Pakistan · Delayed Price · Currency is PKR EFU Life Assurance Statistics
Total Valuation
PSX:EFUL has a market cap or net worth of PKR 16.77 billion. The enterprise value is 12.88 billion.
| Market Cap | 16.77B |
| Enterprise Value | 12.88B |
Important Dates
The last earnings date was Friday, August 21, 2026.
| Earnings Date | Aug 21, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
PSX:EFUL has 105.00 million shares outstanding. The number of shares has increased by 0.31% in one year.
| Current Share Class | 105.00M |
| Shares Outstanding | 105.00M |
| Shares Change (YoY) | +0.31% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 6.81% |
| Owned by Institutions (%) | 19.33% |
| Float | 31.27M |
Valuation Ratios
The trailing PE ratio is 6.67.
| PE Ratio | 6.67 |
| Forward PE | n/a |
| PS Ratio | 0.16 |
| PB Ratio | 1.65 |
| P/TBV Ratio | 1.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.12 |
| EV / Sales | 0.12 |
| EV / EBITDA | 2.70 |
| EV / EBIT | 3.25 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.58, with a Debt / Equity ratio of 0.11.
| Current Ratio | 3.58 |
| Quick Ratio | 3.46 |
| Debt / Equity | 0.11 |
| Debt / EBITDA | 0.23 |
| Debt / FCF | -0.08 |
| Interest Coverage | 25.73 |
Financial Efficiency
Return on equity (ROE) is 26.04% and return on invested capital (ROIC) is 23.42%.
| Return on Equity (ROE) | 26.04% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | 23.42% |
| Return on Capital Employed (ROCE) | 1.32% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 44.46M |
| Profits Per Employee | 1.07M |
| Employee Count | 2,348 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUL has paid 1.39 billion in taxes.
| Income Tax | 1.39B |
| Effective Tax Rate | 35.68% |
Stock Price Statistics
The stock price has increased by +1.58% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +1.58% |
| 50-Day Moving Average | 158.36 |
| 200-Day Moving Average | 156.53 |
| Relative Strength Index (RSI) | 48.91 |
| Average Volume (20 Days) | 19,644 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUL had revenue of PKR 104.39 billion and earned 2.51 billion in profits. Earnings per share was 23.95.
| Revenue | 104.39B |
| Gross Profit | 9.62B |
| Operating Income | 3.97B |
| Pretax Income | 3.91B |
| Net Income | 2.51B |
| EBITDA | 4.59B |
| EBIT | 3.97B |
| Earnings Per Share (EPS) | 23.95 |
Balance Sheet
The company has 4.99 billion in cash and 1.09 billion in debt, with a net cash position of 3.90 billion or 37.10 per share.
| Cash & Cash Equivalents | 4.99B |
| Total Debt | 1.09B |
| Net Cash | 3.90B |
| Net Cash Per Share | 37.10 |
| Equity (Book Value) | 10.17B |
| Book Value Per Share | 96.89 |
| Working Capital | 7.55B |
Cash Flow
In the last 12 months, operating cash flow was -13.13 billion and capital expenditures -811.34 million, giving a free cash flow of -13.94 billion.
| Operating Cash Flow | -13.13B |
| Capital Expenditures | -811.34M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -286.07M |
| Free Cash Flow | -13.94B |
| FCF Per Share | -132.79 |
Margins
Gross margin is 9.22%, with operating and profit margins of 3.80% and 2.41%.
| Gross Margin | 9.22% |
| Operating Margin | 3.80% |
| Pretax Margin | 3.75% |
| Profit Margin | 2.41% |
| EBITDA Margin | 4.39% |
| EBIT Margin | 3.80% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 9.49%.
| Dividend Per Share | 15.00 |
| Dividend Yield | 9.49% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 62.63% |
| Buyback Yield | -0.31% |
| Shareholder Yield | 9.18% |
| Earnings Yield | 14.99% |
| FCF Yield | -83.14% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 26, 2013. It was a forward split with a ratio of 1.1764705882.
| Last Split Date | Mar 26, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1764705882 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |