Invest Capital Investment Bank Limited (PSX:ICIBL)

Pakistan · Delayed Price · Currency is PKR

18.59

-0.33 (-1.74%)

At close: Aug 20, 2026

PSX:ICIBL Financials Overview

Financials in millions PKR. Fiscal year is July - June.

Millions PKR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Revenue	142.11	183.9	179.93	130.77	138.02	95.55
Revenue Growth	-16.89%	2.21%	37.59%	-5.25%	44.45%	364.83%
Operating Income	105.25	143.04	142.63	91.59	110.69	68.45
Net Income	116.11	126.74	124.62	89.76	95.27	83.86
Earnings Per Share	2.69	2.94	2.89	2.08	2.21	1.95
EPS Growth	-1.83%	1.70%	38.84%	-5.79%	13.61%	81.81%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Investment / Financing Activities	119	142.78	66.21	84.9	43.69
Other Operations	10.79	11.45	5.94	-3.01	-3.46
Leasing Activities	49.76	26.39	54.39	56.08	52.09
Total	179.54	180.62	126.54	137.97	92.33

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Investments	210.5	110.54	55.48	28.34	36.27	26.5
Total Debt	3.57	16.53	19.77	24.51	112.74	107.42
Net Cash (Debt)	206.94	94.01	35.71	3.84	-76.47	-80.92
Net Cash Growth	1774.18%	163.24%	830.93%	-	-	-
Net Cash Per Share	4.80	2.18	0.83	0.09	-1.78	-1.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Operating Cash Flow	94.47	81.19	105.02	60.09	115.87	158.6
Capital Expenditures	-5.18	-0.05	-0.05	-0.05	-17.64	-0.05
Free Cash Flow	89.29	81.14	104.97	60.05	98.23	158.55
Free Cash Flow Growth	6.73%	-22.70%	74.81%	-38.87%	-38.05%	704.10%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Operating Margin	74.06%	77.78%	79.27%	70.04%	80.20%	71.64%
Pretax Margin	101.48%	81.96%	82.52%	75.88%	88.06%	95.32%
Profit Margin	81.70%	68.92%	69.26%	68.64%	69.03%	87.76%
FCF Margin	62.83%	44.12%	58.34%	45.92%	71.17%	165.93%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
PE Ratio	7.03	23.08	3.25	3.14	4.39	9.61
P/FCF Ratio	9.12	36.06	3.85	4.70	4.26	5.09
PS Ratio	5.73	15.91	2.25	2.16	3.03	8.44