JS Bank Limited (PSX: JSBL)
Pakistan
· Delayed Price · Currency is PKR 9.35
+0.11 (1.19%)
At close: Sep 9, 2024
JS Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 200,979 | 132,010 | 72,224 | 39,227 | 43,192 | 41,692 | Upgrade
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| Interest Income on Investments | 552.95 | 489.58 | 227.2 | 205.32 | 135.12 | 198.43 | Upgrade
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| Total Interest Income | 201,532 | 132,499 | 72,452 | 39,433 | 43,327 | 41,890 | Upgrade
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| Interest Paid on Deposits | 136,858 | 92,495 | 57,260 | 27,200 | 33,281 | 34,497 | Upgrade
|
| Net Interest Income | 64,674 | 40,004 | 15,192 | 12,232 | 10,046 | 7,393 | Upgrade
|
| Net Interest Income Growth (YoY) | 237.83% | 163.33% | 24.19% | 21.77% | 35.88% | -19.26% | Upgrade
|
| Gain (Loss) on Sale of Assets | 57 | 86.24 | 54.59 | 12.31 | 11.68 | 493.68 | Upgrade
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| Gain (Loss) on Sale of Investments | 2,437 | 717.44 | -22.8 | 163.13 | 1,921 | -666 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | -69.76 | -60.64 | -12.98 | 19.01 | -15.26 | 4.18 | Upgrade
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| Other Non-Interest Income | 14,341 | 11,832 | 6,003 | 5,637 | 5,434 | 4,434 | Upgrade
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| Total Non-Interest Income | 16,766 | 12,575 | 6,022 | 5,831 | 7,351 | 4,266 | Upgrade
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| Non-Interest Income Growth (YoY) | 128.05% | 108.83% | 3.27% | -20.68% | 72.32% | 48.36% | Upgrade
|
| Revenues Before Loan Losses | 81,440 | 52,580 | 21,213 | 18,063 | 17,397 | 11,659 | Upgrade
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| Provision for Loan Losses | 6,858 | 6,648 | 965.79 | 1,960 | 1,072 | -91.93 | Upgrade
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| Revenue | 74,582 | 45,931 | 20,248 | 16,104 | 16,325 | 11,751 | Upgrade
|
| Revenue Growth (YoY) | 201.79% | 126.85% | 25.73% | -1.36% | 38.93% | -1.03% | Upgrade
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| Salaries and Employee Benefits | 662.28 | 330.73 | 45.08 | 55.1 | 46.47 | -65.99 | Upgrade
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| Selling, General & Administrative | 3,096 | 2,526 | 1,188 | 398.73 | 461.63 | 338.13 | Upgrade
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| Other Non-Interest Expense | 40,778 | 28,457 | 16,746 | 13,380 | 13,531 | 11,561 | Upgrade
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| Total Non-Interest Expense | 44,536 | 31,314 | 17,979 | 13,834 | 14,039 | 11,833 | Upgrade
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| EBT Excluding Unusual Items | 30,046 | 14,617 | 2,269 | 2,270 | 2,286 | -82.57 | Upgrade
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| Asset Writedown | - | - | -133 | -18.56 | -181.89 | -3.23 | Upgrade
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| Other Unusual Items | 3,749 | 3,714 | 172.94 | 6.69 | 64.81 | - | Upgrade
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| Pretax Income | 33,794 | 18,331 | 2,309 | 2,258 | 2,169 | -85.8 | Upgrade
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| Income Tax Expense | 15,284 | 7,946 | 1,218 | 1,041 | 1,060 | 170.81 | Upgrade
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| Earnings From Continuing Operations | 18,510 | 10,385 | 1,090 | 1,217 | 1,108 | -256.61 | Upgrade
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| Minority Interest in Earnings | -2,717 | -936.43 | -8.53 | -22.74 | 1.94 | 11.32 | Upgrade
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| Net Income | 15,793 | 9,449 | 1,082 | 1,195 | 1,110 | -245.29 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | - | 24.16 | Upgrade
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| Net Income to Common | 15,793 | 9,449 | 1,082 | 1,195 | 1,110 | -269.45 | Upgrade
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| Net Income Growth | 650.00% | 773.46% | -9.45% | 7.59% | - | - | Upgrade
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| Basic Shares Outstanding | 1,954 | 1,578 | 1,297 | 1,297 | 1,297 | 1,297 | Upgrade
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| Diluted Shares Outstanding | 1,954 | 1,578 | 1,297 | 1,297 | 1,297 | 1,297 | Upgrade
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| Shares Change (YoY) | 50.64% | 21.61% | - | - | - | 2.38% | Upgrade
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| EPS (Basic) | 8.08 | 5.99 | 0.83 | 0.92 | 0.86 | -0.21 | Upgrade
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| EPS (Diluted) | 8.08 | 5.99 | 0.83 | 0.92 | 0.86 | -0.21 | Upgrade
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| EPS Growth | 397.89% | 618.25% | -9.45% | 7.59% | - | - | Upgrade
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| Effective Tax Rate | 45.23% | 43.35% | 52.77% | 46.08% | 48.89% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.