Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Financials Overview

Financials in millions PKR. Fiscal year is January - December.

Revenue & Profits

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,427	1,272	1,094	592.45	392.2	235.31
Revenue Growth	-0.40%	16.34%	84.61%	51.06%	66.67%	-19.94%
Operating Income Operating Income Growth	254.21	197.15	233.65	165.72	49.21	8
Net Income Net Income Growth	193.19	152.34	165.27	116.3	53.38	31.08
Earnings Per Share EPS Growth	1.85	1.45	1.58	1.11	0.51	0.30
EPS Growth	22.60%	-7.83%	42.10%	117.89%	71.75%	-12.70%

Revenue by Segment

Chart

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accident and Health Accident and Health Growth	216.4	170.16	1.72	18.02	9.98
Motor Motor Growth	318.19	252.98	160.86	136.35	108.25
Fire and Property Damages Fire and Property Damages Growth	246.65	285.22	189.17	78.91	16.38
Miscellaneous Miscellaneous Growth	260.14	119.87	65.98	15.71	7.88
Marine, Aviation and Transport Marine, Aviation and Transport Growth	84.12	93.14	25.94	51.87	37.3
Unallocated Net Investment Income Unallocated Net Investment Income Growth	94.11	96.58	113.04	78.38	47.56
Unallocated Rental Income Unallocated Rental Income Growth	2.59	2.39	2.17	2.36	4.1
Unallocated Other Income Unallocated Other Income Growth	50.66	72.63	27.29	-	-
Total Total Growth	1,273	1,093	586.19	381.61	231.45

Cash & Debt

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	694.38	251.46	281.49	722.76	477.82	396.63
Total Debt Total Debt Growth	40.92	49.57	16.39	19.42	19.32	26.46
Net Cash (Debt) Net Cash Growth	653.46	201.89	265.1	703.34	458.5	370.17
Net Cash Growth	183.77%	-23.85%	-62.31%	53.40%	23.86%	-1.04%
Net Cash Per Share Net Cash Per Share Growth	6.24	1.93	2.53	6.71	4.37	3.53

Cash Flow & CapEx

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	80.12	25.58	81.85	138.23	51.14	-10.72
Capital Expenditures CapEx Growth	-20.74	-32.76	-61.7	-44.11	-27.47	-8.19
Free Cash Flow Free Cash Flow Growth	59.39	-7.18	20.15	94.12	23.67	-18.91
Free Cash Flow Growth	-	-	-78.59%	297.66%	-	-

Margins

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	17.81%	15.49%	21.36%	27.97%	12.55%	3.40%
Pretax Margin	18.01%	15.81%	21.83%	27.67%	19.83%	11.04%
Profit Margin	13.54%	11.97%	15.11%	19.63%	13.61%	13.21%
FCF Margin	4.16%	-0.56%	1.84%	15.89%	6.04%	-8.04%

Dividends

Chart

Fiscal Year	FY 2023
Period Ending	Dec 31, 2023
Dividend Per Share Dividend Per Share Growth	0.143
Dividend Per Share Growth	-
Dividend Yield	6.40%

Valuation

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	4.34	5.43	2.60	2.12	3.37	8.21
P/FCF Ratio	14.14	-	21.30	2.61	7.61	-
PS Ratio	0.59	0.65	0.39	0.42	0.46	1.08

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 12, 2026

Data Sources Report a data error