Pakistan · Delayed Price · Currency is PKR EFU General Insurance Statistics
Total Valuation
PSX:EFUG has a market cap or net worth of PKR 25.00 billion. The enterprise value is 23.88 billion.
| Market Cap | 25.00B |
| Enterprise Value | 23.88B |
Important Dates
The last earnings date was Wednesday, October 28, 2026.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Nov 4, 2026 |
Share Statistics
PSX:EFUG has 200.00 million shares outstanding. The number of shares has decreased by -0.01% in one year.
| Current Share Class | 200.00M |
| Shares Outstanding | 200.00M |
| Shares Change (YoY) | -0.01% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 33.89% |
| Owned by Institutions (%) | 12.33% |
| Float | 59.85M |
Valuation Ratios
The trailing PE ratio is 5.18.
| PE Ratio | 5.18 |
| Forward PE | n/a |
| PS Ratio | 0.24 |
| PB Ratio | 0.69 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.94 |
| EV / Sales | 0.23 |
| EV / EBITDA | 2.12 |
| EV / EBIT | 2.44 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.93, with zero debt.
| Current Ratio | 0.93 |
| Quick Ratio | 0.47 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 56.86 |
Financial Efficiency
Return on equity (ROE) is 16.93% and return on invested capital (ROIC) is 16.22%.
| Return on Equity (ROE) | 16.93% |
| Return on Assets (ROA) | 1.58% |
| Return on Invested Capital (ROIC) | 16.22% |
| Return on Capital Employed (ROCE) | 2.83% |
| Weighted Average Cost of Capital (WACC) | 4.68% |
| Revenue Per Employee | 108.48M |
| Profits Per Employee | 5.00M |
| Employee Count | 966 |
| Asset Turnover | 0.27 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUG has paid 3.88 billion in taxes.
| Income Tax | 3.88B |
| Effective Tax Rate | 39.53% |
Stock Price Statistics
The stock price has decreased by -1.54% in the last 52 weeks. The beta is 0.08, so PSX:EFUG's price volatility has been lower than the market average.
| Beta (5Y) | 0.08 |
| 52-Week Price Change | -1.54% |
| 50-Day Moving Average | 125.30 |
| 200-Day Moving Average | 125.20 |
| Relative Strength Index (RSI) | 47.71 |
| Average Volume (20 Days) | 12,870 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUG had revenue of PKR 104.80 billion and earned 4.83 billion in profits. Earnings per share was 24.15.
| Revenue | 104.80B |
| Gross Profit | 18.91B |
| Operating Income | 9.79B |
| Pretax Income | 9.83B |
| Net Income | 4.83B |
| EBITDA | 11.27B |
| EBIT | 9.79B |
| Earnings Per Share (EPS) | 24.15 |
Balance Sheet
The company has 7.16 billion in cash and no debt, with a net cash position of 7.16 billion or 35.82 per share.
| Cash & Cash Equivalents | 7.16B |
| Total Debt | n/a |
| Net Cash | 7.16B |
| Net Cash Per Share | 35.82 |
| Equity (Book Value) | 36.05B |
| Book Value Per Share | 150.18 |
| Working Capital | -3.28B |
Cash Flow
In the last 12 months, operating cash flow was -9.13 billion and capital expenditures -1.24 billion, giving a free cash flow of -10.36 billion.
| Operating Cash Flow | -9.13B |
| Capital Expenditures | -1.24B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -318.84M |
| Free Cash Flow | -10.36B |
| FCF Per Share | -51.82 |
Margins
Gross margin is 18.04%, with operating and profit margins of 9.34% and 4.61%.
| Gross Margin | 18.04% |
| Operating Margin | 9.34% |
| Pretax Margin | 9.38% |
| Profit Margin | 4.61% |
| EBITDA Margin | 10.75% |
| EBIT Margin | 9.34% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 8.00%.
| Dividend Per Share | 10.00 |
| Dividend Yield | 8.00% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 58.02% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.01% |
| Shareholder Yield | 8.01% |
| Earnings Yield | 19.32% |
| FCF Yield | -41.46% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 25, 2016. It was a forward split with a ratio of 1.25.
| Last Split Date | Mar 25, 2016 |
| Split Type | Forward |
| Split Ratio | 1.25 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |