JS Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	28,012	34,595	18,579	18,538	6,085	6,254
Market Cap Growth	62.23%	86.20%	0.22%	204.65%	-2.70%	-24.92%
Last Close Price	13.66	16.87	9.06	9.04	4.69	4.82
PE Ratio	6.51	5.94	1.80	1.96	5.63	5.24
PS Ratio	0.34	0.41	0.23	0.40	0.30	0.39
PB Ratio	0.36	0.43	0.24	0.31	0.26	0.26
P/FCF Ratio	5.31	-	-	-	0.09	0.20
P/OCF Ratio	1.68	-	-	-	0.09	0.19
Debt / Equity Ratio	1.37	0.77	1.75	1.76	4.68	3.47
Debt / FCF Ratio	20.51	-	-	-	1.68	2.63
Net Debt / Equity Ratio	0.37	0.09	1.24	1.09	3.00	0.66
Net Debt / FCF Ratio	5.53	-0.06	-2.92	-1.34	1.08	0.50
Return on Equity (ROE)	7.28%	9.55%	19.57%	25.00%	4.63%	5.21%
Return on Assets (ROA)	0.39%	0.54%	1.03%	1.12%	0.18%	0.22%
Earnings Yield	15.39%	16.84%	55.49%	51.03%	17.78%	19.10%
FCF Yield	18.82%	-344.90%	-175.48%	-261.09%	1062.27%	502.55%
Buyback Yield / Dilution	-0.15%	-	-29.97%	-21.61%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.