Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Statistics

Total Valuation

PSX:SHNI has a market cap or net worth of PKR 763.52 million. The enterprise value is 534.66 million.

Market Cap	763.52M
Enterprise Value	534.66M

Important Dates

The last earnings date was Friday, August 29, 2025.

Earnings Date	Aug 29, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:SHNI has 80.63 million shares outstanding.

Current Share Class	80.63M
Shares Outstanding	80.63M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-2.05%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	69.28%
Float	12.96M

Valuation Ratios

The trailing PE ratio is 5.10.

PE Ratio	5.10
Forward PE	n/a
PS Ratio	0.53
PB Ratio	0.72
P/TBV Ratio	0.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.32, with an EV/FCF ratio of -8.84.

EV / Earnings	3.59
EV / Sales	0.37
EV / EBITDA	2.32
EV / EBIT	2.51
EV / FCF	-8.84

Financial Position

The company has a current ratio of 0.94, with a Debt / Equity ratio of 0.03.

Current Ratio	0.94
Quick Ratio	0.79
Debt / Equity	0.03
Debt / EBITDA	0.12
Debt / FCF	-0.48
Interest Coverage	52.07

Financial Efficiency

Return on equity (ROE) is 15.09% and return on invested capital (ROIC) is 13.19%.

Return on Equity (ROE)	15.09%
Return on Assets (ROA)	6.15%
Return on Invested Capital (ROIC)	13.19%
Return on Capital Employed (ROCE)	13.83%
Revenue Per Employee	10.57M
Profits Per Employee	1.10M
Employee Count	135
Asset Turnover	0.66
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:SHNI has paid 66.90 million in taxes.

Income Tax	66.90M
Effective Tax Rate	30.98%

Stock Price Statistics

The stock price has increased by +150.79% in the last 52 weeks. The beta is 0.48, so PSX:SHNI's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+150.79%
50-Day Moving Average	9.72
200-Day Moving Average	6.33
Relative Strength Index (RSI)	46.73
Average Volume (20 Days)	83,137

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SHNI had revenue of PKR 1.43 billion and earned 149.03 million in profits. Earnings per share was 1.86.

Revenue	1.43B
Gross Profit	495.02M
Operating Income	212.60M
Pretax Income	215.94M
Net Income	149.03M
EBITDA	223.04M
EBIT	212.60M
Earnings Per Share (EPS)	1.86

Balance Sheet

The company has 156.61 million in cash and 28.78 million in debt, giving a net cash position of 127.84 million or 1.59 per share.

Cash & Cash Equivalents	156.61M
Total Debt	28.78M
Net Cash	127.84M
Net Cash Per Share	1.59
Equity (Book Value)	1.06B
Book Value Per Share	13.22
Working Capital	-51.89M

Cash Flow

In the last 12 months, operating cash flow was -16.77 million and capital expenditures -43.74 million, giving a free cash flow of -60.51 million.

Operating Cash Flow	-16.77M
Capital Expenditures	-43.74M
Free Cash Flow	-60.51M
FCF Per Share	-0.75

Margins

Gross margin is 34.68%, with operating and profit margins of 14.90% and 10.44%.

Gross Margin	34.68%
Operating Margin	14.90%
Pretax Margin	15.13%
Profit Margin	10.44%
EBITDA Margin	15.63%
EBIT Margin	14.90%
FCF Margin	n/a

Dividends & Yields

PSX:SHNI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	19.52%
FCF Yield	-7.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 18, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 18, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3