Shaheen Insurance Company Limited (PSX:SHNI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
9.33
-0.64 (-6.42%)
At close: Jul 30, 2026

Shaheen Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,1931,2721,094592.45392.2235.31
Revenue Growth
-5.97%16.34%84.61%51.06%66.67%-19.94%
Operating Income
203.91197.15233.65165.7249.218
Net Income
155.6152.34165.27116.353.3831.08
Earnings Per Share
1.481.451.581.110.510.30
EPS Growth
-1.07%-7.83%42.10%117.89%71.75%-12.70%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accident and Health
-216.4170.161.7218.029.98
Motor
322.41318.19252.98160.86136.35108.25
Fire and Property Damages
253.79246.65285.22189.1778.9116.38
Miscellaneous
208.02260.14119.8765.9815.717.88
Marine, Aviation and Transport
66.8484.1293.1425.9451.8737.3
Unallocated Net Investment Income
93.6494.1196.58113.0478.3847.56
Unallocated Rental Income
2.642.592.392.172.364.1
Unallocated Other Income
58.0750.6672.6327.29--
Total
1,1641,2731,093586.19381.61231.45

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
233.96251.46281.49722.76477.82396.63
Total Debt
42.0349.5716.3919.4219.3226.46
Net Cash (Debt)
191.93201.89265.1703.34458.5370.17
Net Cash Growth
-16.14%-23.85%-62.31%53.40%23.86%-1.04%
Net Cash Per Share
1.831.932.536.714.373.53

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-26.9825.5881.85138.2351.14-10.72
Capital Expenditures
-38.71-32.76-61.7-44.11-27.47-8.19
Free Cash Flow
-65.68-7.1820.1594.1223.67-18.91
Free Cash Flow Growth
---78.59%297.66%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.10%15.49%21.36%27.97%12.55%3.40%
Pretax Margin
17.25%15.81%21.83%27.67%19.83%11.04%
Profit Margin
13.05%11.97%15.11%19.63%13.61%13.21%
FCF Margin
-5.51%-0.56%1.84%15.89%6.04%-8.04%

Dividends

Fiscal YearFY 2023
Period EndingDec '23
Dividend Per Share
0.143
Dividend Per Share Growth
-
Dividend Yield
6.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.285.432.602.123.378.21
P/FCF Ratio
--21.302.617.61-
PS Ratio
0.820.650.390.420.461.08