Habib Bank Limited (PSX:HBL)

Habib Bank Statistics

Total Valuation

Habib Bank has a market cap or net worth of PKR 416.44 billion.

Market Cap	416.44B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, April 17, 2026.

Earnings Date	Apr 17, 2026
Ex-Dividend Date	Apr 28, 2026

Share Statistics

Habib Bank has 1.47 billion shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class	1.47B
Shares Outstanding	1.47B
Shares Change (YoY)	+0.00%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	0.02%
Owned by Institutions (%)	15.57%
Float	456.13M

Valuation Ratios

The trailing PE ratio is 6.29 and the forward PE ratio is 5.84.

PE Ratio	6.29
Forward PE	5.84
PS Ratio	1.18
PB Ratio	0.91
P/TBV Ratio	0.98
P/FCF Ratio	0.49
P/OCF Ratio	0.47
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.09%.

Return on Equity (ROE)	15.09%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.68%
Revenue Per Employee	16.95M
Profits Per Employee	3.19M
Employee Count	20,756
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Habib Bank has paid 78.90 billion in taxes.

Income Tax	78.90B
Effective Tax Rate	54.34%

Stock Price Statistics

The stock price has increased by +84.38% in the last 52 weeks. The beta is 0.91, so Habib Bank's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+84.38%
50-Day Moving Average	285.19
200-Day Moving Average	293.43
Relative Strength Index (RSI)	44.98
Average Volume (20 Days)	2,084,946

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Habib Bank had revenue of PKR 351.91 billion and earned 66.25 billion in profits. Earnings per share was 45.16.

Revenue	351.91B
Gross Profit	340.30B
Operating Income	145.19B
Pretax Income	145.19B
Net Income	66.25B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	45.16

Balance Sheet

The company has 748.26 billion in cash and 1.88 trillion in debt, with a net cash position of -1,129.22 billion or -769.83 per share.

Cash & Cash Equivalents	748.26B
Total Debt	1.88T
Net Cash	-1,129.22B
Net Cash Per Share	-769.83
Equity (Book Value)	455.84B
Book Value Per Share	309.69
Working Capital	-6,054.99B

Cash Flow

In the last 12 months, operating cash flow was 877.45 billion and capital expenditures -27.16 billion, giving a free cash flow of 850.30 billion.

Operating Cash Flow	877.45B
Capital Expenditures	-27.16B
Depreciation & Amortization	n/a
Net Borrowing	-8.71B
Free Cash Flow	850.30B
FCF Per Share	579.68

Margins

Gross Margin	n/a
Operating Margin	41.26%
Pretax Margin	41.26%
Profit Margin	18.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	241.63%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 8.45%.

Dividend Per Share	24.00
Dividend Yield	8.45%
Dividend Growth (YoY)	28.36%
Years of Dividend Growth	2
Payout Ratio	40.17%
Buyback Yield	-0.00%
Shareholder Yield	8.48%
Earnings Yield	15.91%
FCF Yield	204.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 21, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4