Habib Bank Limited (PSX:HBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
294.90
+7.24 (2.52%)
At close: Oct 29, 2026

Habib Bank Statistics

Total Valuation

Habib Bank has a market cap or net worth of PKR 432.57 billion.

Market Cap432.57B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 22, 2026.

Earnings Date Oct 22, 2026
Ex-Dividend Date Nov 2, 2026

Share Statistics

Habib Bank has 1.47 billion shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class 1.47B
Shares Outstanding 1.47B
Shares Change (YoY) +0.01%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 0.02%
Owned by Institutions (%) 15.32%
Float 456.13M

Valuation Ratios

The trailing PE ratio is 6.23 and the forward PE ratio is 5.42.

PE Ratio 6.23
Forward PE 5.42
PS Ratio 1.19
PB Ratio 0.86
P/TBV Ratio 0.92
P/FCF Ratio 1.59
P/OCF Ratio 1.44
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 4.20
Debt / EBITDA n/a
Debt / FCF 7.77
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.38%.

Return on Equity (ROE) 14.38%
Return on Assets (ROA) 0.86%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.53%
Revenue Per Employee 17.53M
Profits Per Employee 3.35M
Employee Count20,756
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Habib Bank has paid 81.49 billion in taxes.

Income Tax 81.49B
Effective Tax Rate 53.97%

Stock Price Statistics

The stock price has decreased by -1.24% in the last 52 weeks. The beta is 0.87, so Habib Bank's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change -1.24%
50-Day Moving Average 301.77
200-Day Moving Average 302.80
Relative Strength Index (RSI) 51.50
Average Volume (20 Days) 997,122

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Habib Bank had revenue of PKR 363.94 billion and earned 69.46 billion in profits. Earnings per share was 47.35.

Revenue363.94B
Gross Profit 352.59B
Operating Income 150.98B
Pretax Income 150.98B
Net Income 69.46B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 47.35
Full Income Statement

Balance Sheet

The company has 596.96 billion in cash and 2.11 trillion in debt, with a net cash position of -1,515.27 billion or -1,033.01 per share.

Cash & Cash Equivalents 596.96B
Total Debt 2.11T
Net Cash -1,515.27B
Net Cash Per Share -1,033.01
Equity (Book Value) 502.37B
Book Value Per Share 341.37
Working Capital -5,357.66B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 300.28 billion and capital expenditures -28.60 billion, giving a free cash flow of 271.68 billion.

Operating Cash Flow 300.28B
Capital Expenditures -28.60B
Depreciation & Amortization n/a
Net Borrowing -9.15B
Free Cash Flow 271.68B
FCF Per Share 185.21
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.49%
Pretax Margin 41.49%
Profit Margin 19.09%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 74.65%

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 8.14%.

Dividend Per Share 24.00
Dividend Yield 8.14%
Dividend Growth (YoY) 31.51%
Years of Dividend Growth 2
Payout Ratio 48.34%
FCF Payout Ratio 12.96%
Buyback Yield -0.01%
Shareholder Yield 8.13%
Earnings Yield 16.06%
FCF Yield 62.80%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for Habib Bank is 419.93, which is 42.40% higher than the current price. The consensus rating is "Strong Buy".

Price Target 419.93
Price Target Difference 42.40%
Analyst Consensus Strong Buy
Analyst Count 6
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) 12.80%

Stock Splits

The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.

Last Split Date Mar 21, 2014
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 4