The Commercial Bank (P.S.Q.C.) (QSE:CBQK)
Qatar flag Qatar · Delayed Price · Currency is QAR
4.350
+0.004 (0.09%)
Nov 10, 2026, 1:09 PM AST

QSE:CBQK Financials Overview

Millions QAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,7923,8524,3454,6144,1463,717
Revenue Growth
-4.35%-11.36%-5.83%11.27%11.55%39.62%
Net Income
1,6581,9212,7482,7272,5272,040
Earnings Per Share
0.430.500.710.710.660.50
EPS Growth
-24.39%-30.09%0.63%7.88%30.29%89.23%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Qatar Operations - Wholesale Banking
1,5821,5841,9132,3171,9772,348
Qatar Operations - Retail Banking
1,7711,7501,6861,5591,5031,298
International
485.05381.89321.39824.5562.48-19.08
Unallocated and Intra-Group Transactions and Others
-46.18136.02424.55-85.98103.5556.99
Total
3,7923,8524,3454,6144,1463,730

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
12,92817,67513,23018,52317,73523,255
Total Debt
56,55063,23757,21153,57152,57049,348
Net Cash (Debt)
-43,621-45,561-43,981-35,048-34,835-26,094
Net Cash Growth
------
Net Cash Per Share
-11.32-11.82-11.41-9.11-9.05-6.45

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,173-4,418-3,3302,6751,256-5,570
Capital Expenditures
-227.91-218.45-189.26-208.29-308.35-200.59
Free Cash Flow
944.99-4,636-3,5192,467947.2-5,771
Free Cash Flow Growth
---160.46%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.72%49.88%63.25%59.09%60.96%54.89%
FCF Margin
24.92%-120.38%-81.00%53.47%22.84%-155.25%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3000.3000.3000.2500.2500.160
Dividend Per Share Growth
0%0%20.00%0%56.25%60.00%
Dividend Yield
6.90%7.14%6.90%4.03%5.00%2.37%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.118.856.419.208.0113.39
Forward PE
8.977.236.789.207.549.51
P/FCF Ratio
18.63--10.1721.36-
PS Ratio
4.644.414.055.444.887.35