Shaheen Insurance Company Limited (PSX:SHNI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
8.00
0.00 (0.00%)
At close: Oct 9, 2026

Shaheen Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4291,2721,094592.45392.2235.31
Revenue Growth
-0.28%16.34%84.61%51.06%66.67%-19.94%
Operating Income
255.25197.15233.65165.7249.218
Net Income
193.19152.34165.27116.353.3831.08
Earnings Per Share
1.841.451.581.110.510.30
EPS Growth
30.35%-7.83%42.10%117.89%71.75%-12.70%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire and Property Damages
241.77246.65285.22189.1778.9116.38
Marine, Aviation and Transport
67.3384.1293.1425.9451.8737.3
Motor
513.17318.19252.98160.86136.35108.25
Accident and Health
157.67216.4170.161.7218.029.98
Miscellaneous
303.44260.14119.8765.9815.717.88
Unallocated Net Investment Income
71.594.1196.58113.0478.3847.56
Unallocated Rental Income
2.692.592.392.172.364.1
Unallocated Other Income
70.0150.6672.6327.29--
Total
1,4281,2731,093586.19381.61231.45

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
738.13251.46281.49722.76477.82396.63
Total Debt
40.9249.5716.3919.4219.3226.46
Net Cash (Debt)
697.21201.89265.1703.34458.5370.17
Net Cash Growth
202.76%-23.85%-62.31%53.40%23.86%-1.04%
Net Cash Per Share
6.651.932.536.714.373.53

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
80.1225.5881.85138.2351.14-10.72
Capital Expenditures
-20.74-32.76-61.7-44.11-27.47-8.19
Free Cash Flow
59.39-7.1820.1594.1223.67-18.91
Free Cash Flow Growth
---78.59%297.66%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.86%15.49%21.36%27.97%12.55%3.40%
Pretax Margin
17.99%15.81%21.83%27.67%19.83%11.04%
Profit Margin
13.52%11.97%15.11%19.63%13.61%13.21%
FCF Margin
4.16%-0.56%1.84%15.89%6.04%-8.04%

Dividends

Fiscal YearFY 2023
Period EndingDec '23
Dividend Per Share
0.143
Dividend Per Share Growth
-
Dividend Yield
6.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.345.432.602.123.378.21
P/FCF Ratio
14.12-21.302.617.61-
PS Ratio
0.590.650.390.420.461.08