Pakistan · Delayed Price · Currency is PKR EFU General Insurance Statistics
Total Valuation
PSX:EFUG has a market cap or net worth of PKR 25.33 billion. The enterprise value is 23.99 billion.
| Market Cap | 25.33B |
| Enterprise Value | 23.99B |
Important Dates
The last earnings date was Friday, August 21, 2026.
| Earnings Date | Aug 21, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
PSX:EFUG has 200.00 million shares outstanding.
| Current Share Class | 200.00M |
| Shares Outstanding | 200.00M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 33.89% |
| Owned by Institutions (%) | 12.33% |
| Float | 59.85M |
Valuation Ratios
The trailing PE ratio is 4.34.
| PE Ratio | 4.34 |
| Forward PE | n/a |
| PS Ratio | 0.20 |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.11 |
| EV / Sales | 0.19 |
| EV / EBITDA | 1.82 |
| EV / EBIT | 2.05 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.84, with a Debt / Equity ratio of 0.03.
| Current Ratio | 4.84 |
| Quick Ratio | 4.40 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | -0.08 |
| Interest Coverage | 70.06 |
Financial Efficiency
Return on equity (ROE) is 20.92% and return on invested capital (ROIC) is 19.93%.
| Return on Equity (ROE) | 20.92% |
| Return on Assets (ROA) | 1.99% |
| Return on Invested Capital (ROIC) | 19.93% |
| Return on Capital Employed (ROCE) | 3.61% |
| Weighted Average Cost of Capital (WACC) | 4.82% |
| Revenue Per Employee | 129.46M |
| Profits Per Employee | 6.04M |
| Employee Count | 966 |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUG has paid 4.65 billion in taxes.
| Income Tax | 4.65B |
| Effective Tax Rate | 39.68% |
Stock Price Statistics
The stock price has increased by +4.59% in the last 52 weeks. The beta is 0.07, so PSX:EFUG's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | +4.59% |
| 50-Day Moving Average | 124.96 |
| 200-Day Moving Average | 124.97 |
| Relative Strength Index (RSI) | 50.06 |
| Average Volume (20 Days) | 26,879 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUG had revenue of PKR 125.06 billion and earned 5.84 billion in profits. Earnings per share was 29.18.
| Revenue | 125.06B |
| Gross Profit | 20.96B |
| Operating Income | 11.68B |
| Pretax Income | 11.71B |
| Net Income | 5.84B |
| EBITDA | 13.15B |
| EBIT | 11.68B |
| Earnings Per Share (EPS) | 29.18 |
Balance Sheet
The company has 260.56 billion in cash and 1.18 billion in debt, with a net cash position of 7.31 billion or 36.57 per share.
| Cash & Cash Equivalents | 260.56B |
| Total Debt | 1.18B |
| Net Cash | 7.31B |
| Net Cash Per Share | 36.57 |
| Equity (Book Value) | 35.74B |
| Book Value Per Share | 148.86 |
| Working Capital | 241.50B |
Cash Flow
In the last 12 months, operating cash flow was -13.04 billion and capital expenditures -1.31 billion, giving a free cash flow of -14.35 billion.
| Operating Cash Flow | -13.04B |
| Capital Expenditures | -1.31B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -353.10M |
| Free Cash Flow | -14.35B |
| FCF Per Share | -71.76 |
Margins
Gross margin is 16.76%, with operating and profit margins of 9.34% and 4.67%.
| Gross Margin | 16.76% |
| Operating Margin | 9.34% |
| Pretax Margin | 9.36% |
| Profit Margin | 4.67% |
| EBITDA Margin | 10.51% |
| EBIT Margin | 9.34% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 7.71%.
| Dividend Per Share | 10.00 |
| Dividend Yield | 7.71% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 48.04% |
| Buyback Yield | n/a |
| Shareholder Yield | 7.71% |
| Earnings Yield | 23.04% |
| FCF Yield | -56.65% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 25, 2016. It was a forward split with a ratio of 1.25.
| Last Split Date | Mar 25, 2016 |
| Split Type | Forward |
| Split Ratio | 1.25 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |