Pakistan · Delayed Price · Currency is PKR EFU Life Assurance Statistics
Total Valuation
PSX:EFUL has a market cap or net worth of PKR 16.49 billion. The enterprise value is 11.23 billion.
| Market Cap | 16.49B |
| Enterprise Value | 11.23B |
Important Dates
The next estimated earnings date is Monday, August 24, 2026.
| Earnings Date | Aug 24, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
PSX:EFUL has 105.00 million shares outstanding. The number of shares has increased by 0.30% in one year.
| Current Share Class | 105.00M |
| Shares Outstanding | 105.00M |
| Shares Change (YoY) | +0.30% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 6.81% |
| Owned by Institutions (%) | 19.33% |
| Float | 31.27M |
Valuation Ratios
The trailing PE ratio is 7.52.
| PE Ratio | 7.52 |
| Forward PE | n/a |
| PS Ratio | 0.18 |
| PB Ratio | 1.76 |
| P/TBV Ratio | 1.80 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.11 |
| EV / Sales | 0.12 |
| EV / EBITDA | 2.48 |
| EV / EBIT | 2.97 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 19.86, with a Debt / Equity ratio of 0.12.
| Current Ratio | 19.86 |
| Quick Ratio | 19.76 |
| Debt / Equity | 0.12 |
| Debt / EBITDA | 0.25 |
| Debt / FCF | -0.07 |
| Interest Coverage | 24.01 |
Financial Efficiency
Return on equity (ROE) is 24.31% and return on invested capital (ROIC) is 20.76%.
| Return on Equity (ROE) | 24.31% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | 20.76% |
| Return on Capital Employed (ROCE) | 1.38% |
| Weighted Average Cost of Capital (WACC) | 5.93% |
| Revenue Per Employee | 38.73M |
| Profits Per Employee | 936,126 |
| Employee Count | 2,348 |
| Asset Turnover | 0.33 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUL has paid 1.49 billion in taxes.
| Income Tax | 1.49B |
| Effective Tax Rate | 40.36% |
Stock Price Statistics
The stock price has increased by +3.24% in the last 52 weeks. The beta is 0.28, so PSX:EFUL's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +3.24% |
| 50-Day Moving Average | 148.32 |
| 200-Day Moving Average | 155.88 |
| Relative Strength Index (RSI) | 59.09 |
| Average Volume (20 Days) | 15,686 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUL had revenue of PKR 90.94 billion and earned 2.20 billion in profits. Earnings per share was 20.87.
| Revenue | 90.94B |
| Gross Profit | 8.75B |
| Operating Income | 3.79B |
| Pretax Income | 3.69B |
| Net Income | 2.20B |
| EBITDA | 4.35B |
| EBIT | 3.79B |
| Earnings Per Share (EPS) | 20.87 |
Balance Sheet
The company has 248.64 billion in cash and 1.14 billion in debt, with a net cash position of 5.25 billion or 50.02 per share.
| Cash & Cash Equivalents | 248.64B |
| Total Debt | 1.14B |
| Net Cash | 5.25B |
| Net Cash Per Share | 50.02 |
| Equity (Book Value) | 9.38B |
| Book Value Per Share | 89.37 |
| Working Capital | 240.90B |
Cash Flow
In the last 12 months, operating cash flow was -15.46 billion and capital expenditures -832.48 million, giving a free cash flow of -16.29 billion.
| Operating Cash Flow | -15.46B |
| Capital Expenditures | -832.48M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -245.46M |
| Free Cash Flow | -16.29B |
| FCF Per Share | -155.17 |
Margins
Gross margin is 9.62%, with operating and profit margins of 4.17% and 2.42%.
| Gross Margin | 9.62% |
| Operating Margin | 4.17% |
| Pretax Margin | 4.05% |
| Profit Margin | 2.42% |
| EBITDA Margin | 4.79% |
| EBIT Margin | 4.17% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 9.61%.
| Dividend Per Share | 15.00 |
| Dividend Yield | 9.61% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 21.50% |
| Buyback Yield | -0.30% |
| Shareholder Yield | 9.31% |
| Earnings Yield | 13.33% |
| FCF Yield | -98.84% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 26, 2013. It was a forward split with a ratio of 1.1764705882.
| Last Split Date | Mar 26, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1764705882 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |