Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Statistics

Total Valuation

PSX:SHNI has a market cap or net worth of PKR 765.95 million. The enterprise value is 535.67 million.

Market Cap	765.95M
Enterprise Value	535.67M

Important Dates

The last earnings date was Friday, August 29, 2025.

Earnings Date	Aug 29, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:SHNI has 79.87 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	79.87M
Shares Outstanding	79.87M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	69.93%
Float	12.21M

Valuation Ratios

The trailing PE ratio is 5.22.

PE Ratio	5.22
Forward PE	n/a
PS Ratio	0.54
PB Ratio	0.72
P/TBV Ratio	0.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.37, with an EV/FCF ratio of -8.85.

EV / Earnings	3.61
EV / Sales	0.38
EV / EBITDA	2.37
EV / EBIT	2.57
EV / FCF	-8.85

Financial Position

The company has a current ratio of 1.05, with a Debt / Equity ratio of 0.03.

Current Ratio	1.05
Quick Ratio	0.46
Debt / Equity	0.03
Debt / EBITDA	0.13
Debt / FCF	-0.48
Interest Coverage	51.10

Financial Efficiency

Return on equity (ROE) is 15.01% and return on invested capital (ROIC) is 12.95%.

Return on Equity (ROE)	15.01%
Return on Assets (ROA)	6.03%
Return on Invested Capital (ROIC)	12.95%
Return on Capital Employed (ROCE)	16.42%
Revenue Per Employee	10.57M
Profits Per Employee	1.10M
Employee Count	135
Asset Turnover	0.66
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:SHNI has paid 66.46 million in taxes.

Income Tax	66.46M
Effective Tax Rate	30.96%

Stock Price Statistics

The stock price has increased by +138.47% in the last 52 weeks. The beta is 0.48, so PSX:SHNI's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+138.47%
50-Day Moving Average	10.03
200-Day Moving Average	6.63
Relative Strength Index (RSI)	52.80
Average Volume (20 Days)	152,710

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SHNI had revenue of PKR 1.43 billion and earned 148.21 million in profits. Earnings per share was 1.84.

Revenue	1.43B
Gross Profit	469.49M
Operating Income	208.66M
Pretax Income	214.67M
Net Income	148.21M
EBITDA	212.48M
EBIT	208.66M
Earnings Per Share (EPS)	1.84

Balance Sheet

The company has 293.79 million in cash and 28.78 million in debt, giving a net cash position of 230.28 million or 2.88 per share.

Cash & Cash Equivalents	293.79M
Total Debt	28.78M
Net Cash	230.28M
Net Cash Per Share	2.88
Equity (Book Value)	1.06B
Book Value Per Share	13.31
Working Capital	56.58M

Cash Flow

In the last 12 months, operating cash flow was -16.77 million and capital expenditures -43.74 million, giving a free cash flow of -60.51 million.

Operating Cash Flow	-16.77M
Capital Expenditures	-43.74M
Free Cash Flow	-60.51M
FCF Per Share	-0.76

Margins

Gross margin is 32.90%, with operating and profit margins of 14.62% and 10.39%.

Gross Margin	32.90%
Operating Margin	14.62%
Pretax Margin	15.04%
Profit Margin	10.39%
EBITDA Margin	14.89%
EBIT Margin	14.62%
FCF Margin	n/a

Dividends & Yields

PSX:SHNI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-0.12%
Shareholder Yield	n/a
Earnings Yield	19.35%
FCF Yield	-7.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 18, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 18, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3