Habib Bank Limited (PSX: HBL)

Habib Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Oct 10, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	199,565	162,586	93,483	171,064	194,035	230,912
Market Cap Growth	69.37%	73.92%	-45.35%	-11.84%	-15.97%	30.69%
Last Close Price	136.05	99.89	52.88	89.31	94.72	110.08
PE Ratio	3.27	2.54	2.28	3.74	4.50	10.53
PS Ratio	0.65	0.57	0.46	1.07	1.31	1.89
PB Ratio	0.54	0.44	0.33	0.60	0.73	1.03
P/FCF Ratio	-0.90	7.56	-1.62	-0.33	0.58	-0.45
P/OCF Ratio	-1.00	4.20	-2.44	-0.34	0.57	-0.46
Debt / Equity Ratio	1.75	1.99	2.24	1.70	2.23	1.92
Debt / FCF Ratio	-3.26	33.96	-11.07	-0.94	1.78	-0.84
Return on Equity (ROE)	17.25%	17.74%	12.10%	12.93%	12.61%	7.31%
Return on Assets (ROA)	1.08%	1.14%	0.77%	0.87%	0.87%	0.50%
Earnings Yield	30.61%	35.47%	36.45%	20.47%	15.92%	6.64%
FCF Yield	-100.96%	13.22%	-61.73%	-299.73%	171.76%	-221.55%
Dividend Yield	11.76%	9.76%	12.76%	8.40%	4.49%	4.54%
Payout Ratio	33.02%	21.43%	24.93%	31.00%	11.86%	49.45%
Total Shareholder Return	11.76%	9.76%	12.76%	8.40%	4.49%	4.54%

Source: S&P Capital IQ. Banks template. Financial Sources.