The United Insurance Company of Pakistan Limited (PSX: UNIC)

UNIC Statistics

Total Valuation

The United Insurance Company of Pakistan has a market cap or net worth of PKR 4.96 billion. The enterprise value is 4.49 billion.

Market Cap	4.96B
Enterprise Value	4.49B

Important Dates

The next estimated earnings date is Wednesday, October 30, 2024.

Earnings Date	Oct 30, 2024
Ex-Dividend Date	Sep 9, 2024

Share Statistics

The United Insurance Company of Pakistan has 346.75 million shares outstanding. The number of shares has increased by 12.91% in one year.

Shares Outstanding	346.75M
Shares Change (YoY)	+12.91%
Shares Change (QoQ)	-0.50%
Owned by Insiders (%)	5.52%
Owned by Institutions (%)	4.53%
Float	47.10M

Valuation Ratios

The trailing PE ratio is 4.62.

PE Ratio	4.62
Forward PE	n/a
PS Ratio	1.25
PB Ratio	0.92
P/FCF Ratio	13.07
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.60, with an EV/FCF ratio of 11.83.

EV / Earnings	4.17
EV / Sales	1.13
EV / EBITDA	2.60
EV / EBIT	2.97
EV / FCF	11.83

Financial Position

The company has a current ratio of 1.30, with a Debt / Equity ratio of 0.65.

Current Ratio	1.30
Quick Ratio	0.55
Debt / Equity	0.65
Debt / EBITDA	0.02
Debt / FCF	0.09
Interest Coverage	194.81

Financial Efficiency

Return on equity (ROE) is 20.55% and return on invested capital (ROIC) is 17.86%.

Return on Equity (ROE)	20.55%
Return on Assets (ROA)	6.92%
Return on Capital (ROIC)	17.86%
Revenue Per Employee	4.62M
Profits Per Employee	1.25M
Employee Count	861
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +48.69% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+48.69%
50-Day Moving Average	13.58
200-Day Moving Average	12.30
Relative Strength Index (RSI)	47.67
Average Volume (20 Days)	143,861

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, The United Insurance Company of Pakistan had revenue of PKR 3.98 billion and earned 1.08 billion in profits. Earnings per share was 3.10.

Revenue	3.98B
Gross Profit	2.16B
Operating Income	1.51B
Pretax Income	1.55B
Net Income	1.08B
EBITDA	1.69B
EBIT	1.51B
Earnings Per Share (EPS)	3.10

Balance Sheet

The company has 794.61 million in cash and 34.70 million in debt, giving a net cash position of 470.45 million or 1.36 per share.

Cash & Cash Equivalents	794.61M
Total Debt	34.70M
Net Cash	470.45M
Net Cash Per Share	1.36
Equity (Book Value)	5.36B
Book Value Per Share	15.46
Working Capital	2.21B

Cash Flow

In the last 12 months, operating cash flow was 634.31 million and capital expenditures -254.94 million, giving a free cash flow of 379.37 million.

Operating Cash Flow	634.31M
Capital Expenditures	-254.94M
Free Cash Flow	379.37M
FCF Per Share	1.09

Margins

Gross margin is 54.23%, with operating and profit margins of 37.99% and 27.05%.

Gross Margin	54.23%
Operating Margin	37.99%
Pretax Margin	38.95%
Profit Margin	27.05%
EBITDA Margin	42.38%
EBIT Margin	37.99%
FCF Margin	9.54%

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 28.17%.

Dividend Per Share	4.00
Dividend Yield	28.17%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	78.61%
Buyback Yield	-12.91%
Shareholder Yield	15.26%
Earnings Yield	21.67%
FCF Yield	7.65%

Stock Splits

The last stock split was on April 17, 2020. It was a forward split with a ratio of 1.1341726211.

Last Split Date	Apr 17, 2020
Split Type	Forward
Split Ratio	1.1341726211