Shaheen Insurance Company Limited (PSX:SHNI)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
7.97
-0.03 (-0.38%)
At close: Nov 2, 2026

Shaheen Insurance Company Financials Overview

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3801,2721,094592.45392.2235.31
Revenue Growth
-5.54%16.34%84.61%51.06%66.67%-19.94%
Operating Income
246.42197.15233.65165.7249.218
Net Income
188.58152.34165.27116.353.3831.08
Earnings Per Share
1.801.451.581.110.510.30
EPS Growth
35.98%-7.83%42.10%117.89%71.75%-12.70%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Fire and Property Damages
246.65285.22189.1778.9116.38
Marine, Aviation and Transport
84.1293.1425.9451.8737.3
Motor
318.19252.98160.86136.35108.25
Accident and Health
216.4170.161.7218.029.98
Miscellaneous
260.14119.8765.9815.717.88
Unallocated Net Investment Income
94.1196.58113.0478.3847.56
Unallocated Rental Income
2.592.392.172.364.1
Unallocated Other Income
50.6672.6327.29--
Total
1,2731,093586.19381.61231.45

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
289.48251.46281.49722.76477.82396.63
Total Debt
32.8149.5716.3919.4219.3226.46
Net Cash (Debt)
256.67201.89265.1703.34458.5370.17
Net Cash Growth
-62.38%-23.85%-62.31%53.40%23.86%-1.04%
Net Cash Per Share
2.461.932.536.714.373.53

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-287.8425.5881.85138.2351.14-10.72
Capital Expenditures
-25.42-32.76-61.7-44.11-27.47-8.19
Free Cash Flow
-313.26-7.1820.1594.1223.67-18.91
Free Cash Flow Growth
---78.59%297.66%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.86%15.49%21.36%27.97%12.55%3.40%
Pretax Margin
18.09%15.81%21.83%27.67%19.83%11.04%
Profit Margin
13.66%11.97%15.11%19.63%13.61%13.21%
FCF Margin
-22.70%-0.56%1.84%15.89%6.04%-8.04%

Dividends

Fiscal Year
FY 2023
Period EndingDec '23
Dividend Per Share
0.143
Dividend Per Share Growth
-
Dividend Yield
6.10%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.425.432.602.123.378.21
P/FCF Ratio
--21.302.617.61-
PS Ratio
0.610.650.390.420.461.08