IGI Holdings Limited (PSX:IGIHL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
233.49
-0.49 (-0.21%)
At close: Nov 6, 2026

IGI Holdings Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
24,46227,34025,94218,33313,53412,857
Revenue Growth
-12.96%5.39%41.50%35.46%5.26%8.93%
Operating Income
3,7523,4832,6372,1782,2841,336
Net Income
6,8965,232695.983,8872,8722,650
Earnings Per Share
48.3636.684.8827.2520.1418.58
EPS Growth
453.08%651.75%-82.09%35.33%8.38%52.54%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Non-Life Insurance - Fire and Property Damage
673.23562.46448.6247.36222.78
Non-Life Insurance - Marine, Aviation and Transport
442.73353.33320.99368.99295.69
Non-Life Insurance - Motor
2,1641,9631,8201,6361,386
Non-Life Insurance - Health
1,9581,5731,565873.15588.63
Non-Life Insurance - Miscellaneous
444.21406.93383.76287.76223.01
Non-Life Insurance - Window Takaful Operation - Fire and Property Damage
171.82130.1994.1655.4534.63
Non-Life Insurance - Window Takaful Operations - Marine, Aviation and Transport
78.8450.2441.8823.919.87
Non-Life Insurance - Window Takaful Operations - Motor
377.23264.34212.89166.85116.4
Non-Life Insurance - Window Takaful Operations - Health
126.49139.71100.25102.7367.78
Non-Life Insurance - Window Takaful Operations - Miscellaneous
24.2616.4313.9111.257.56
Life Insurance - Life Participating
308.5564.24447.18236.66171.33
Life Insurance - Life Non-Participating – Individual
2,9654,7291,9061,196949.89
Life Insurance - Life Non-Participating - Group
1,125776.22638.84600.67455.52
Life Insurance - Investment Linked Business
6,7846,8573,8291,6432,158
Life Insurance - Accident and Health – Individual
11.938.378.6211.3117.26
Life Insurance - Accident and Health – Group
2,3751,7651,139978.651,117
Life Insurance - Pension Business Fund
149.44127.9196.22100.5695.09
Life Insurance - Takaful Window - Individual Family
4,1804,5443,7742,2522,751
Life Insurance - Takaful Window - Accident and Health Individual
2.381.391.193.357.83
Life Insurance - Takaful Window - Group Family
61.4566.5639.5961.0139.69
Life Insurance - Takaful Window - Group Health
542.48352.4126.2260.3695.27
Investment Business
1,680920.941,302725.36299.73
Brokerage Business
6.71660.67601.97187.16325.61
Unallocated Operating Income
26,651893.53294.25--
Total
53,30227,72619,20411,82911,446

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,4333,8744,0204,4371,1681,474
Total Debt
17,6263,6681,9712,7002,6603,636
Net Cash (Debt)
-13,193206.342,0491,737-1,492-2,162
Net Cash Growth
--89.93%17.97%---
Net Cash Per Share
-92.511.4514.3712.18-10.46-15.16

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-13,028-1,9553,9853,869-2,888-1,523
Capital Expenditures
-304.13-619.59-465.81-418.97-217.85-207.38
Free Cash Flow
-13,332-2,5753,5193,451-3,106-1,730
Free Cash Flow Growth
--1.99%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.34%12.74%10.17%11.88%16.87%10.39%
Pretax Margin
42.77%30.47%7.57%30.34%29.46%24.57%
Profit Margin
28.19%19.14%2.68%21.20%21.22%20.61%
FCF Margin
-54.50%-9.42%13.57%18.82%-22.95%-13.46%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.0008.0006.0006.0004.2505.500
Dividend Per Share Growth
23.08%33.33%0%41.18%-22.73%10.00%
Dividend Yield
3.43%3.16%3.44%5.44%4.47%3.58%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.836.9135.704.054.728.27
Forward PE
-14.2514.2514.2514.2514.25
P/FCF Ratio
--7.064.56--
PS Ratio
1.361.320.960.861.001.70