JS Bank Ratios and Metrics

Market cap in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	35,415	18,579	18,538	6,085	6,254	8,330
Market Cap Growth	54.33%	0.22%	204.65%	-2.70%	-24.92%	18.89%
Last Close Price	17.27	9.06	9.04	4.69	4.82	6.42
PE Ratio	7.31	1.80	1.96	5.63	5.24	7.50
PS Ratio	0.43	0.23	0.40	0.30	0.39	0.51
PB Ratio	0.44	0.24	0.31	0.26	0.26	0.36
P/FCF Ratio	-	-	-	0.09	0.20	0.27
P/OCF Ratio	50.66	-	-	0.09	0.19	0.25
Debt / Equity Ratio	1.45	1.75	1.76	4.68	3.47	2.59
Debt / FCF Ratio	-	-	-	1.68	2.63	1.89
Return on Equity (ROE)	8.80%	19.57%	25.00%	4.63%	5.21%	5.23%
Return on Assets (ROA)	0.49%	1.03%	1.12%	0.18%	0.22%	0.22%
Earnings Yield	13.68%	55.49%	51.03%	17.78%	19.10%	13.33%
FCF Yield	-33.61%	-175.48%	-261.09%	1062.27%	502.55%	376.44%
Buyback Yield / Dilution	-0.06%	-29.97%	-21.61%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.