Habib Bank Limited (PSX:HBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
317.14
-3.22 (-1.01%)
At close: Aug 20, 2026

Habib Bank Statistics

Total Valuation

Habib Bank has a market cap or net worth of PKR 465.20 billion.

Market Cap465.20B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, August 4, 2026.

Earnings Date Aug 4, 2026
Ex-Dividend Date Aug 13, 2026

Share Statistics

Habib Bank has 1.47 billion shares outstanding.

Current Share Class 1.47B
Shares Outstanding 1.47B
Shares Change (YoY) n/a
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 0.02%
Owned by Institutions (%) 15.81%
Float 456.13M

Valuation Ratios

The trailing PE ratio is 6.96 and the forward PE ratio is 6.67.

PE Ratio 6.96
Forward PE 6.67
PS Ratio 1.31
PB Ratio 0.96
P/TBV Ratio 1.03
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -2.91
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.28%.

Return on Equity (ROE) 14.28%
Return on Assets (ROA) 0.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.52%
Revenue Per Employee 17.17M
Profits Per Employee 3.22M
Employee Count20,756
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Habib Bank has paid 78.99 billion in taxes.

Income Tax 78.99B
Effective Tax Rate 54.16%

Stock Price Statistics

The stock price has increased by +17.57% in the last 52 weeks. The beta is 0.89, so Habib Bank's price volatility has been lower than the market average.

Beta (5Y) 0.89
52-Week Price Change +17.57%
50-Day Moving Average 306.96
200-Day Moving Average 304.47
Relative Strength Index (RSI) 51.08
Average Volume (20 Days) 2,566,647

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Habib Bank had revenue of PKR 356.29 billion and earned 66.82 billion in profits. Earnings per share was 45.55.

Revenue356.29B
Gross Profit 344.78B
Operating Income 145.84B
Pretax Income 145.84B
Net Income 66.82B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 45.55
Full Income Statement

Balance Sheet

The company has 662.41 billion in cash and 1.23 trillion in debt, with a net cash position of -562.62 billion or -383.56 per share.

Cash & Cash Equivalents 662.41B
Total Debt 1.23T
Net Cash -562.62B
Net Cash Per Share -383.56
Equity (Book Value) 485.65B
Book Value Per Share 329.98
Working Capital -5,955.41B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -395.50 billion and capital expenditures -25.24 billion, giving a free cash flow of -420.74 billion.

Operating Cash Flow -395.50B
Capital Expenditures -25.24B
Depreciation & Amortization n/a
Net Borrowing -8.87B
Free Cash Flow -420.74B
FCF Per Share -286.83
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.93%
Pretax Margin 40.93%
Profit Margin 18.75%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 24.00, which amounts to a dividend yield of 7.57%.

Dividend Per Share 24.00
Dividend Yield 7.57%
Dividend Growth (YoY) 33.33%
Years of Dividend Growth 2
Payout Ratio 46.97%
Buyback Yield n/a
Shareholder Yield 7.57%
Earnings Yield 14.36%
FCF Yield -90.44%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for Habib Bank is 483.00, which is 52.30% higher than the current price. The consensus rating is "Strong Buy".

Price Target 483.00
Price Target Difference 52.30%
Analyst Consensus Strong Buy
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) 6.93%

Stock Splits

The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.

Last Split Date Mar 21, 2014
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2