IGI Holdings Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	24,868	36,165	24,848	15,739	13,550	21,912
Market Cap Growth	6.95%	45.55%	57.87%	16.16%	-38.16%	-24.48%
Enterprise Value	24,964	35,496	24,827	14,414	15,974	24,787
PE Ratio	4.75	6.91	35.70	4.05	4.72	8.27
PS Ratio	0.91	1.32	0.96	0.86	1.00	1.70
PB Ratio	0.35	0.52	0.39	0.24	0.27	0.46
P/FCF Ratio	-	-	7.48	4.56	-	-
P/OCF Ratio	-	-	6.56	4.07	-	-
EV/Sales Ratio	0.91	1.30	0.96	0.79	1.18	1.93
EV/EBITDA Ratio	2.89	9.22	9.26	6.23	6.61	16.87
EV/EBIT Ratio	3.00	10.02	9.87	6.62	7.00	18.56
EV/FCF Ratio	-9.70	-	7.47	4.18	-	-
Debt / Equity Ratio	0.05	0.05	0.03	0.04	0.05	0.08
Debt / EBITDA Ratio	0.92	0.92	0.72	1.13	1.07	2.35
Debt / FCF Ratio	-	-	0.59	0.78	-	-
Net Debt / Equity Ratio	0.00	0.00	-0.03	-0.03	0.03	0.05
Net Debt / EBITDA Ratio	-0.09	-0.09	-0.70	-0.75	0.62	1.47
Net Debt / FCF Ratio	0.14	0.14	-0.56	-0.50	-0.48	-1.25
Quick Ratio	0.92	0.92	0.96	0.84	0.63	0.80
Current Ratio	1.18	1.18	1.56	1.40	1.27	1.23
Asset Turnover	0.20	0.20	0.21	0.18	0.16	0.16
Return on Equity (ROE)	7.91%	7.91%	1.14%	6.67%	5.81%	5.33%
Return on Assets (ROA)	1.59%	1.59%	1.27%	1.32%	1.67%	1.02%
Return on Invested Capital (ROIC)	3.11%	3.23%	1.51%	2.50%	3.13%	2.09%
Earnings Yield	21.04%	14.47%	2.80%	24.70%	21.20%	12.09%
FCF Yield	-10.35%	-7.12%	13.38%	21.92%	-22.92%	-7.90%
Dividend Yield	4.59%	3.16%	3.56%	5.89%	5.10%	4.27%
Payout Ratio	17.74%	17.74%	122.35%	15.53%	27.45%	37.57%
Buyback Yield / Dilution	-0.01%	-0.01%	-	-	-	-
Total Shareholder Return	4.58%	3.15%	3.56%	5.89%	5.10%	4.27%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.