EFU General Insurance Limited (PSX: EFUG)
Pakistan
· Delayed Price · Currency is PKR 102.40
+9.31 (10.00%)
At close: Nov 14, 2024
EFU General Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 52,034 | 48,750 | 48,721 | 46,118 | 40,234 | 38,542 | Upgrade
|
| Total Interest & Dividend Income | 43,191 | 35,797 | 20,993 | 13,335 | 12,992 | 12,913 | Upgrade
|
| Gain (Loss) on Sale of Investments | 13,183 | 5,918 | -5,028 | -4,507 | 9,518 | -4,350 | Upgrade
|
| Other Revenue | 553.61 | 445.95 | 251.3 | 143.25 | 143.59 | 196.42 | Upgrade
|
| Total Revenue | 108,962 | 90,910 | 64,938 | 55,089 | 62,888 | 47,302 | Upgrade
|
| Revenue Growth (YoY) | 34.21% | 40.00% | 17.88% | -12.40% | 32.95% | 69.27% | Upgrade
|
| Policy Benefits | 80,122 | 66,177 | 45,284 | 35,725 | 45,840 | 30,246 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 10,318 | 9,754 | 9,805 | 9,480 | 7,625 | 8,109 | Upgrade
|
| Selling, General & Administrative | 8,957 | 7,773 | 6,534 | 5,883 | 5,075 | 4,987 | Upgrade
|
| Other Operating Expenses | -545.65 | -737.83 | -829.28 | -674.97 | -581.52 | -585.23 | Upgrade
|
| Total Operating Expenses | 98,852 | 82,966 | 60,793 | 50,413 | 57,958 | 42,483 | Upgrade
|
| Operating Income | 10,110 | 7,945 | 4,145 | 4,676 | 4,929 | 4,818 | Upgrade
|
| Interest Expense | -12.05 | -12.05 | -13.13 | -10.71 | -12.07 | -14.09 | Upgrade
|
| Earnings From Equity Investments | 28.22 | - | - | - | - | - | Upgrade
|
| Currency Exchange Gain (Loss) | -0.49 | 7.2 | -28.95 | 2.25 | 12.89 | 26.51 | Upgrade
|
| Other Non Operating Income (Expenses) | 15.1 | 13.17 | 5.78 | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | 10,141 | 7,953 | 4,109 | 4,667 | 4,930 | 4,831 | Upgrade
|
| Impairment of Goodwill | -363.19 | -363.19 | -1,969 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | 463.32 | 321.94 | 122.71 | 82.2 | 43.11 | 95.03 | Upgrade
|
| Asset Writedown | 170.18 | 170.18 | 449.53 | 78.42 | 170.14 | 433.9 | Upgrade
|
| Other Unusual Items | 343.78 | 192.91 | 12.48 | 12.5 | 9.67 | - | Upgrade
|
| Pretax Income | 10,755 | 8,275 | 2,725 | 4,841 | 5,153 | 5,360 | Upgrade
|
| Income Tax Expense | 4,363 | 4,111 | 1,599 | 1,609 | 1,786 | 1,990 | Upgrade
|
| Earnings From Continuing Ops. | 6,392 | 4,164 | 1,126 | 3,232 | 3,367 | 3,369 | Upgrade
|
| Minority Interest in Earnings | -1,328 | -890.64 | -704.34 | -626.25 | -944.75 | -821.93 | Upgrade
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| Net Income | 5,064 | 3,274 | 421.47 | 2,606 | 2,422 | 2,547 | Upgrade
|
| Net Income to Common | 5,064 | 3,274 | 421.47 | 2,606 | 2,422 | 2,547 | Upgrade
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| Net Income Growth | 289.97% | 676.70% | -83.83% | 7.57% | -4.91% | -8.99% | Upgrade
|
| Shares Outstanding (Basic) | 200 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| Shares Outstanding (Diluted) | 200 | 200 | 200 | 200 | 200 | 200 | Upgrade
|
| EPS (Basic) | 25.32 | 16.37 | 2.11 | 13.03 | 12.11 | 12.74 | Upgrade
|
| EPS (Diluted) | 25.32 | 16.37 | 2.11 | 13.03 | 12.11 | 12.74 | Upgrade
|
| EPS Growth | 289.97% | 676.70% | -83.83% | 7.57% | -4.91% | -8.99% | Upgrade
|
| Free Cash Flow | -13,718 | -7,519 | 3,661 | 1,054 | 6,631 | 7,773 | Upgrade
|
| Free Cash Flow Per Share | -68.59 | -37.59 | 18.30 | 5.27 | 33.15 | 38.86 | Upgrade
|
| Dividend Per Share | 10.000 | 10.000 | 10.000 | 10.000 | 10.000 | 10.000 | Upgrade
|
| Operating Margin | 9.28% | 8.74% | 6.38% | 8.49% | 7.84% | 10.19% | Upgrade
|
| Profit Margin | 4.65% | 3.60% | 0.65% | 4.73% | 3.85% | 5.39% | Upgrade
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| Free Cash Flow Margin | -12.59% | -8.27% | 5.64% | 1.91% | 10.54% | 16.43% | Upgrade
|
| EBITDA | 11,668 | 9,227 | 5,312 | 5,893 | 5,704 | 5,581 | Upgrade
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| EBITDA Margin | 10.71% | 10.15% | 8.18% | 10.70% | 9.07% | 11.80% | Upgrade
|
| D&A For EBITDA | 1,558 | 1,282 | 1,167 | 1,217 | 774.1 | 762.65 | Upgrade
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| EBIT | 10,110 | 7,945 | 4,145 | 4,676 | 4,929 | 4,818 | Upgrade
|
| EBIT Margin | 9.28% | 8.74% | 6.38% | 8.49% | 7.84% | 10.19% | Upgrade
|
| Effective Tax Rate | 40.57% | 49.68% | 58.68% | 33.23% | 34.66% | 37.14% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.