EFU Life Assurance Limited (PSX:EFUL)
Pakistan · Delayed Price · Currency is PKR 155.07
+0.07 (0.05%)
At close: Sep 11, 2026
EFU Life Assurance Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,515 | 2,442 | 2,987 | 2,065 | 1,692 | 1,508 |
Depreciation & Amortization | 795.97 | 745.99 | 753.97 | 539.48 | 504.71 | 479.23 |
Other Amortization | 124.09 | 124.09 | 89.48 | 20.65 | 14.96 | 20.87 |
Gain (Loss) on Sale of Assets | -59.69 | -51.17 | -161.47 | -140.03 | -42.27 | -37.06 |
Gain (Loss) on Sale of Investments | -18,755 | -21,285 | -22,558 | -6,518 | 4,228 | 3,896 |
Change in Other Net Operating Assets | 31,408 | 34,148 | 44,894 | 30,673 | 14,476 | 7,819 |
Other Operating Activities | -29,159 | -30,922 | -40,363 | -33,699 | -19,586 | -12,009 |
Operating Cash Flow | -13,131 | -14,798 | -14,358 | -7,060 | 1,288 | 1,678 |
Operating Cash Flow Growth | - | - | - | - | -23.25% | -71.17% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -811.34 | -787.31 | -969.81 | -902.67 | -361.46 | -441.29 |
Sale of Property, Plant & Equipment | 121.69 | 117.38 | 293.86 | 243.18 | 92.97 | 83.83 |
Investment in Securities | -13,271 | -8,629 | -30,668 | -30,573 | -27,939 | -7,059 |
Other Investing Activities | 27,815 | 29,146 | 39,838 | 33,561 | 18,602 | 11,985 |
Investing Cash Flow | 13,854 | 19,847 | 8,494 | 2,329 | -9,606 | 4,569 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -286.07 | -256.19 | -215.85 | -191.18 | -180.97 | -158.85 |
Lease Payments | -286.07 | -256.19 | -215.85 | -191.18 | -180.97 | -158.85 |
Net Debt Issued (Repaid) | -286.07 | -256.19 | -215.85 | -191.18 | -180.97 | -158.85 |
Common Dividends Paid | -1,575 | -1,575 | -1,523 | -1,500 | -1,500 | -1,500 |
Financing Cash Flow | -1,861 | -1,831 | -1,738 | -1,691 | -1,681 | -1,659 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -1,139 | 3,218 | -7,602 | -6,422 | -9,999 | 4,587 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -13,942 | -15,585 | -15,328 | -7,962 | 926.09 | 1,236 |
Free Cash Flow Growth | - | - | - | - | -25.09% | -77.42% |
Free Cash Flow Margin | -13.36% | -15.10% | -15.17% | -10.53% | 1.75% | 2.82% |
Free Cash Flow Per Share | -132.78 | -148.43 | -147.74 | -79.62 | 9.26 | 12.36 |
Levered Free Cash Flow | 221,340 | -25,866 | -45,577 | -31,913 | -18,594 | -1,879 |
Unlevered Free Cash Flow | 221,436 | -25,778 | -45,531 | -31,869 | -18,594 | -1,879 |
Free Cash Flow After Leases | -14,229 | -15,841 | -15,544 | -8,154 | 745.12 | 1,077 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 1,934 | 2,089 | 1,656 | 1,525 | 776.1 | 985.42 |
Change in Working Capital | 31,408 | 34,148 | 44,894 | 30,673 | 14,476 | 7,819 |