EFU General Insurance Statistics

Total Valuation

PSX:EFUG has a market cap or net worth of PKR 24.04 billion. The enterprise value is 22.95 billion.

Market Cap	24.04B
Enterprise Value	22.95B

Important Dates

The next estimated earnings date is Friday, April 25, 2025.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	Mar 17, 2025

Share Statistics

PSX:EFUG has 200.00 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	200.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	27.03%
Owned by Institutions (%)	12.52%
Float	73.39M

Valuation Ratios

The trailing PE ratio is 6.36.

PE Ratio	6.36
Forward PE	n/a
PS Ratio	0.20
PB Ratio	0.95
P/TBV Ratio	1.11
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.03, with an EV/FCF ratio of -1.54.

EV / Earnings	6.07
EV / Sales	0.19
EV / EBITDA	2.03
EV / EBIT	2.40
EV / FCF	-1.54

Financial Position

The company has a current ratio of 3.78, with a Debt / Equity ratio of 0.02.

Current Ratio	3.78
Quick Ratio	3.34
Debt / Equity	0.02
Debt / EBITDA	0.06
Debt / FCF	-0.05
Interest Coverage	103.89

Financial Efficiency

Return on equity (ROE) is 18.43% and return on invested capital (ROIC) is 20.60%.

Return on Equity (ROE)	18.43%
Return on Assets (ROA)	1.98%
Return on Invested Capital (ROIC)	20.60%
Return on Capital Employed (ROCE)	3.54%
Revenue Per Employee	32.47M
Profits Per Employee	1.04M
Employee Count	3,653
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +40.33% in the last 52 weeks. The beta is 0.20, so PSX:EFUG's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+40.33%
50-Day Moving Average	121.70
200-Day Moving Average	104.06
Relative Strength Index (RSI)	48.33
Average Volume (20 Days)	1,234

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:EFUG had revenue of PKR 118.63 billion and earned 3.78 billion in profits. Earnings per share was 18.91.

Revenue	118.63B
Gross Profit	17.83B
Operating Income	9.58B
Pretax Income	9.06B
Net Income	3.78B
EBITDA	11.06B
EBIT	9.58B
Earnings Per Share (EPS)	18.91

Full Income Statement

Balance Sheet

The company has 184.64 billion in cash and 732.85 million in debt, giving a net cash position of 6.77 billion or 33.84 per share.

Cash & Cash Equivalents	184.64B
Total Debt	732.85M
Net Cash	6.77B
Net Cash Per Share	33.84
Equity (Book Value)	30.95B
Book Value Per Share	126.36
Working Capital	162.86B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -13.68 billion and capital expenditures -1.21 billion, giving a free cash flow of -14.90 billion.

Operating Cash Flow	-13.68B
Capital Expenditures	-1.21B
Free Cash Flow	-14.90B
FCF Per Share	-74.48

Full Cash Flow Statement

Margins

Gross margin is 15.03%, with operating and profit margins of 8.07% and 3.19%.

Gross Margin	15.03%
Operating Margin	8.07%
Pretax Margin	7.64%
Profit Margin	3.19%
EBITDA Margin	9.33%
EBIT Margin	8.07%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 8.01%.

Dividend Per Share	10.00
Dividend Yield	8.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	73.25%
Buyback Yield	n/a
Shareholder Yield	8.01%
Earnings Yield	15.73%
FCF Yield	-61.96%

Dividend Details

Stock Splits

The last stock split was on March 25, 2016. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 25, 2016
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a