IGI Holdings Limited (PSX:IGIHL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
265.29
-3.12 (-1.16%)
At close: Sep 2, 2026

IGI Holdings Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
26,20727,34025,94218,33313,53412,857
Revenue Growth
-2.38%5.39%41.50%35.46%5.26%8.93%
Operating Income
4,3073,4832,6372,1782,2841,336
Net Income
7,5585,232695.983,8872,8722,650
Earnings Per Share
52.9736.684.8827.2520.1418.58
EPS Growth
6272.54%651.75%-82.09%35.33%8.38%52.54%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Non-Life Insurance - Fire and Property Damage
673.23562.46448.6247.36222.78
Non-Life Insurance - Marine, Aviation and Transport
442.73353.33320.99368.99295.69
Non-Life Insurance - Motor
2,1641,9631,8201,6361,386
Non-Life Insurance - Health
1,9581,5731,565873.15588.63
Non-Life Insurance - Miscellaneous
444.21406.93383.76287.76223.01
Non-Life Insurance - Window Takaful Operation - Fire and Property Damage
171.82130.1994.1655.4534.63
Non-Life Insurance - Window Takaful Operations - Marine, Aviation and Transport
78.8450.2441.8823.919.87
Non-Life Insurance - Window Takaful Operations - Motor
377.23264.34212.89166.85116.4
Non-Life Insurance - Window Takaful Operations - Health
126.49139.71100.25102.7367.78
Non-Life Insurance - Window Takaful Operations - Miscellaneous
24.2616.4313.9111.257.56
Life Insurance - Life Participating
308.5564.24447.18236.66171.33
Life Insurance - Life Non-Participating – Individual
2,9654,7291,9061,196949.89
Life Insurance - Life Non-Participating - Group
1,125776.22638.84600.67455.52
Life Insurance - Investment Linked Business
6,7846,8573,8291,6432,158
Life Insurance - Accident and Health – Individual
11.938.378.6211.3117.26
Life Insurance - Accident and Health – Group
2,3751,7651,139978.651,117
Life Insurance - Pension Business Fund
149.44127.9196.22100.5695.09
Life Insurance - Takaful Window - Individual Family
4,1804,5443,7742,2522,751
Life Insurance - Takaful Window - Accident and Health Individual
2.381.391.193.357.83
Life Insurance - Takaful Window - Group Family
61.4566.5639.5961.0139.69
Life Insurance - Takaful Window - Group Health
542.48352.4126.2260.3695.27
Investment Business
1,680920.941,302725.36299.73
Brokerage Business
6.71660.67601.97187.16325.61
Unallocated Operating Income
26,651893.53294.25--
Total
53,30227,72619,20411,82911,446

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,1093,8744,0204,4371,1681,474
Total Debt
3,1413,6681,9712,7002,6603,636
Net Cash (Debt)
968.17206.342,0491,737-1,492-2,162
Net Cash Growth
-30.66%-89.93%17.97%---
Net Cash Per Share
6.791.4514.3712.18-10.46-15.16

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10,008-1,9553,9853,869-2,888-1,523
Capital Expenditures
-463.89-619.59-465.81-418.97-217.85-207.38
Free Cash Flow
-10,472-2,5753,5193,451-3,106-1,730
Free Cash Flow Growth
--1.99%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.43%12.74%10.17%11.88%16.87%10.39%
Pretax Margin
42.57%30.47%7.57%30.34%29.46%24.57%
Profit Margin
28.84%19.14%2.68%21.20%21.22%20.61%
FCF Margin
-39.96%-9.42%13.57%18.82%-22.95%-13.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.0008.0006.0006.0004.2505.500
Dividend Per Share Growth
23.08%33.33%0%41.18%-22.73%10.00%
Dividend Yield
2.98%3.23%3.64%6.02%5.21%4.36%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.956.9135.704.054.728.27
Forward PE
-14.2514.2514.2514.2514.25
P/FCF Ratio
--7.064.56--
PS Ratio
1.431.320.960.861.001.70