PSX: UNIC Statistics

Total Valuation

The United Insurance Company of Pakistan has a market cap or net worth of PKR 5.44 billion. The enterprise value is 5.27 billion.

Market Cap	5.44B
Enterprise Value	5.27B

Important Dates

The next estimated earnings date is Wednesday, April 9, 2025.

Earnings Date	Apr 9, 2025
Ex-Dividend Date	Sep 9, 2024

Share Statistics

The United Insurance Company of Pakistan has 346.75 million shares outstanding. The number of shares has increased by 5.45% in one year.

Current Share Class	n/a
Shares Outstanding	346.75M
Shares Change (YoY)	+5.45%
Shares Change (QoQ)	+0.51%
Owned by Insiders (%)	5.52%
Owned by Institutions (%)	4.53%
Float	47.10M

Valuation Ratios

The trailing PE ratio is 4.74.

PE Ratio	4.74
Forward PE	n/a
PS Ratio	1.32
PB Ratio	1.10
P/TBV Ratio	1.10
P/FCF Ratio	3.63
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.19, with an EV/FCF ratio of 3.51.

EV / Earnings	4.79
EV / Sales	1.34
EV / EBITDA	3.19
EV / EBIT	3.69
EV / FCF	3.51

Financial Position

The company has a current ratio of 1.26, with a Debt / Equity ratio of 0.04.

Current Ratio	1.26
Quick Ratio	0.58
Debt / Equity	0.04
Debt / EBITDA	0.13
Debt / FCF	0.15
Interest Coverage	175.55

Financial Efficiency

Return on equity (ROE) is 21.24% and return on invested capital (ROIC) is 16.80%.

Return on Equity (ROE)	21.24%
Return on Assets (ROA)	6.47%
Return on Capital (ROIC)	16.80%
Revenue Per Employee	4.58M
Profits Per Employee	1.28M
Employee Count	861
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +41.48% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+41.48%
50-Day Moving Average	16.05
200-Day Moving Average	13.98
Relative Strength Index (RSI)	43.77
Average Volume (20 Days)	64,350

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, The United Insurance Company of Pakistan had revenue of PKR 3.94 billion and earned 1.10 billion in profits. Earnings per share was 3.31.

Revenue	3.94B
Gross Profit	2.14B
Operating Income	1.43B
Pretax Income	1.47B
Net Income	1.10B
EBITDA	1.61B
EBIT	1.43B
Earnings Per Share (EPS)	3.31

Full Income Statement

Balance Sheet

The company has 1.46 billion in cash and 219.74 million in debt, giving a net cash position of 173.47 million or 0.50 per share.

Cash & Cash Equivalents	1.46B
Total Debt	219.74M
Net Cash	173.47M
Net Cash Per Share	0.50
Equity (Book Value)	4.97B
Book Value Per Share	14.26
Working Capital	2.00B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.11 billion and capital expenditures -610.59 million, giving a free cash flow of 1.50 billion.

Operating Cash Flow	2.11B
Capital Expenditures	-610.59M
Free Cash Flow	1.50B
FCF Per Share	4.32

Full Cash Flow Statement

Margins

Gross margin is 54.35%, with operating and profit margins of 36.26% and 27.91%.

Gross Margin	54.35%
Operating Margin	36.26%
Pretax Margin	37.22%
Profit Margin	27.91%
EBITDA Margin	40.81%
EBIT Margin	36.26%
FCF Margin	38.03%

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 25.49%.

Dividend Per Share	4.00
Dividend Yield	25.49%
Dividend Growth (YoY)	-14.29%
Years of Dividend Growth	n/a
Payout Ratio	138.33%
Buyback Yield	-5.45%
Shareholder Yield	20.05%
Earnings Yield	21.09%
FCF Yield	27.55%

Dividend Details

Stock Splits

The last stock split was on April 17, 2020. It was a forward split with a ratio of 1.1341726211.

Last Split Date	Apr 17, 2020
Split Type	Forward
Split Ratio	1.1341726211

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a