Habib Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Aug '25 Aug 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	404,499	255,907	162,586	93,483	171,064	194,035	Upgrade
Market Cap Growth	44.47%	57.40%	73.92%	-45.35%	-11.84%	-15.97%	Upgrade
Last Close Price	275.76	162.02	90.11	47.71	80.56	85.45	Upgrade
PE Ratio	6.40	4.38	2.82	2.74	4.89	6.28	Upgrade
PS Ratio	1.19	0.81	0.57	0.46	1.07	1.31	Upgrade
PB Ratio	0.90	0.62	0.44	0.33	0.60	0.73	Upgrade
P/FCF Ratio	0.64	-	7.56	-	-	0.58	Upgrade
P/OCF Ratio	0.62	-	4.20	-	-	0.57	Upgrade
Debt / Equity Ratio	3.54	2.18	2.00	2.24	1.70	2.23	Upgrade
Debt / FCF Ratio	2.54	-	33.96	-	-	1.78	Upgrade
Return on Equity (ROE)	15.32%	14.88%	17.74%	12.10%	12.93%	12.61%	Upgrade
Return on Assets (ROA)	0.91%	1.00%	1.14%	0.77%	0.87%	0.87%	Upgrade
Earnings Yield	15.64%	22.84%	35.47%	36.45%	20.47%	15.92%	Upgrade
FCF Yield	155.24%	-103.62%	13.22%	-61.73%	-299.73%	171.76%	Upgrade
Dividend Yield	6.53%	10.03%	10.82%	14.15%	9.31%	4.97%	Upgrade
Payout Ratio	38.66%	43.22%	21.43%	24.93%	31.00%	11.86%	Upgrade
Total Shareholder Return	6.53%	10.03%	10.82%	14.15%	9.31%	4.97%	Upgrade

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.