Invest Capital Investment Bank Limited (PSX:ICIBL)

PSX:ICIBL Income Statement

Financials in millions PKR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest and Dividend Income	130.67	125.63	123.56	117.73	67.08	62.82
Total Interest Expense	0	-	12.03	4.93	9.84	21.24
Net Interest Income	130.67	125.63	111.53	112.8	57.24	41.58
Gain on Sale of Investments (Rev)	22.49	18.62	-3.42	-5.06	2.71	-6.68
Other Revenue	-15.23	6.16	3.01	-2.45	-4.2	35.33
Revenue Before Loan Losses	137.93	150.42	111.12	105.29	55.76	70.23
Provision for Loan Losses	-32.79	-29.51	-19.65	-32.73	-39.79	49.67
Revenue	170.72	179.93	130.77	138.02	95.55	20.56
Revenue Growth (YoY)	1.78%	37.59%	-5.25%	44.45%	364.83%	-63.74%
Cost of Services Provided	38.07	37.29	34.95	27.28	23.88	23.07
Other Operating Expenses	0	0	0.01	0.01	0.01	0.01
Total Operating Expenses	38.07	37.3	39.18	27.33	27.1	26.39
Operating Income	132.66	142.63	91.59	110.69	68.45	-5.83
Other Non-Operating Income (Expenses)	4.34	5.16	6.55	5.12	3.97	4.31
EBT Excluding Unusual Items	137	147.79	98.14	115.81	72.42	-1.52
Gain (Loss) on Sale of Investments	0.69	0.69	-	-	-	-
Other Unusual Items	-	-	-	5.73	18.66	70.4
Pretax Income	137.68	148.48	99.23	121.54	91.08	68.89
Income Tax Expense	21.33	23.86	9.47	26.27	7.22	22.77
Net Income	116.35	124.62	89.76	95.27	83.86	46.12
Net Income to Common	116.35	124.62	89.76	95.27	83.86	46.12
Net Income Growth	4.16%	38.84%	-5.79%	13.61%	81.81%	-
Shares Outstanding (Basic)	285	285	285	285	285	285
Shares Outstanding (Diluted)	285	285	285	285	285	285
EPS (Basic)	0.41	0.44	0.32	0.33	0.29	0.16
EPS (Diluted)	0.41	0.44	0.32	0.33	0.29	0.16
EPS Growth	4.24%	38.84%	-5.79%	13.61%	81.81%	-
Free Cash Flow	91.18	104.97	60.05	98.23	158.55	19.72
Free Cash Flow Per Share	0.32	0.37	0.21	0.34	0.56	0.07
Operating Margin	77.70%	79.27%	70.04%	80.20%	71.64%	-28.36%
Profit Margin	68.15%	69.26%	68.64%	69.03%	87.76%	224.37%
Free Cash Flow Margin	53.41%	58.34%	45.92%	71.17%	165.93%	95.92%
Effective Tax Rate	15.50%	16.07%	9.55%	21.61%	7.93%	33.05%
Revenue as Reported	137.93	150.42	123.15	110.22	65.6	91.47

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.