IGI Holdings Limited (PSX:IGIHL)
280.67
-0.72 (-0.26%)
At close: Jul 30, 2026
IGI Holdings Financials Overview
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 25,678 | 27,340 | 25,942 | 18,333 | 13,534 | 12,857 |
Revenue Growth | -3.49% | 5.39% | 41.50% | 35.46% | 5.26% | 8.93% |
Operating Income Operating Income Growth | 3,095 | 3,483 | 2,637 | 2,178 | 2,284 | 1,336 |
Net Income Net Income Growth | 5,079 | 5,232 | 695.98 | 3,887 | 2,872 | 2,650 |
Earnings Per Share EPS Growth | 35.61 | 36.68 | 4.88 | 27.25 | 20.14 | 18.58 |
EPS Growth | 580.12% | 651.75% | -82.09% | 35.33% | 8.38% | 52.54% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Non-Life Insurance - Fire and Property Damage Non-Life Insurance - Fire and Property Damage Growth | 680.57 | 673.23 | 562.46 | 448.6 | 247.36 | 222.78 |
Non-Life Insurance - Marine, Aviation and Transport Non-Life Insurance - Marine, Aviation and Transport Growth | 400.37 | 442.73 | 353.33 | 320.99 | 368.99 | 295.69 |
Non-Life Insurance - Motor Non-Life Insurance - Motor Growth | 2,215 | 2,164 | 1,963 | 1,820 | 1,636 | 1,386 |
Non-Life Insurance - Health Non-Life Insurance - Health Growth | 2,174 | 1,958 | 1,573 | 1,565 | 873.15 | 588.63 |
Non-Life Insurance - Miscellaneous Non-Life Insurance - Miscellaneous Growth | 387.15 | 444.21 | 406.93 | 383.76 | 287.76 | 223.01 |
Non-Life Insurance - Window Takaful Operation - Fire and Property Damage Non-Life Insurance - Window Takaful Operation - Fire and Property Damage Growth | 199.77 | 171.82 | 130.19 | 94.16 | 55.45 | 34.63 |
Non-Life Insurance - Window Takaful Operations - Marine, Aviation and Transport Non-Life Insurance - Window Takaful Operations - Marine, Aviation and Transport Growth | 86.64 | 78.84 | 50.24 | 41.88 | 23.9 | 19.87 |
Non-Life Insurance - Window Takaful Operations - Motor Non-Life Insurance - Window Takaful Operations - Motor Growth | 438.67 | 377.23 | 264.34 | 212.89 | 166.85 | 116.4 |
Non-Life Insurance - Window Takaful Operations - Health Non-Life Insurance - Window Takaful Operations - Health Growth | 139.84 | 126.49 | 139.71 | 100.25 | 102.73 | 67.78 |
Non-Life Insurance - Window Takaful Operations - Miscellaneous Non-Life Insurance - Window Takaful Operations - Miscellaneous Growth | 30.23 | 24.26 | 16.43 | 13.91 | 11.25 | 7.56 |
Life Insurance - Life Participating Life Insurance - Life Participating Growth | 268.11 | 308.5 | 564.24 | 447.18 | 236.66 | 171.33 |
Life Insurance - Life Non-Participating – Individual Life Insurance - Life Non-Participating – Individual Growth | 2,235 | 2,965 | 4,729 | 1,906 | 1,196 | 949.89 |
Life Insurance - Life Non-Participating - Group Life Insurance - Life Non-Participating - Group Growth | 1,148 | 1,125 | 776.22 | 638.84 | 600.67 | 455.52 |
Life Insurance - Investment Linked Business Life Insurance - Investment Linked Business Growth | 5,647 | 6,784 | 6,857 | 3,829 | 1,643 | 2,158 |
Life Insurance - Accident and Health – Individual Life Insurance - Accident and Health – Individual Growth | 12.73 | 11.93 | 8.37 | 8.62 | 11.31 | 17.26 |
Life Insurance - Accident and Health – Group Life Insurance - Accident and Health – Group Growth | 2,515 | 2,375 | 1,765 | 1,139 | 978.65 | 1,117 |
Life Insurance - Pension Business Fund Life Insurance - Pension Business Fund Growth | 150.21 | 149.44 | 127.91 | 96.22 | 100.56 | 95.09 |
Life Insurance - Takaful Window - Individual Family Life Insurance - Takaful Window - Individual Family Growth | 3,680 | 4,180 | 4,544 | 3,774 | 2,252 | 2,751 |
Life Insurance - Takaful Window - Accident and Health Individual Life Insurance - Takaful Window - Accident and Health Individual Growth | 3.23 | 2.38 | 1.39 | 1.19 | 3.35 | 7.83 |
Life Insurance - Takaful Window - Group Family Life Insurance - Takaful Window - Group Family Growth | 26.98 | 61.45 | 66.56 | 39.59 | 61.01 | 39.69 |
Life Insurance - Takaful Window - Group Health Life Insurance - Takaful Window - Group Health Growth | 537.35 | 542.48 | 352.4 | 126.22 | 60.36 | 95.27 |
Investment Business Investment Business Growth | 1,683 | 1,680 | 920.94 | 1,302 | 725.36 | 299.73 |
Brokerage Business Brokerage Business Growth | 32.29 | 6.71 | 660.67 | 601.97 | 187.16 | 325.61 |
Unallocated Operating Income Unallocated Operating Income Growth | 26,558 | 26,651 | 893.53 | 294.25 | - | - |
Total Total Growth | 51,250 | 53,302 | 27,726 | 19,204 | 11,829 | 11,446 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,553 | 3,874 | 4,020 | 4,437 | 1,168 | 1,474 |
Total Debt Total Debt Growth | 3,886 | 3,668 | 1,971 | 2,700 | 2,660 | 3,636 |
Net Cash (Debt) Net Cash Growth | -333.38 | 206.34 | 2,049 | 1,737 | -1,492 | -2,162 |
Net Cash Growth | - | -89.93% | 17.97% | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -2.34 | 1.45 | 14.37 | 12.18 | -10.46 | -15.16 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -3,790 | -1,955 | 3,985 | 3,869 | -2,888 | -1,523 |
Capital Expenditures CapEx Growth | -597.12 | -619.59 | -465.81 | -418.97 | -217.85 | -207.38 |
Free Cash Flow Free Cash Flow Growth | -4,388 | -2,575 | 3,519 | 3,451 | -3,106 | -1,730 |
Free Cash Flow Growth | - | - | 1.99% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 12.05% | 12.74% | 10.17% | 11.88% | 16.87% | 10.39% |
Pretax Margin | 31.50% | 30.47% | 7.57% | 30.34% | 29.46% | 24.57% |
Profit Margin | 19.78% | 19.14% | 2.68% | 21.20% | 21.22% | 20.61% |
FCF Margin | -17.09% | -9.42% | 13.57% | 18.82% | -22.95% | -13.46% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 8.000 | 8.000 | 6.000 | 6.000 | 4.250 | 5.500 |
Dividend Per Share Growth | 33.33% | 33.33% | 0% | 41.18% | -22.73% | 10.00% |
Dividend Yield | 2.85% | 3.23% | 3.64% | 6.02% | 5.21% | 4.36% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.88 | 6.91 | 35.70 | 4.05 | 4.72 | 8.27 |
Forward PE | - | 14.25 | 14.25 | 14.25 | 14.25 | 14.25 |
P/FCF Ratio | - | - | 7.06 | 4.56 | - | - |
PS Ratio | 1.56 | 1.32 | 0.96 | 0.86 | 1.00 | 1.70 |