Meezan Bank Income Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	433,767	420,481	494,310	431,821	232,245	110,077
Interest Income on Investments	461.99	379.92	626.54	635.02	629.48	542.47
Total Interest Income	434,229	420,861	494,937	432,456	232,875	110,620
Interest Paid on Deposits	178,258	168,027	207,267	205,327	110,426	41,172
Net Interest Income	255,971	252,834	287,670	227,128	122,449	69,448
Net Interest Income Growth	-7.06%	-12.11%	26.66%	85.49%	76.32%	6.73%
Gain (Loss) on Sale of Assets	554.15	554.15	370.86	451.99	215.77	149.41
Gain (Loss) on Sale of Investments	1,337	989.33	3,325	-698	-100.18	536.39
Other Non-Interest Income	41,622	36,270	27,525	22,737	18,374	14,022
Total Non-Interest Income	43,513	37,814	31,222	22,491	18,490	14,708
Non-Interest Income Growth	22.25%	21.11%	38.82%	21.64%	25.71%	43.16%
Revenues Before Loan Losses	299,485	290,648	318,891	249,620	140,939	84,156
Provision for Loan Losses	2,811	3,586	8,922	7,040	4,177	992.83
Revenue	296,674	287,062	309,969	242,579	136,762	83,163
Revenue Growth	-0.46%	-7.39%	27.78%	77.37%	64.45%	23.88%
Salaries and Employee Benefits	3,546	3,615	4,165	3,246	1,634	829.25
Selling, General & Administrative	7,948	7,956	5,084	4,342	2,910	2,363
Other Non-Interest Expense	88,589	78,279	77,598	65,144	44,321	32,737
Total Non-Interest Expense	97,147	86,463	83,390	71,061	48,952	35,878
EBT Excluding Unusual Items	199,528	200,599	226,579	171,519	87,810	47,285
Asset Writedown	-300	-300	-300	-300	-	-
Other Unusual Items	-	-	-	848.23	994.73	691.35
Pretax Income	199,228	200,299	226,279	172,067	88,805	47,977
Income Tax Expense	105,548	108,120	122,560	86,044	43,664	19,469
Earnings From Continuing Operations	93,679	92,178	103,719	86,023	45,141	28,508
Minority Interest in Earnings	-1,467	-1,461	-1,030	-592.59	-204.56	-280.03
Net Income	92,213	90,717	102,689	85,431	44,937	28,228
Net Income to Common	92,213	90,717	102,689	85,431	44,937	28,228
Net Income Growth	-5.42%	-11.66%	20.20%	90.11%	59.19%	26.03%
Basic Shares Outstanding	1,801	1,797	1,793	1,790	1,790	1,790
Diluted Shares Outstanding	1,812	1,809	1,803	1,792	1,790	1,790
Shares Change	0.40%	0.33%	0.59%	0.11%	0.04%	0.00%
EPS (Basic)	51.21	50.47	57.28	47.72	25.11	15.77
EPS (Diluted)	50.88	50.15	56.96	47.66	25.10	15.77
EPS Growth	-5.72%	-11.96%	19.51%	89.88%	59.16%	26.01%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	29.500	28.000	28.000	20.000	8.180	5.091
Dividend Growth	5.36%	0%	40.00%	144.50%	60.68%	7.33%
Effective Tax Rate	52.98%	53.98%	54.16%	50.01%	49.17%	40.58%