Habib Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	May '25 May 19, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	230,164	255,907	162,586	93,483	171,064	194,035	Upgrade
Market Cap Growth	46.32%	57.40%	73.92%	-45.35%	-11.84%	-15.97%	Upgrade
Last Close Price	156.91	164.79	91.65	48.52	81.94	86.91	Upgrade
PE Ratio	3.85	4.38	2.82	2.74	4.89	6.28	Upgrade
PS Ratio	0.71	0.81	0.57	0.46	1.07	1.31	Upgrade
PB Ratio	0.54	0.62	0.44	0.33	0.60	0.73	Upgrade
P/FCF Ratio	1.07	-	7.56	-	-	0.58	Upgrade
P/OCF Ratio	0.96	-	4.20	-	-	0.57	Upgrade
Debt / Equity Ratio	1.65	2.18	2.00	2.24	1.70	2.23	Upgrade
Debt / FCF Ratio	3.26	-	33.96	-	-	1.78	Upgrade
Return on Equity (ROE)	14.99%	14.88%	17.74%	12.10%	12.93%	12.61%	Upgrade
Return on Assets (ROA)	1.04%	1.00%	1.14%	0.77%	0.87%	0.87%	Upgrade
Earnings Yield	26.00%	22.84%	35.47%	36.45%	20.47%	15.92%	Upgrade
FCF Yield	93.11%	-103.62%	13.22%	-61.73%	-299.73%	171.76%	Upgrade
Dividend Yield	11.63%	9.86%	10.64%	13.91%	9.15%	4.89%	Upgrade
Payout Ratio	42.21%	43.22%	21.43%	24.93%	31.00%	11.86%	Upgrade
Total Shareholder Return	11.36%	9.86%	10.64%	13.91%	9.15%	4.89%	Upgrade

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.