Invest Capital Investment Bank Limited (PSX:ICIBL)

Pakistan · Delayed Price · Currency is PKR

16.26

+0.06 (0.37%)

At close: Nov 6, 2026

PSX:ICIBL Financials Overview

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	98.29	99.88	179.54	179.93	130.77	138.02
Revenue Growth	-40.38%	-44.37%	-0.21%	37.59%	-5.25%	44.45%
Operating Income	62.56	65.61	143.04	142.63	91.59	110.69
Net Income	85.1	87.52	126.74	124.62	89.76	95.27
Earnings Per Share	1.98	2.03	2.94	2.89	2.08	2.21
EPS Growth	-24.95%	-30.94%	1.70%	38.84%	-5.79%	13.61%

Revenue by Segment

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Investment / Financing Activities	52.7	118.99	142.78	66.21	84.9
Leasing Activities	47.74	49.76	26.39	54.39	56.08
Other Operations	-1.48	10.79	11.45	5.94	-3.01
Total	98.96	179.54	180.61	126.54	137.97

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	140.04	190.69	110.54	55.48	28.34	36.27
Total Debt	60.47	178.3	128.26	19.77	24.51	112.74
Net Cash (Debt)	79.57	12.38	-17.72	35.71	3.84	-76.47
Net Cash Growth	-37.50%	-	-	830.93%	-	-
Net Cash Per Share	1.85	0.29	-0.41	0.83	0.09	-1.78

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	84.77	87.34	81.19	105.02	60.09	115.87
Capital Expenditures	-5.11	-5.18	-0.05	-0.05	-0.05	-17.64
Free Cash Flow	79.66	82.16	81.14	104.97	60.05	98.23
Free Cash Flow Growth	5.37%	1.25%	-22.70%	74.81%	-38.87%	-38.05%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Margin	63.65%	65.69%	79.67%	79.27%	70.04%	80.20%
Pretax Margin	100.66%	101.99%	83.95%	82.52%	75.88%	88.06%
Profit Margin	86.58%	87.63%	70.59%	69.26%	68.64%	69.03%
FCF Margin	81.05%	82.26%	45.19%	58.34%	45.92%	71.17%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 9, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	8.22	14.03	23.08	3.25	3.14	4.39
P/FCF Ratio	8.79	14.94	36.06	3.85	4.70	4.26
PS Ratio	7.12	12.29	16.29	2.25	2.16	3.03