
Net Cash	66.89M
Net Cash Per Share	1.72
Equity (Book Value)	490.78M
Book Value Per Share	12.61
Working Capital	433.52M

Cash Flow

Operating Cash Flow	26.96M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 16.69%, with operating and profit margins of 10.54% and 10.96%.

Gross Margin	16.69%
Operating Margin	10.54%
Pretax Margin	10.50%
Profit Margin	10.96%
EBITDA Margin	10.63%
EBIT Margin	10.54%
FCF Margin	n/a

Dividends & Yields

Clover Pakistan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	18.09%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Clover Pakistan has an Altman Z-Score of 13.7 and a Piotroski F-Score of 5.

Altman Z-Score	13.7
Piotroski F-Score	5