Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Statistics

Total Valuation

PSX:SHNI has a market cap or net worth of PKR 974.41 million. The enterprise value is 494.64 million.

Market Cap	974.41M
Enterprise Value	494.64M

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

PSX:SHNI has 79.87 million shares outstanding. The number of shares has decreased by -0.13% in one year.

Current Share Class	79.87M
Shares Outstanding	79.87M
Shares Change (YoY)	-0.13%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	69.93%
Float	12.21M

Valuation Ratios

The trailing PE ratio is 7.05.

PE Ratio	7.05
Forward PE	n/a
PS Ratio	0.67
PB Ratio	0.89
P/TBV Ratio	0.89
P/FCF Ratio	4.32
P/OCF Ratio	4.01
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.19, with an EV/FCF ratio of 2.19.

EV / Earnings	3.56
EV / Sales	0.34
EV / EBITDA	2.19
EV / EBIT	2.52
EV / FCF	2.19

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.02.

Current Ratio	1.53
Quick Ratio	1.00
Debt / Equity	0.02
Debt / EBITDA	0.11
Debt / FCF	0.11
Interest Coverage	42.98

Financial Efficiency

Return on equity (ROE) is 13.54% and return on invested capital (ROIC) is 11.76%.

Return on Equity (ROE)	13.54%
Return on Assets (ROA)	4.87%
Return on Invested Capital (ROIC)	11.76%
Return on Capital Employed (ROCE)	10.53%
Revenue Per Employee	10.80M
Profits Per Employee	1.03M
Employee Count	135
Asset Turnover	0.58
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:SHNI has paid 62.84 million in taxes.

Income Tax	62.84M
Effective Tax Rate	31.12%

Stock Price Statistics

The stock price has increased by +208.06% in the last 52 weeks. The beta is 0.47, so PSX:SHNI's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+208.06%
50-Day Moving Average	9.64
200-Day Moving Average	7.54
Relative Strength Index (RSI)	73.37
Average Volume (20 Days)	529,305

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SHNI had revenue of PKR 1.46 billion and earned 139.09 million in profits. Earnings per share was 1.73.

Revenue	1.46B
Gross Profit	494.47M
Operating Income	196.21M
Pretax Income	201.94M
Net Income	139.09M
EBITDA	212.31M
EBIT	196.21M
Earnings Per Share (EPS)	1.73

Balance Sheet

The company has 504.29 million in cash and 24.53 million in debt, giving a net cash position of 479.76 million or 6.01 per share.

Cash & Cash Equivalents	504.29M
Total Debt	24.53M
Net Cash	479.76M
Net Cash Per Share	6.01
Equity (Book Value)	1.09B
Book Value Per Share	13.68
Working Capital	544.46M

Cash Flow

In the last 12 months, operating cash flow was 243.22 million and capital expenditures -17.74 million, giving a free cash flow of 225.48 million.

Operating Cash Flow	243.22M
Capital Expenditures	-17.74M
Free Cash Flow	225.48M
FCF Per Share	2.82

Margins

Gross margin is 33.91%, with operating and profit margins of 13.45% and 9.54%.

Gross Margin	33.91%
Operating Margin	13.45%
Pretax Margin	13.85%
Profit Margin	9.54%
EBITDA Margin	14.56%
EBIT Margin	13.45%
FCF Margin	15.46%

Dividends & Yields

PSX:SHNI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.13%
Shareholder Yield	0.13%
Earnings Yield	14.27%
FCF Yield	23.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 18, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 18, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6