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Habib Bank Limited (PSX:HBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
317.14
-3.22 (-1.01%)
At close: Aug 20, 2026

Habib Bank Ratios and Metrics

Millions PKR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
465,198474,395255,907162,58693,483171,064
Market Cap Growth
17.57%85.38%57.40%73.92%-45.35%-11.84%
Last Close Price
317.14304.27149.8383.3444.1274.50

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.967.114.382.822.744.89
PS Ratio
1.311.350.810.570.461.07
PB Ratio
0.960.970.620.440.330.60
P/FCF Ratio
-0.96-7.56--
P/OCF Ratio
-0.91-4.20--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
2.522.632.182.002.241.70
Debt / FCF Ratio
-2.60-33.96--
Net Debt / Equity Ratio
1.161.110.910.080.35-0.45
Net Debt / FCF Ratio
-1.341.09-1.401.40-1.750.25
Return on Equity (ROE)
14.28%14.85%14.88%17.74%12.10%12.93%
Return on Assets (ROA)
0.85%0.97%1.00%1.14%0.77%0.87%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
14.36%14.06%22.84%35.47%36.45%20.47%
FCF Yield
-90.44%104.40%-103.62%13.22%-61.73%-299.73%
Dividend Yield
7.57%6.57%10.85%11.70%15.30%10.07%
Payout Ratio
46.97%39.89%43.22%21.43%24.93%31.00%
Total Shareholder Return
7.57%6.57%10.85%11.70%15.30%10.07%