Pakistan · Delayed Price · Currency is PKR EFU General Insurance Statistics
Total Valuation
PSX:EFUG has a market cap or net worth of PKR 25.31 billion. The enterprise value is 23.05 billion.
| Market Cap | 25.31B |
| Enterprise Value | 23.05B |
Important Dates
The next estimated earnings date is Wednesday, August 26, 2026.
| Earnings Date | Aug 26, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
PSX:EFUG has 200.00 million shares outstanding.
| Current Share Class | 200.00M |
| Shares Outstanding | 200.00M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 33.89% |
| Owned by Institutions (%) | 12.33% |
| Float | 59.85M |
Valuation Ratios
The trailing PE ratio is 4.57.
| PE Ratio | 4.57 |
| Forward PE | n/a |
| PS Ratio | 0.23 |
| PB Ratio | 0.78 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.16 |
| EV / Sales | 0.21 |
| EV / EBITDA | 1.80 |
| EV / EBIT | 2.03 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.66, with a Debt / Equity ratio of 0.04.
| Current Ratio | 4.66 |
| Quick Ratio | 4.20 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | -0.07 |
| Interest Coverage | 65.92 |
Financial Efficiency
Return on equity (ROE) is 20.95% and return on invested capital (ROIC) is 18.87%.
| Return on Equity (ROE) | 20.95% |
| Return on Assets (ROA) | 2.02% |
| Return on Invested Capital (ROIC) | 18.87% |
| Return on Capital Employed (ROCE) | 3.74% |
| Weighted Average Cost of Capital (WACC) | 4.81% |
| Revenue Per Employee | 115.12M |
| Profits Per Employee | 5.74M |
| Employee Count | 966 |
| Asset Turnover | 0.32 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUG has paid 4.77 billion in taxes.
| Income Tax | 4.77B |
| Effective Tax Rate | 41.94% |
Stock Price Statistics
The stock price has increased by +7.15% in the last 52 weeks. The beta is 0.07, so PSX:EFUG's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | +7.15% |
| 50-Day Moving Average | 124.33 |
| 200-Day Moving Average | 124.77 |
| Relative Strength Index (RSI) | 56.35 |
| Average Volume (20 Days) | 4,145 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUG had revenue of PKR 111.20 billion and earned 5.54 billion in profits. Earnings per share was 27.72.
| Revenue | 111.20B |
| Gross Profit | 19.95B |
| Operating Income | 11.35B |
| Pretax Income | 11.37B |
| Net Income | 5.54B |
| EBITDA | 12.76B |
| EBIT | 11.35B |
| Earnings Per Share (EPS) | 27.72 |
Balance Sheet
The company has 243.91 billion in cash and 1.21 billion in debt, with a net cash position of 7.82 billion or 39.12 per share.
| Cash & Cash Equivalents | 243.91B |
| Total Debt | 1.21B |
| Net Cash | 7.82B |
| Net Cash Per Share | 39.12 |
| Equity (Book Value) | 32.61B |
| Book Value Per Share | 135.22 |
| Working Capital | 224.69B |
Cash Flow
In the last 12 months, operating cash flow was -15.24 billion and capital expenditures -1.38 billion, giving a free cash flow of -16.61 billion.
| Operating Cash Flow | -15.24B |
| Capital Expenditures | -1.38B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -309.50M |
| Free Cash Flow | -16.61B |
| FCF Per Share | -83.07 |
Margins
Gross margin is 17.94%, with operating and profit margins of 10.21% and 4.99%.
| Gross Margin | 17.94% |
| Operating Margin | 10.21% |
| Pretax Margin | 10.22% |
| Profit Margin | 4.99% |
| EBITDA Margin | 11.48% |
| EBIT Margin | 10.21% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 7.94%.
| Dividend Per Share | 10.00 |
| Dividend Yield | 7.94% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 39.83% |
| Buyback Yield | n/a |
| Shareholder Yield | 7.94% |
| Earnings Yield | 21.90% |
| FCF Yield | -65.63% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 25, 2016. It was a forward split with a ratio of 1.25.
| Last Split Date | Mar 25, 2016 |
| Split Type | Forward |
| Split Ratio | 1.25 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |