Pakistan · Delayed Price · Currency is PKR EFU Life Assurance Statistics
Total Valuation
PSX:EFUL has a market cap or net worth of PKR 17.42 billion. The enterprise value is 12.79 billion.
| Market Cap | 17.42B |
| Enterprise Value | 12.79B |
Important Dates
The next estimated earnings date is Monday, October 26, 2026.
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Aug 31, 2026 |
Share Statistics
PSX:EFUL has 105.00 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 105.00M |
| Shares Outstanding | 105.00M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 6.81% |
| Owned by Institutions (%) | 19.33% |
| Float | 31.27M |
Valuation Ratios
The trailing PE ratio is 6.93.
| PE Ratio | 6.93 |
| Forward PE | n/a |
| PS Ratio | 0.17 |
| PB Ratio | 1.71 |
| P/TBV Ratio | 1.74 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.09 |
| EV / Sales | 0.12 |
| EV / EBITDA | 2.72 |
| EV / EBIT | 3.23 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 20.26, with a Debt / Equity ratio of 0.11.
| Current Ratio | 20.26 |
| Quick Ratio | 20.18 |
| Debt / Equity | 0.11 |
| Debt / EBITDA | 0.23 |
| Debt / FCF | -0.08 |
| Interest Coverage | 25.72 |
Financial Efficiency
Return on equity (ROE) is 26.04% and return on invested capital (ROIC) is 23.41%.
| Return on Equity (ROE) | 26.04% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | 23.41% |
| Return on Capital Employed (ROCE) | 1.36% |
| Weighted Average Cost of Capital (WACC) | 5.85% |
| Revenue Per Employee | 44.46M |
| Profits Per Employee | 1.07M |
| Employee Count | 2,348 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PSX:EFUL has paid 1.39 billion in taxes.
| Income Tax | 1.39B |
| Effective Tax Rate | 35.68% |
Stock Price Statistics
The stock price has increased by +6.65% in the last 52 weeks. The beta is 0.25, so PSX:EFUL's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +6.65% |
| 50-Day Moving Average | 158.87 |
| 200-Day Moving Average | 156.79 |
| Relative Strength Index (RSI) | 62.18 |
| Average Volume (20 Days) | 15,624 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PSX:EFUL had revenue of PKR 104.39 billion and earned 2.51 billion in profits. Earnings per share was 23.95.
| Revenue | 104.39B |
| Gross Profit | 9.66B |
| Operating Income | 3.96B |
| Pretax Income | 3.91B |
| Net Income | 2.51B |
| EBITDA | 4.52B |
| EBIT | 3.96B |
| Earnings Per Share (EPS) | 23.95 |
Balance Sheet
The company has 264.85 billion in cash and 1.09 billion in debt, with a net cash position of 4.63 billion or 44.09 per share.
| Cash & Cash Equivalents | 264.85B |
| Total Debt | 1.09B |
| Net Cash | 4.63B |
| Net Cash Per Share | 44.09 |
| Equity (Book Value) | 10.17B |
| Book Value Per Share | 96.89 |
| Working Capital | 256.99B |
Cash Flow
In the last 12 months, operating cash flow was -13.13 billion and capital expenditures -811.34 million, giving a free cash flow of -13.94 billion.
| Operating Cash Flow | -13.13B |
| Capital Expenditures | -811.34M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -286.07M |
| Free Cash Flow | -13.94B |
| FCF Per Share | -132.79 |
Margins
Gross margin is 9.25%, with operating and profit margins of 3.80% and 2.41%.
| Gross Margin | 9.25% |
| Operating Margin | 3.80% |
| Pretax Margin | 3.75% |
| Profit Margin | 2.41% |
| EBITDA Margin | 4.33% |
| EBIT Margin | 3.80% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 9.04%.
| Dividend Per Share | 15.00 |
| Dividend Yield | 9.04% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 62.63% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.01% |
| Shareholder Yield | 9.03% |
| Earnings Yield | 14.44% |
| FCF Yield | -80.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 26, 2013. It was a forward split with a ratio of 1.1764705882.
| Last Split Date | Mar 26, 2013 |
| Split Type | Forward |
| Split Ratio | 1.1764705882 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |