Clover Pakistan Limited (PSX:CLOV)

Clover Pakistan Statistics

Total Valuation

Clover Pakistan has a market cap or net worth of PKR 3.35 billion. The enterprise value is 3.31 billion.

Market Cap	3.35B
Enterprise Value	3.31B

Important Dates

The next estimated earnings date is Thursday, October 1, 2026.

Earnings Date	Oct 1, 2026
Ex-Dividend Date	n/a

Share Statistics

Clover Pakistan has 389.29 million shares outstanding.

Current Share Class	389.29M
Shares Outstanding	389.29M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	n/a
Float	296.75M

Valuation Ratios

The trailing PE ratio is 14.09.

PE Ratio	14.09
Forward PE	n/a
PS Ratio	0.62
PB Ratio	4.60
P/TBV Ratio	4.60
P/FCF Ratio	n/a
P/OCF Ratio	12.10
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.43, with an EV/FCF ratio of -105.63.

EV / Earnings	13.94
EV / Sales	0.62
EV / EBITDA	15.43
EV / EBIT	17.00
EV / FCF	-105.63

Financial Position

The company has a current ratio of 1.94

Current Ratio	1.94
Quick Ratio	0.46
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	153.88

Financial Efficiency

Return on equity (ROE) is 38.98% and return on invested capital (ROIC) is 30.11%.

Return on Equity (ROE)	38.98%
Return on Assets (ROA)	14.37%
Return on Invested Capital (ROIC)	30.11%
Return on Capital Employed (ROCE)	26.74%
Weighted Average Cost of Capital (WACC)	10.68%
Revenue Per Employee	121.77M
Profits Per Employee	5.40M
Employee Count	44
Asset Turnover	6.32
Inventory Turnover	12.51

Taxes

Income Tax	-43.85M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +100.47% in the last 52 weeks. The beta is 1.17, so Clover Pakistan's price volatility has been higher than the market average.

Beta (5Y)	1.17
52-Week Price Change	+100.47%
50-Day Moving Average	7.35
200-Day Moving Average	5.36
Relative Strength Index (RSI)	58.68
Average Volume (20 Days)	12,945,177

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Clover Pakistan had revenue of PKR 5.36 billion and earned 237.64 million in profits. Earnings per share was 0.61.

Revenue	5.36B
Gross Profit	347.18M
Operating Income	194.81M
Pretax Income	193.78M
Net Income	237.64M
EBITDA	214.66M
EBIT	194.81M
Earnings Per Share (EPS)	0.61

Balance Sheet

The company has 35.53 million in cash and n/a in debt, with a net cash position of 35.53 million or 0.09 per share.

Cash & Cash Equivalents	35.53M
Total Debt	n/a
Net Cash	35.53M
Net Cash Per Share	0.09
Equity (Book Value)	728.41M
Book Value Per Share	1.87
Working Capital	327.07M

Cash Flow

In the last 12 months, operating cash flow was 276.78 million and capital expenditures -308.14 million, giving a free cash flow of -31.36 million.

Operating Cash Flow	276.78M
Capital Expenditures	-308.14M
Depreciation & Amortization	19.85M
Net Borrowing	n/a
Free Cash Flow	-31.36M
FCF Per Share	-0.08

Margins

Gross margin is 6.48%, with operating and profit margins of 3.64% and 4.44%.

Gross Margin	6.48%
Operating Margin	3.64%
Pretax Margin	3.62%
Profit Margin	4.44%
EBITDA Margin	4.01%
EBIT Margin	3.64%
FCF Margin	n/a

Dividends & Yields

Clover Pakistan does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	7.10%
FCF Yield	-0.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2026. It was a forward split with a ratio of 10.

Last Split Date	Apr 20, 2026
Split Type	Forward
Split Ratio	10

Scores

Clover Pakistan has an Altman Z-Score of 8.91 and a Piotroski F-Score of 4.

Altman Z-Score	8.91
Piotroski F-Score	4