Habib Bank Statistics
Total Valuation
Habib Bank has a market cap or net worth of PKR 432.57 billion.
| Market Cap | 432.57B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, October 22, 2026.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Share Statistics
Habib Bank has 1.47 billion shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 1.47B |
| Shares Outstanding | 1.47B |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 0.02% |
| Owned by Institutions (%) | 15.32% |
| Float | 456.13M |
Valuation Ratios
The trailing PE ratio is 6.23 and the forward PE ratio is 5.42.
| PE Ratio | 6.23 |
| Forward PE | 5.42 |
| PS Ratio | 1.19 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 1.59 |
| P/OCF Ratio | 1.44 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 4.20 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.77 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.38%.
| Return on Equity (ROE) | 14.38% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.53% |
| Revenue Per Employee | 17.53M |
| Profits Per Employee | 3.35M |
| Employee Count | 20,756 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Habib Bank has paid 81.49 billion in taxes.
| Income Tax | 81.49B |
| Effective Tax Rate | 53.97% |
Stock Price Statistics
The stock price has decreased by -1.24% in the last 52 weeks. The beta is 0.87, so Habib Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | -1.24% |
| 50-Day Moving Average | 301.77 |
| 200-Day Moving Average | 302.80 |
| Relative Strength Index (RSI) | 51.50 |
| Average Volume (20 Days) | 997,122 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Habib Bank had revenue of PKR 363.94 billion and earned 69.46 billion in profits. Earnings per share was 47.35.
| Revenue | 363.94B |
| Gross Profit | 352.59B |
| Operating Income | 150.98B |
| Pretax Income | 150.98B |
| Net Income | 69.46B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 47.35 |
Balance Sheet
The company has 596.96 billion in cash and 2.11 trillion in debt, with a net cash position of -1,515.27 billion or -1,033.01 per share.
| Cash & Cash Equivalents | 596.96B |
| Total Debt | 2.11T |
| Net Cash | -1,515.27B |
| Net Cash Per Share | -1,033.01 |
| Equity (Book Value) | 502.37B |
| Book Value Per Share | 341.37 |
| Working Capital | -5,357.66B |
Cash Flow
In the last 12 months, operating cash flow was 300.28 billion and capital expenditures -28.60 billion, giving a free cash flow of 271.68 billion.
| Operating Cash Flow | 300.28B |
| Capital Expenditures | -28.60B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -9.15B |
| Free Cash Flow | 271.68B |
| FCF Per Share | 185.21 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.49% |
| Pretax Margin | 41.49% |
| Profit Margin | 19.09% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 74.65% |
Dividends & Yields
This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 8.14%.
| Dividend Per Share | 24.00 |
| Dividend Yield | 8.14% |
| Dividend Growth (YoY) | 31.51% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 48.34% |
| FCF Payout Ratio | 12.96% |
| Buyback Yield | -0.01% |
| Shareholder Yield | 8.13% |
| Earnings Yield | 16.06% |
| FCF Yield | 62.80% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Habib Bank is 419.93, which is 42.40% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 419.93 |
| Price Target Difference | 42.40% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 12.80% |
Stock Splits
The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.
| Last Split Date | Mar 21, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |