Habib Bank Limited (PSX:HBL)

Habib Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	273,363	255,907	162,586	93,483	171,064	194,035
Market Cap Growth	46.32%	57.40%	73.92%	-45.35%	-11.84%	-15.97%
Last Close Price	186.36	164.79	91.65	48.52	81.94	86.91
PE Ratio	4.57	4.38	2.82	2.74	4.89	6.28
PS Ratio	0.84	0.81	0.57	0.46	1.07	1.31
PB Ratio	0.65	0.62	0.44	0.33	0.60	0.73
P/FCF Ratio	1.28	-	7.56	-	-	0.58
P/OCF Ratio	1.14	-	4.20	-	-	0.57
Debt / Equity Ratio	1.65	2.18	2.00	2.24	1.70	2.23
Debt / FCF Ratio	3.26	-	33.96	-	-	1.78
Return on Equity (ROE)	14.99%	14.88%	17.74%	12.10%	12.93%	12.61%
Return on Assets (ROA)	1.04%	1.00%	1.14%	0.77%	0.87%	0.87%
Earnings Yield	21.89%	22.84%	35.47%	36.45%	20.47%	15.92%
FCF Yield	78.39%	-103.62%	13.22%	-61.73%	-299.73%	171.76%
Dividend Yield	9.51%	9.86%	10.64%	13.91%	9.15%	4.89%
Payout Ratio	42.21%	43.22%	21.43%	24.93%	31.00%	11.86%
Total Shareholder Return	9.51%	9.86%	10.64%	13.91%	9.15%	4.89%

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.