Habib Bank Statistics

Total Valuation

Habib Bank has a market cap or net worth of PKR 236.84 billion.

Market Cap	236.84B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

Habib Bank has 1.47 billion shares outstanding.

Current Share Class	1.47B
Shares Outstanding	1.47B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.05%
Owned by Institutions (%)	12.09%
Float	451.86M

Valuation Ratios

The trailing PE ratio is 3.96 and the forward PE ratio is 4.07.

PE Ratio	3.96
Forward PE	4.07
PS Ratio	0.73
PB Ratio	0.56
P/TBV Ratio	0.60
P/FCF Ratio	1.11
P/OCF Ratio	0.98
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.26
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.99%.

Return on Equity (ROE)	14.99%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	15.75M
Profits Per Employee	2.90M
Employee Count	20,661
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +44.19% in the last 52 weeks. The beta is 0.83, so Habib Bank's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+44.19%
50-Day Moving Average	151.51
200-Day Moving Average	149.72
Relative Strength Index (RSI)	59.56
Average Volume (20 Days)	2,445,361

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Habib Bank had revenue of PKR 325.43 billion and earned 59.85 billion in profits. Earnings per share was 40.80.

Revenue	325.43B
Gross Profit	314.70B
Operating Income	126.86B
Pretax Income	126.86B
Net Income	59.85B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	40.80

Full Income Statement

Balance Sheet

The company has 419.78 billion in cash and 698.38 billion in debt, giving a net cash position of -278.60 billion or -189.93 per share.

Cash & Cash Equivalents	419.78B
Total Debt	698.38B
Net Cash	-278.60B
Net Cash Per Share	-189.93
Equity (Book Value)	422.79B
Book Value Per Share	287.10
Working Capital	-4,316.68B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 240.61 billion and capital expenditures -26.31 billion, giving a free cash flow of 214.30 billion.

Operating Cash Flow	240.61B
Capital Expenditures	-26.31B
Free Cash Flow	214.30B
FCF Per Share	146.09

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	38.98%
Pretax Margin	38.98%
Profit Margin	18.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	65.85%

Dividends & Yields

This stock pays an annual dividend of 18.00, which amounts to a dividend yield of 11.15%.

Dividend Per Share	18.00
Dividend Yield	11.15%
Dividend Growth (YoY)	36.73%
Years of Dividend Growth	1
Payout Ratio	42.21%
Buyback Yield	n/a
Shareholder Yield	11.15%
Earnings Yield	25.27%
FCF Yield	90.48%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 21, 2014. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 21, 2014
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a