Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Statistics

Total Valuation

PSX:SHNI has a market cap or net worth of PKR 730.54 million. The enterprise value is 528.66 million.

Market Cap	730.54M
Enterprise Value	528.66M

Important Dates

The last earnings date was Thursday, March 26, 2026.

Earnings Date	Mar 26, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:SHNI has 104.81 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	104.81M
Shares Outstanding	104.81M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.11%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	69.28%
Float	16.85M

Valuation Ratios

The trailing PE ratio is 4.80.

PE Ratio	4.80
Forward PE	n/a
PS Ratio	0.57
PB Ratio	0.64
P/TBV Ratio	0.64
P/FCF Ratio	n/a
P/OCF Ratio	28.56
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.27, with an EV/FCF ratio of -73.63.

EV / Earnings	3.47
EV / Sales	0.42
EV / EBITDA	2.27
EV / EBIT	2.68
EV / FCF	-73.63

Financial Position

The company has a current ratio of 1.81, with a Debt / Equity ratio of 0.04.

Current Ratio	1.81
Quick Ratio	0.49
Debt / Equity	0.04
Debt / EBITDA	0.21
Debt / FCF	-6.90
Interest Coverage	26.91

Financial Efficiency

Return on equity (ROE) is 14.14% and return on invested capital (ROIC) is 13.09%.

Return on Equity (ROE)	14.14%
Return on Assets (ROA)	4.83%
Return on Invested Capital (ROIC)	13.09%
Return on Capital Employed (ROCE)	10.50%
Weighted Average Cost of Capital (WACC)	6.47%
Revenue Per Employee	8.84M
Profits Per Employee	1.06M
Employee Count	135
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:SHNI has paid 48.83 million in taxes.

Income Tax	48.83M
Effective Tax Rate	24.27%

Stock Price Statistics

The stock price has increased by +60.53% in the last 52 weeks. The beta is 0.35, so PSX:SHNI's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+60.53%
50-Day Moving Average	7.13
200-Day Moving Average	7.61
Relative Strength Index (RSI)	54.36
Average Volume (20 Days)	151,211

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SHNI had revenue of PKR 1.27 billion and earned 152.34 million in profits. Earnings per share was 1.45.

Revenue	1.27B
Gross Profit	471.85M
Operating Income	197.15M
Pretax Income	201.16M
Net Income	152.34M
EBITDA	213.06M
EBIT	197.15M
Earnings Per Share (EPS)	1.45

Balance Sheet

The company has 393.95 million in cash and 49.57 million in debt, with a net cash position of 201.89 million or 1.93 per share.

Cash & Cash Equivalents	393.95M
Total Debt	49.57M
Net Cash	201.89M
Net Cash Per Share	1.93
Equity (Book Value)	1.15B
Book Value Per Share	10.94
Working Capital	846.98M

Cash Flow

In the last 12 months, operating cash flow was 25.58 million and capital expenditures -32.76 million, giving a free cash flow of -7.18 million.

Operating Cash Flow	25.58M
Capital Expenditures	-32.76M
Depreciation & Amortization	n/a
Net Borrowing	-14.80M
Free Cash Flow	-7.18M
FCF Per Share	-0.07

Margins

Gross margin is 37.08%, with operating and profit margins of 15.49% and 11.97%.

Gross Margin	37.08%
Operating Margin	15.49%
Pretax Margin	15.81%
Profit Margin	11.97%
EBITDA Margin	16.74%
EBIT Margin	15.49%
FCF Margin	n/a

Dividends & Yields

PSX:SHNI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.03%
Shareholder Yield	0.03%
Earnings Yield	20.85%
FCF Yield	-0.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 7, 2026. It was a forward split with a ratio of 1.3.

Last Split Date	Apr 7, 2026
Split Type	Forward
Split Ratio	1.3

Scores

Altman Z-Score	n/a
Piotroski F-Score	4