TPL Life Insurance Limited (PSX:TPLL)

Pakistan · Delayed Price · Currency is PKR

20.55

+0.40 (1.99%)

At close: Sep 9, 2026

TPL Life Insurance Financials Overview

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2013	FY 2012
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Revenue	545.06	468.92	368.16	379.21	831.18	778.92
Revenue Growth	75.99%	27.37%	-2.92%	-54.38%	6.71%	220.38%
Operating Income	-199.7	-189.61	-233.41	-228.17	56.4	58.95
Net Income	-215.65	-208.2	-340.21	-244.95	55.44	59.85
Earnings Per Share	-0.96	-0.93	-1.54	-1.24	1.11	1.20
EPS Growth	-	-	-	-	-7.27%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Individual Life Unit Linked Takaful	190.45	121.33	51.84	-
Accident & Health Business	273.47	250.24	170.85	204.95
Family Takaful Business	10.58	15.74	44.92	59.85
Individual Life Unit Linked	1.69	1.85	13.09	17.06
Conventional Business	12.9	41.3	40.29	57.4
Total	489.1	430.44	320.99	339.25

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2013	FY 2012
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Cash & Investments	995.12	876.1	702.13	559.05	109.66	42.2
Total Debt	2.18	3.06	4.62	5.68	-	0.44
Net Cash (Debt)	992.94	873.04	697.52	553.37	109.66	41.76
Net Cash Growth	28.08%	25.16%	26.05%	404.60%	162.61%	-54.96%
Net Cash Per Share	4.41	3.89	3.16	2.80	2.20	0.84

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2013	FY 2012
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Operating Cash Flow	21.24	-17.47	-103.72	-163.81	-52.44	-89.34
Capital Expenditures	-	-	-0.96	-11.81	-5.29	-11.24
Free Cash Flow	21.24	-17.47	-104.68	-175.62	-57.73	-100.58
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2013	FY 2012
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Operating Margin	-36.64%	-40.44%	-63.40%	-60.17%	6.79%	7.57%
Pretax Margin	-39.13%	-42.61%	-92.25%	-63.79%	6.80%	7.57%
Profit Margin	-39.56%	-44.40%	-92.41%	-64.59%	6.67%	7.68%
FCF Margin	3.90%	-3.72%	-28.43%	-46.31%	-6.94%	-12.91%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2013	FY 2012
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
PS Ratio	8.30	12.06	31.25	-	-	-