Shaheen Insurance Company Limited (PSX:SHNI)

Shaheen Insurance Company Statistics

Total Valuation

PSX:SHNI has a market cap or net worth of PKR 758.84 million. The enterprise value is 646.92 million.

Market Cap	758.84M
Enterprise Value	646.92M

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:SHNI has 104.81 million shares outstanding. The number of shares has increased by 5.60% in one year.

Current Share Class	104.81M
Shares Outstanding	104.81M
Shares Change (YoY)	+5.60%
Shares Change (QoQ)	-22.13%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	69.28%
Float	15.79M

Valuation Ratios

The trailing PE ratio is 4.88.

PE Ratio	4.88
Forward PE	n/a
PS Ratio	0.64
PB Ratio	0.64
P/TBV Ratio	0.64
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.70, with an EV/FCF ratio of -9.80.

EV / Earnings	4.16
EV / Sales	0.54
EV / EBITDA	2.70
EV / EBIT	3.20
EV / FCF	-9.80

Financial Position

The company has a current ratio of 1.92, with a Debt / Equity ratio of 0.04.

Current Ratio	1.92
Quick Ratio	0.84
Debt / Equity	0.04
Debt / EBITDA	0.18
Debt / FCF	-0.64
Interest Coverage	25.52

Financial Efficiency

Return on equity (ROE) is 13.99% and return on invested capital (ROIC) is 12.65%.

Return on Equity (ROE)	13.99%
Return on Assets (ROA)	4.86%
Return on Invested Capital (ROIC)	12.65%
Return on Capital Employed (ROCE)	9.26%
Weighted Average Cost of Capital (WACC)	6.37%
Revenue Per Employee	8.28M
Profits Per Employee	1.08M
Employee Count	144
Asset Turnover	0.46
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:SHNI has paid 50.16 million in taxes.

Income Tax	50.16M
Effective Tax Rate	24.38%

Stock Price Statistics

The stock price has increased by +82.85% in the last 52 weeks. The beta is 0.31, so PSX:SHNI's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+82.85%
50-Day Moving Average	7.03
200-Day Moving Average	7.57
Relative Strength Index (RSI)	49.12
Average Volume (20 Days)	172,327

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:SHNI had revenue of PKR 1.19 billion and earned 155.60 million in profits. Earnings per share was 1.48.

Revenue	1.19B
Gross Profit	479.78M
Operating Income	202.35M
Pretax Income	205.76M
Net Income	155.60M
EBITDA	219.28M
EBIT	202.35M
Earnings Per Share (EPS)	1.48

Balance Sheet

The company has 153.96 million in cash and 42.03 million in debt, with a net cash position of 111.93 million or 1.07 per share.

Cash & Cash Equivalents	153.96M
Total Debt	42.03M
Net Cash	111.93M
Net Cash Per Share	1.07
Equity (Book Value)	1.18B
Book Value Per Share	14.47
Working Capital	771.23M

Cash Flow

In the last 12 months, operating cash flow was -26.98 million and capital expenditures -39.06 million, giving a free cash flow of -66.03 million.

Operating Cash Flow	-26.98M
Capital Expenditures	-39.06M
Depreciation & Amortization	n/a
Net Borrowing	-12.56M
Free Cash Flow	-66.03M
FCF Per Share	-0.63

Margins

Gross margin is 40.23%, with operating and profit margins of 16.97% and 13.05%.

Gross Margin	40.23%
Operating Margin	16.97%
Pretax Margin	17.25%
Profit Margin	13.05%
EBITDA Margin	18.39%
EBIT Margin	16.97%
FCF Margin	n/a

Dividends & Yields

PSX:SHNI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-5.60%
Shareholder Yield	-5.60%
Earnings Yield	20.51%
FCF Yield	-8.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 7, 2026. It was a forward split with a ratio of 1.3.

Last Split Date	Apr 7, 2026
Split Type	Forward
Split Ratio	1.3

Scores

Altman Z-Score	n/a
Piotroski F-Score	3