The United Insurance Company of Pakistan Limited (PSX:UNIC)
Pakistan · Delayed Price · Currency is PKR 10.99
-0.15 (-1.35%)
At close: Nov 2, 2026
PSX:UNIC Cash Flow Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,794 | 1,506 | 2,027 | 1,005 | 921.72 | 511.71 |
Depreciation & Amortization | 258.68 | 267.79 | 226.9 | 209.35 | 140.57 | 141.17 |
Other Amortization | 17.5 | 17.5 | 8.18 | 4.02 | 0.37 | 0.49 |
Gain (Loss) on Sale of Assets | -69.56 | -56.51 | -54.71 | -31.08 | 24.42 | -6.12 |
Change in Other Net Operating Assets | -407.13 | -1,749 | 63.39 | -449.97 | -37.62 | -42.44 |
Other Operating Activities | -77.41 | 280.82 | -534.69 | -263.91 | -52.26 | -77.8 |
Operating Cash Flow | 1,516 | 266.62 | 1,736 | 473.84 | 997.2 | 831.54 |
Operating Cash Flow Growth | - | -84.64% | 266.37% | -52.48% | 19.92% | 44.59% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | 2.43 | -69.27 | -459.21 | -283.5 | -233.84 | -115.86 |
Sale of Property, Plant & Equipment | 111.24 | 81.63 | 81.68 | 44.6 | 47.51 | 18.47 |
Investment in Securities | -1,152 | -415.01 | -277.38 | 370.44 | 168.39 | -328.72 |
Other Investing Activities | 127.63 | 283.11 | 221.33 | 328.27 | 265.35 | 265.56 |
Investing Cash Flow | -910.43 | -119.53 | -433.57 | 459.82 | 247.41 | -160.54 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Repaid | -63.26 | -63.32 | -48.07 | -42.66 | -50.39 | -41.68 |
Lease Payments | -63.26 | -63.32 | -48.07 | -42.66 | -50.39 | -41.68 |
Net Debt Issued (Repaid) | -63.26 | -63.32 | -48.07 | -42.66 | -50.39 | -41.68 |
Common Dividends Paid | -0.12 | -0.02 | -1,015 | -1,184 | -1,002 | -285.79 |
Other Financing Activities | -64.93 | -69.3 | -15.55 | -12.86 | -62.59 | -35.95 |
Financing Cash Flow | -128.31 | -132.64 | -1,078 | -1,239 | -1,115 | -363.43 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 477.09 | 14.45 | 224.04 | -305.42 | 129.47 | 307.58 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,518 | 197.35 | 1,277 | 190.34 | 763.36 | 715.69 |
Free Cash Flow Growth | - | -84.54% | 570.79% | -75.06% | 6.66% | 38.14% |
Free Cash Flow Margin | 25.70% | 3.76% | 22.27% | 4.93% | 21.45% | 25.25% |
Free Cash Flow Per Share | 3.04 | 0.40 | 2.56 | 0.40 | 1.80 | 1.69 |
Levered Free Cash Flow | 1,238 | -390.78 | 757.57 | 269.05 | 1,115 | -586.65 |
Unlevered Free Cash Flow | 1,248 | -378.76 | 764.69 | 274.58 | 1,122 | -583.15 |
Free Cash Flow After Leases | 1,455 | 134.03 | 1,229 | 147.69 | 712.96 | 674 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 14.87 | 19.23 | 11.39 | 8.85 | 62.59 | 35.95 |
Cash Income Tax Paid | 1,105 | 737.49 | 300.85 | 198.14 | 161.64 | 159.42 |
Change in Working Capital | -407.13 | -1,749 | 63.39 | -449.97 | -37.62 | -42.44 |