TPL Life Insurance Limited (PSX:TPLL)

TPL Life Insurance Statistics

Total Valuation

PSX:TPLL has a market cap or net worth of PKR 4.12 billion. The enterprise value is 3.32 billion.

Market Cap	4.12B
Enterprise Value	3.32B

Important Dates

The next estimated earnings date is Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	n/a

Share Statistics

PSX:TPLL has 224.50 million shares outstanding. The number of shares has increased by 11.16% in one year.

Current Share Class	224.50M
Shares Outstanding	224.50M
Shares Change (YoY)	+11.16%
Shares Change (QoQ)	-0.77%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	0.13%
Float	10.49M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	11.76
PB Ratio	17.04
P/TBV Ratio	19.32
P/FCF Ratio	666.88
P/OCF Ratio	585.26
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-10.85
EV / Sales	9.48
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	537.75

Financial Position

The company has a current ratio of 1.91, with a Debt / Equity ratio of 0.01.

Current Ratio	1.91
Quick Ratio	1.81
Debt / Equity	0.01
Debt / EBITDA	n/a
Debt / FCF	0.56
Interest Coverage	-19.83

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	-73.62%
Return on Capital Employed (ROCE)	-20.70%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	3.65M
Profits Per Employee	-3.19M
Employee Count	96
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:TPLL has paid 8.59 million in taxes.

Income Tax	8.59M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -72.80% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-72.80%
50-Day Moving Average	22.70
200-Day Moving Average	37.63
Relative Strength Index (RSI)	30.86
Average Volume (20 Days)	580

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:TPLL had revenue of PKR 350.24 million and -306.10 million in losses. Loss per share was -1.39.

Revenue	350.24M
Gross Profit	230.20M
Operating Income	-192.49M
Pretax Income	-297.51M
Net Income	-306.10M
EBITDA	-191.78M
EBIT	-192.49M
Loss Per Share	-1.39

Balance Sheet

The company has 828.42 million in cash and 3.47 million in debt, with a net cash position of 797.26 million or 3.55 per share.

Cash & Cash Equivalents	828.42M
Total Debt	3.47M
Net Cash	797.26M
Net Cash Per Share	3.55
Equity (Book Value)	241.66M
Book Value Per Share	1.08
Working Capital	479.45M

Cash Flow

In the last 12 months, operating cash flow was 7.04 million and capital expenditures -861,000, giving a free cash flow of 6.17 million.

Operating Cash Flow	7.04M
Capital Expenditures	-861,000
Free Cash Flow	6.17M
FCF Per Share	0.03

Margins

Gross margin is 65.73%, with operating and profit margins of -54.96% and -87.40%.

Gross Margin	65.73%
Operating Margin	-54.96%
Pretax Margin	-84.95%
Profit Margin	-87.40%
EBITDA Margin	-54.76%
EBIT Margin	-54.96%
FCF Margin	1.76%

Dividends & Yields

PSX:TPLL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-11.16%
Shareholder Yield	-11.16%
Earnings Yield	-7.43%
FCF Yield	0.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3