The United Insurance Company of Pakistan Limited (PSX:UNIC)

PSX:UNIC Balance Sheet

Financials in millions PKR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	763.15	-	-	634.76	1,218	617.5
Investments in Equity & Preferred Securities	2.77	4.3	47.53	40.86	29.11	30.78
Other Investments	1,962	1,492	1,195	910.38	805.26	980.44
Total Investments	3,284	2,029	1,730	1,918	2,304	1,681
Cash & Equivalents	1,562	827.41	812.96	588.92	894.35	764.87
Reinsurance Recoverable	3,035	4,039	2,525	3,216	3,247	1,737
Other Receivables	8,471	6,107	4,567	2,212	2,369	2,012
Property, Plant & Equipment	2,224	2,397	2,153	1,795	1,505	1,195
Other Intangible Assets	86.42	66.49	28.98	26.66	1.11	1.48
Other Current Assets	2,508	3,062	2,921	3,223	2,347	2,129
Long-Term Deferred Charges	347.19	364.28	518.68	401.48	316.88	375.49
Other Long-Term Assets	2,363	2,983	3,180	480.53	16.51	350.39
Total Assets	23,880	21,875	18,438	13,863	13,000	10,246

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	365.93	571.92	466.59	230.81	151.68
Insurance & Annuity Liabilities	1,067	1,522	1,456	1,163	1,082	624.3
Unpaid Claims	4,305	4,835	2,988	3,558	3,758	2,008
Unearned Premiums	2,318	2,258	3,356	2,613	2,468	2,436
Current Portion of Leases	-	64.46	52.68	31.65	48.85	43.08
Current Income Taxes Payable	759.13	1,063	987.76	539.47	402.45	274.19
Long-Term Leases	-	98.87	131.16	17.18	33.98	50.08
Long-Term Deferred Tax Liabilities	334.51	353.03	229.37	193.16	150.56	126.53
Other Current Liabilities	-	901.15	143.91	206.61	143.82	142.67
Other Long-Term Liabilities	5,882	2,438	2,499	44.58	-	29.46
Total Liabilities	14,782	13,899	12,416	8,833	8,319	5,886

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	4,993	4,161	3,468	3,468	2,950	2,950
Retained Earnings	3,105	2,839	1,978	933.18	1,073	1,103
Comprehensive Income & Other	999.28	976.57	575.5	629.15	658.8	306.56
Shareholders' Equity	9,098	7,976	6,021	5,030	4,682	4,360
Total Liabilities & Equity	23,880	21,875	18,438	13,863	13,000	10,246

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Filing Date Shares Outstanding	381.96	499.32	499.32	499.32	424.8	424.8
Total Common Shares Outstanding	381.96	499.32	499.32	499.32	424.8	424.8
Total Debt	115.85	163.33	183.84	48.83	82.83	93.16
Net Cash (Debt)	1,446	664.09	629.12	540.1	811.51	671.72
Net Cash Growth	58.83%	5.56%	16.48%	-33.45%	20.81%	83.62%
Net Cash Per Share	2.89	1.33	1.26	1.12	1.91	1.58
Book Value Per Share	23.82	15.97	12.06	10.07	11.02	10.26
Tangible Book Value	9,011	7,910	5,992	5,003	4,680	4,358
Tangible Book Value Per Share	23.59	15.84	12.00	10.02	11.02	10.26
Land	-	762.27	574.14	574.14	474.14	364.62
Buildings	-	572.28	443.01	443.01	352.71	261.38
Machinery	-	2,522	2,402	1,924	1,484	1,325
Construction In Progress	-	-	5.94	22.43	20.24	71.85

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error