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Habib Bank Limited (PSX:HBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
303.67
+2.37 (0.79%)
At close: Jul 31, 2026

Habib Bank Ratios and Metrics

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
441,963474,395255,907162,58693,483171,064
Market Cap Growth
34.97%85.38%57.40%73.92%-45.35%-11.84%
Last Close Price
301.30309.77152.5484.8444.9275.85

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.677.114.382.822.744.89
PS Ratio
1.261.350.810.570.461.07
PB Ratio
0.970.970.620.440.330.60
P/FCF Ratio
0.520.96-7.56--
P/OCF Ratio
0.500.91-4.20--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
4.122.632.182.002.241.70
Debt / FCF Ratio
2.212.60-33.96--
Net Debt / Equity Ratio
2.481.110.910.080.35-0.45
Net Debt / FCF Ratio
1.331.09-1.401.40-1.750.25
Return on Equity (ROE)
15.09%14.85%14.88%17.74%12.10%12.93%
Return on Assets (ROA)
0.94%0.97%1.00%1.14%0.77%0.87%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.99%14.06%22.84%35.47%36.45%20.47%
FCF Yield
192.39%104.40%-103.62%13.22%-61.73%-299.73%
Dividend Yield
7.97%6.46%10.65%11.49%15.03%9.89%
Payout Ratio
47.61%39.89%43.22%21.43%24.93%31.00%
Total Shareholder Return
7.91%6.46%10.65%11.49%15.03%9.89%