IGI Holdings Limited (PSX:IGIHL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
280.67
-0.72 (-0.26%)
At close: Jul 30, 2026

IGI Holdings Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
25,67827,34025,94218,33313,53412,857
Revenue Growth
-3.49%5.39%41.50%35.46%5.26%8.93%
Operating Income
3,0953,4832,6372,1782,2841,336
Net Income
5,0795,232695.983,8872,8722,650
Earnings Per Share
35.6136.684.8827.2520.1418.58
EPS Growth
580.12%651.75%-82.09%35.33%8.38%52.54%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Non-Life Insurance - Fire and Property Damage
680.57673.23562.46448.6247.36222.78
Non-Life Insurance - Marine, Aviation and Transport
400.37442.73353.33320.99368.99295.69
Non-Life Insurance - Motor
2,2152,1641,9631,8201,6361,386
Non-Life Insurance - Health
2,1741,9581,5731,565873.15588.63
Non-Life Insurance - Miscellaneous
387.15444.21406.93383.76287.76223.01
Non-Life Insurance - Window Takaful Operation - Fire and Property Damage
199.77171.82130.1994.1655.4534.63
Non-Life Insurance - Window Takaful Operations - Marine, Aviation and Transport
86.6478.8450.2441.8823.919.87
Non-Life Insurance - Window Takaful Operations - Motor
438.67377.23264.34212.89166.85116.4
Non-Life Insurance - Window Takaful Operations - Health
139.84126.49139.71100.25102.7367.78
Non-Life Insurance - Window Takaful Operations - Miscellaneous
30.2324.2616.4313.9111.257.56
Life Insurance - Life Participating
268.11308.5564.24447.18236.66171.33
Life Insurance - Life Non-Participating – Individual
2,2352,9654,7291,9061,196949.89
Life Insurance - Life Non-Participating - Group
1,1481,125776.22638.84600.67455.52
Life Insurance - Investment Linked Business
5,6476,7846,8573,8291,6432,158
Life Insurance - Accident and Health – Individual
12.7311.938.378.6211.3117.26
Life Insurance - Accident and Health – Group
2,5152,3751,7651,139978.651,117
Life Insurance - Pension Business Fund
150.21149.44127.9196.22100.5695.09
Life Insurance - Takaful Window - Individual Family
3,6804,1804,5443,7742,2522,751
Life Insurance - Takaful Window - Accident and Health Individual
3.232.381.391.193.357.83
Life Insurance - Takaful Window - Group Family
26.9861.4566.5639.5961.0139.69
Life Insurance - Takaful Window - Group Health
537.35542.48352.4126.2260.3695.27
Investment Business
1,6831,680920.941,302725.36299.73
Brokerage Business
32.296.71660.67601.97187.16325.61
Unallocated Operating Income
26,55826,651893.53294.25--
Total
51,25053,30227,72619,20411,82911,446

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,5533,8744,0204,4371,1681,474
Total Debt
3,8863,6681,9712,7002,6603,636
Net Cash (Debt)
-333.38206.342,0491,737-1,492-2,162
Net Cash Growth
--89.93%17.97%---
Net Cash Per Share
-2.341.4514.3712.18-10.46-15.16

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,790-1,9553,9853,869-2,888-1,523
Capital Expenditures
-597.12-619.59-465.81-418.97-217.85-207.38
Free Cash Flow
-4,388-2,5753,5193,451-3,106-1,730
Free Cash Flow Growth
--1.99%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.05%12.74%10.17%11.88%16.87%10.39%
Pretax Margin
31.50%30.47%7.57%30.34%29.46%24.57%
Profit Margin
19.78%19.14%2.68%21.20%21.22%20.61%
FCF Margin
-17.09%-9.42%13.57%18.82%-22.95%-13.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.0008.0006.0006.0004.2505.500
Dividend Per Share Growth
33.33%33.33%0%41.18%-22.73%10.00%
Dividend Yield
2.85%3.23%3.64%6.02%5.21%4.36%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.886.9135.704.054.728.27
Forward PE
-14.2514.2514.2514.2514.25
P/FCF Ratio
--7.064.56--
PS Ratio
1.561.320.960.861.001.70