EFU Life Assurance Limited (PSX:EFUL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
152.97
+1.63 (1.08%)
At close: Mar 27, 2025

EFU Life Assurance Statistics

Total Valuation

PSX:EFUL has a market cap or net worth of PKR 16.06 billion. The enterprise value is 10.66 billion.

Market Cap 16.06B
Enterprise Value 10.66B

Important Dates

The next estimated earnings date is Friday, April 25, 2025.

Earnings Date Apr 25, 2025
Ex-Dividend Date Mar 17, 2025

Share Statistics

PSX:EFUL has 105.00 million shares outstanding. The number of shares has increased by 3.75% in one year.

Current Share Class n/a
Shares Outstanding 105.00M
Shares Change (YoY) +3.75%
Shares Change (QoQ) +2.43%
Owned by Insiders (%) 15.51%
Owned by Institutions (%) 19.09%
Float 41.77M

Valuation Ratios

The trailing PE ratio is 5.31.

PE Ratio 5.31
Forward PE n/a
PS Ratio 0.16
PB Ratio 1.75
P/TBV Ratio 1.81
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.91, with an EV/FCF ratio of -0.70.

EV / Earnings 3.56
EV / Sales 0.11
EV / EBITDA 1.91
EV / EBIT 2.20
EV / FCF -0.70

Financial Position

The company has a current ratio of 16.74, with a Debt / Equity ratio of 0.07.

Current Ratio 16.74
Quick Ratio 16.40
Debt / Equity 0.07
Debt / EBITDA 0.11
Debt / FCF -0.04
Interest Coverage 65.20

Financial Efficiency

Return on equity (ROE) is 37.05% and return on invested capital (ROIC) is 34.67%.

Return on Equity (ROE) 37.05%
Return on Assets (ROA) 1.29%
Return on Invested Capital (ROIC) 34.67%
Return on Capital Employed (ROCE) 1.97%
Revenue Per Employee 42.60M
Profits Per Employee 1.26M
Employee Count 2,369
Asset Turnover 0.43
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -19.49% in the last 52 weeks. The beta is 0.05, so PSX:EFUL's price volatility has been lower than the market average.

Beta (5Y) 0.05
52-Week Price Change -19.49%
50-Day Moving Average 157.49
200-Day Moving Average 172.83
Relative Strength Index (RSI) 42.49
Average Volume (20 Days) 8,517

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:EFUL had revenue of PKR 100.92 billion and earned 2.99 billion in profits. Earnings per share was 28.82.

Revenue 100.92B
Gross Profit 9.03B
Operating Income 4.84B
Pretax Income 4.96B
Net Income 2.99B
EBITDA 5.42B
EBIT 4.84B
Earnings Per Share (EPS) 28.82
Full Income Statement

Balance Sheet

The company has 231.05 billion in cash and 614.06 million in debt, giving a net cash position of 5.40 billion or 51.46 per share.

Cash & Cash Equivalents 231.05B
Total Debt 614.06M
Net Cash 5.40B
Net Cash Per Share 51.46
Equity (Book Value) 9.19B
Book Value Per Share 87.48
Working Capital 223.76B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -14.36 billion and capital expenditures -969.81 million, giving a free cash flow of -15.33 billion.

Operating Cash Flow -14.36B
Capital Expenditures -969.81M
Free Cash Flow -15.33B
FCF Per Share -145.98
Full Cash Flow Statement

Margins

Gross margin is 8.95%, with operating and profit margins of 4.79% and 2.96%.

Gross Margin 8.95%
Operating Margin 4.79%
Pretax Margin 4.92%
Profit Margin 2.96%
EBITDA Margin 5.37%
EBIT Margin 4.79%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 9.81%.

Dividend Per Share 15.00
Dividend Yield 9.81%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 50.92%
Buyback Yield -3.75%
Shareholder Yield 6.06%
Earnings Yield 18.62%
FCF Yield -95.43%
Dividend Details

Stock Splits

The last stock split was on March 26, 2013. It was a forward split with a ratio of 1.1764705882.

Last Split Date Mar 26, 2013
Split Type Forward
Split Ratio 1.1764705882

Scores

Altman Z-Score n/a
Piotroski F-Score n/a