The United Insurance Company of Pakistan Limited (PSX:UNIC)
Pakistan flag Pakistan · Delayed Price · Currency is PKR
11.10
-0.12 (-1.07%)
At close: Oct 29, 2026

PSX:UNIC Statistics

Total Valuation

PSX:UNIC has a market cap or net worth of PKR 5.54 billion. The enterprise value is 4.10 billion.

Market Cap5.54B
Enterprise Value 4.10B

Important Dates

The last earnings date was Tuesday, October 27, 2026.

Earnings Date Oct 27, 2026
Ex-Dividend Date n/a

Share Statistics

PSX:UNIC has 499.32 million shares outstanding. The number of shares has increased by 9.03% in one year.

Current Share Class 499.32M
Shares Outstanding 499.32M
Shares Change (YoY) +9.03%
Shares Change (QoQ) -23.96%
Owned by Insiders (%) 5.70%
Owned by Institutions (%) 4.53%
Float 64.32M

Valuation Ratios

The trailing PE ratio is 3.09.

PE Ratio 3.09
Forward PE n/a
PS Ratio 0.95
PB Ratio 0.62
P/TBV Ratio 0.62
P/FCF Ratio 3.69
P/OCF Ratio 3.70
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.41, with an EV/FCF ratio of 2.74.

EV / Earnings 2.32
EV / Sales 0.70
EV / EBITDA 1.41
EV / EBIT 1.52
EV / FCF 2.74

Financial Position

The company has a current ratio of 1.69, with a Debt / Equity ratio of 0.01.

Current Ratio 1.69
Quick Ratio 1.00
Debt / Equity 0.01
Debt / EBITDA 0.04
Debt / FCF 0.08
Interest Coverage 183.77

Financial Efficiency

Return on equity (ROE) is 22.50% and return on invested capital (ROIC) is 19.79%.

Return on Equity (ROE) 22.50%
Return on Assets (ROA) 8.45%
Return on Invested Capital (ROIC) 19.79%
Return on Capital Employed (ROCE) 17.35%
Weighted Average Cost of Capital (WACC) 2.83%
Revenue Per Employee 8.50M
Profits Per Employee 2.58M
Employee Count695
Asset Turnover 0.29
Inventory Turnover n/a

Taxes

In the past 12 months, PSX:UNIC has paid 917.78 million in taxes.

Income Tax 917.78M
Effective Tax Rate 33.85%

Stock Price Statistics

The stock price has decreased by -12.97% in the last 52 weeks. The beta is -0.28, so PSX:UNIC's price volatility has been lower than the market average.

Beta (5Y) -0.28
52-Week Price Change -12.97%
50-Day Moving Average 11.34
200-Day Moving Average 12.16
Relative Strength Index (RSI) 53.79
Average Volume (20 Days) 77,770

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PSX:UNIC had revenue of PKR 5.91 billion and earned 1.79 billion in profits. Earnings per share was 3.59.

Revenue5.91B
Gross Profit 3.64B
Operating Income 2.73B
Pretax Income 2.71B
Net Income 1.79B
EBITDA 2.95B
EBIT 2.73B
Earnings Per Share (EPS) 3.59
Full Income Statement

Balance Sheet

The company has 2.91 billion in cash and 115.85 million in debt, with a net cash position of 1.45 billion or 2.90 per share.

Cash & Cash Equivalents 2.91B
Total Debt 115.85M
Net Cash 1.45B
Net Cash Per Share 2.90
Equity (Book Value) 9.10B
Book Value Per Share 23.82
Working Capital 5.58B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.52 billion and capital expenditures 2.43 million, giving a free cash flow of 1.52 billion.

Operating Cash Flow 1.52B
Capital Expenditures 2.43M
Depreciation & Amortization n/a
Net Borrowing -63.26M
Free Cash Flow 1.52B
FCF Per Share 3.04
Full Cash Flow Statement

Margins

Gross margin is 61.60%, with operating and profit margins of 46.24% and 30.36%.

Gross Margin 61.60%
Operating Margin 46.24%
Pretax Margin 45.89%
Profit Margin 30.36%
EBITDA Margin 49.89%
EBIT Margin 46.24%
FCF Margin 25.70%

Dividends & Yields

PSX:UNIC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 0.01%
FCF Payout Ratio n/a
Buyback Yield -9.03%
Shareholder Yield -9.03%
Earnings Yield 32.34%
FCF Yield 27.10%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2026. It was a forward split with a ratio of 1.2.

Last Split Date Mar 24, 2026
Split Type Forward
Split Ratio 1.2

Scores

Altman Z-Score n/a
Piotroski F-Score 4