JS Bank Limited (PSX:JSBL)

JS Bank Statistics

Total Valuation

JS Bank has a market cap or net worth of PKR 28.07 billion.

Market Cap	28.07B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 24, 2026.

Earnings Date	Feb 24, 2026
Ex-Dividend Date	n/a

Share Statistics

JS Bank has 2.05 billion shares outstanding. The number of shares has increased by 0.05% in one year.

Current Share Class	2.05B
Shares Outstanding	2.05B
Shares Change (YoY)	+0.05%
Shares Change (QoQ)	+0.21%
Owned by Insiders (%)	12.10%
Owned by Institutions (%)	0.00%
Float	342.39M

Valuation Ratios

The trailing PE ratio is 4.82.

PE Ratio	4.82
Forward PE	n/a
PS Ratio	0.33
PB Ratio	0.35
P/TBV Ratio	0.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.55%.

Return on Equity (ROE)	9.55%
Return on Assets (ROA)	0.54%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.23%
Revenue Per Employee	9.23M
Profits Per Employee	638,993
Employee Count	9,119
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JS Bank has paid 11.76 billion in taxes.

Income Tax	11.76B
Effective Tax Rate	60.94%

Stock Price Statistics

The stock price has increased by +39.13% in the last 52 weeks. The beta is 1.12, so JS Bank's price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+39.13%
50-Day Moving Average	17.12
200-Day Moving Average	16.24
Relative Strength Index (RSI)	24.01
Average Volume (20 Days)	148,756

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JS Bank had revenue of PKR 84.18 billion and earned 5.83 billion in profits. Earnings per share was 2.84.

Revenue	84.18B
Gross Profit	84.18B
Operating Income	19.30B
Pretax Income	19.30B
Net Income	5.83B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.84

Balance Sheet

The company has 112.52 billion in cash and 62.29 billion in debt, with a net cash position of 50.23 billion or 24.50 per share.

Cash & Cash Equivalents	112.52B
Total Debt	62.29B
Net Cash	50.23B
Net Cash Per Share	24.50
Equity (Book Value)	81.12B
Book Value Per Share	33.29
Working Capital	-1,097.80B

Cash Flow

In the last 12 months, operating cash flow was -106.88 billion and capital expenditures -12.44 billion, giving a free cash flow of -119.32 billion.

Operating Cash Flow	-106.88B
Capital Expenditures	-12.44B
Free Cash Flow	-119.32B
FCF Per Share	-58.18

Margins

Gross Margin	n/a
Operating Margin	22.93%
Pretax Margin	22.93%
Profit Margin	6.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

JS Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.05%
Shareholder Yield	-0.05%
Earnings Yield	20.76%
FCF Yield	-425.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2