EFU Life Assurance Statistics

Total Valuation

EFU Life Assurance has a market cap or net worth of PKR 18.81 billion. The enterprise value is 10.84 billion.

Market Cap	18.81B
Enterprise Value	10.84B

Important Dates

The last earnings date was Friday, October 25, 2024.

Earnings Date	Oct 25, 2024
Ex-Dividend Date	Nov 4, 2024

Share Statistics

EFU Life Assurance has 105.00 million shares outstanding. The number of shares has increased by 2.44% in one year.

Current Share Class	n/a
Shares Outstanding	105.00M
Shares Change (YoY)	+2.44%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	15.51%
Owned by Institutions (%)	19.09%
Float	41.77M

Valuation Ratios

The trailing PE ratio is 6.58.

PE Ratio	6.58
Forward PE	n/a
PS Ratio	0.20
PB Ratio	2.19
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.20, with an EV/FCF ratio of -0.78.

EV / Earnings	3.89
EV / Sales	0.12
EV / EBITDA	2.20
EV / EBIT	2.56
EV / FCF	-0.78

Financial Position

The company has a current ratio of 17.39, with a Debt / Equity ratio of 0.08.

Current Ratio	17.39
Quick Ratio	17.38
Debt / Equity	0.08
Debt / EBITDA	0.13
Debt / FCF	-0.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 37.66% and return on invested capital (ROIC) is 33.00%.

Return on Equity (ROE)	37.66%
Return on Assets (ROA)	1.22%
Return on Capital (ROIC)	33.00%
Revenue Per Employee	35.45M
Profits Per Employee	1.08M
Employee Count	2,576
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -1.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-1.93%
50-Day Moving Average	176.13
200-Day Moving Average	183.37
Relative Strength Index (RSI)	50.26
Average Volume (20 Days)	1,914

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EFU Life Assurance had revenue of PKR 91.31 billion and earned 2.79 billion in profits. Earnings per share was 27.23.

Revenue	91.31B
Gross Profit	8.14B
Operating Income	4.24B
Pretax Income	4.64B
Net Income	2.79B
EBITDA	4.77B
EBIT	4.24B
Earnings Per Share (EPS)	27.23

Full Income Statement

Balance Sheet

The company has 211.41 billion in cash and 660.65 million in debt, giving a net cash position of 7.97 billion or 75.90 per share.

Cash & Cash Equivalents	211.41B
Total Debt	660.65M
Net Cash	7.97B
Net Cash Per Share	75.90
Equity (Book Value)	8.40B
Book Value Per Share	81.90
Working Capital	201.95B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -12.62 billion and capital expenditures -1.36 billion, giving a free cash flow of -13.98 billion.

Operating Cash Flow	-12.62B
Capital Expenditures	-1.36B
Free Cash Flow	-13.98B
FCF Per Share	-133.12

Full Cash Flow Statement

Margins

Gross margin is 8.91%, with operating and profit margins of 4.65% and 3.06%.

Gross Margin	8.91%
Operating Margin	4.65%
Pretax Margin	5.08%
Profit Margin	3.06%
EBITDA Margin	5.22%
EBIT Margin	4.65%
FCF Margin	-15.31%

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 8.37%.

Dividend Per Share	15.00
Dividend Yield	8.37%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.30%
Buyback Yield	-2.44%
Shareholder Yield	5.94%
Earnings Yield	15.20%
FCF Yield	-74.30%

Dividend Details

Stock Splits

The last stock split was on March 26, 2013. It was a forward split with a ratio of 1.1764705882.

Last Split Date	Mar 26, 2013
Split Type	Forward
Split Ratio	1.1764705882

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a