EFU General Insurance Limited (PSX: EFUG)

EFU General Insurance Statistics

Total Valuation

EFU General Insurance has a market cap or net worth of PKR 20.48 billion. The enterprise value is 20.41 billion.

Market Cap	20.48B
Enterprise Value	20.41B

Important Dates

The last earnings date was Tuesday, October 29, 2024.

Earnings Date	Oct 29, 2024
Ex-Dividend Date	Nov 5, 2024

Share Statistics

EFU General Insurance has 200.00 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	200.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	26.83%
Owned by Institutions (%)	12.52%
Float	73.79M

Valuation Ratios

The trailing PE ratio is 4.04.

PE Ratio	4.04
Forward PE	n/a
PS Ratio	0.19
PB Ratio	0.85
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.72, with an EV/FCF ratio of -1.49.

EV / Earnings	4.03
EV / Sales	0.19
EV / EBITDA	1.72
EV / EBIT	2.01
EV / FCF	-1.49

Financial Position

The company has a current ratio of 4.50, with a Debt / Equity ratio of 0.03.

Current Ratio	4.50
Quick Ratio	4.02
Debt / Equity	0.03
Debt / EBITDA	0.07
Debt / FCF	-0.06
Interest Coverage	839.35

Financial Efficiency

Return on equity (ROE) is 24.48% and return on invested capital (ROIC) is 23.53%.

Return on Equity (ROE)	24.48%
Return on Assets (ROA)	2.24%
Return on Capital (ROIC)	23.53%
Revenue Per Employee	29.83M
Profits Per Employee	1.39M
Employee Count	3,653
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +6.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+6.93%
50-Day Moving Average	91.84
200-Day Moving Average	87.92
Relative Strength Index (RSI)	65.63
Average Volume (20 Days)	3,486

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EFU General Insurance had revenue of PKR 108.96 billion and earned 5.06 billion in profits. Earnings per share was 25.32.

Revenue	108.96B
Gross Profit	17.78B
Operating Income	10.11B
Pretax Income	10.75B
Net Income	5.06B
EBITDA	11.67B
EBIT	10.11B
Earnings Per Share (EPS)	25.32

Balance Sheet

The company has 217.07 billion in cash and 784.53 million in debt, giving a net cash position of 5.36 billion or 26.78 per share.

Cash & Cash Equivalents	217.07B
Total Debt	784.53M
Net Cash	5.36B
Net Cash Per Share	26.78
Equity (Book Value)	29.26B
Book Value Per Share	119.85
Working Capital	198.14B

Cash Flow

In the last 12 months, operating cash flow was -12.04 billion and capital expenditures -1.67 billion, giving a free cash flow of -13.72 billion.

Operating Cash Flow	-12.04B
Capital Expenditures	-1.67B
Free Cash Flow	-13.72B
FCF Per Share	-68.59

Margins

Gross margin is 16.32%, with operating and profit margins of 9.28% and 4.65%.

Gross Margin	16.32%
Operating Margin	9.28%
Pretax Margin	9.87%
Profit Margin	4.65%
EBITDA Margin	10.71%
EBIT Margin	9.28%
FCF Margin	-12.59%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 9.77%.

Dividend Per Share	10.00
Dividend Yield	9.77%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.60%
Buyback Yield	n/a
Shareholder Yield	9.77%
Earnings Yield	24.73%
FCF Yield	-66.98%

Stock Splits

The last stock split was on March 25, 2016. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 25, 2016
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a