JS Bank Limited (PSX:JSBL)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
12.13
+0.11 (0.92%)
At close: Sep 17, 2026

JS Bank Statistics

Total Valuation

JS Bank has a market cap or net worth of PKR 24.87 billion.

Market Cap24.87B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, August 25, 2026.

Earnings Date Aug 25, 2026
Ex-Dividend Date n/a

Share Statistics

JS Bank has 2.05 billion shares outstanding.

Current Share Class 2.05B
Shares Outstanding 2.05B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 12.10%
Owned by Institutions (%) 0.00%
Float 342.39M

Valuation Ratios

The trailing PE ratio is 4.21.

PE Ratio 4.21
Forward PE n/a
PS Ratio 0.29
PB Ratio 0.30
P/TBV Ratio 0.43
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.47
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.52%.

Return on Equity (ROE) 8.52%
Return on Assets (ROA) 0.47%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.48%
Revenue Per Employee 8.52M
Profits Per Employee 589,719
Employee Count10,022
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, JS Bank has paid 11.02 billion in taxes.

Income Tax 11.02B
Effective Tax Rate 61.35%

Stock Price Statistics

The stock price has decreased by -19.38% in the last 52 weeks. The beta is 0.89, so JS Bank's price volatility has been lower than the market average.

Beta (5Y) 0.89
52-Week Price Change -19.38%
50-Day Moving Average 13.41
200-Day Moving Average 14.43
Relative Strength Index (RSI) 28.69
Average Volume (20 Days) 516,469

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, JS Bank had revenue of PKR 85.35 billion and earned 5.91 billion in profits. Earnings per share was 2.88.

Revenue85.35B
Gross Profit 85.35B
Operating Income 17.71B
Pretax Income 17.95B
Net Income 5.91B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.88
Full Income Statement

Balance Sheet

The company has 45.74 billion in cash and 66.88 billion in debt, with a net cash position of -21.14 billion or -10.31 per share.

Cash & Cash Equivalents 45.74B
Total Debt 66.88B
Net Cash -21.14B
Net Cash Per Share -10.31
Equity (Book Value) 83.77B
Book Value Per Share 34.64
Working Capital -1,211.29B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -137.37 billion and capital expenditures -4.57 billion, giving a free cash flow of -141.94 billion.

Operating Cash Flow -137.37B
Capital Expenditures -4.57B
Depreciation & Amortization n/a
Net Borrowing -2.04B
Free Cash Flow -141.94B
FCF Per Share -69.22
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.75%
Pretax Margin 21.04%
Profit Margin 6.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

JS Bank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 23.76%
FCF Yield -570.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2