The Commercial Bank (P.S.Q.C.) (QSE:CBQK)
Qatar · Delayed Price · Currency is QAR 4.093
+0.073 (1.82%)
Jul 27, 2026, 1:13 PM AST
QSE:CBQK Financials Overview
Financials in millions QAR. Fiscal year is January - December.
Millions QAR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,850 | 3,852 | 4,345 | 4,614 | 4,146 | 3,717 |
Revenue Growth | -6.12% | -11.36% | -5.83% | 11.27% | 11.55% | 39.62% |
Net Income Net Income Growth | 1,672 | 1,921 | 2,748 | 2,727 | 2,527 | 2,040 |
Earnings Per Share EPS Growth | 0.43 | 0.50 | 0.71 | 0.71 | 0.66 | 0.50 |
EPS Growth | -31.43% | -30.09% | 0.63% | 7.88% | 30.29% | 89.23% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Qatar Operations - Wholesale Banking Qatar Operations - Wholesale Banking Growth | 1,403 | 1,584 | 1,913 | 2,317 | 1,977 | 2,348 |
Qatar Operations - Retail Banking Qatar Operations - Retail Banking Growth | 1,768 | 1,750 | 1,686 | 1,559 | 1,503 | 1,298 |
International International Growth | 509.73 | 381.89 | 321.39 | 824.5 | 562.48 | -19.08 |
Unallocated and Intra-Group Transactions and Others Unallocated and Intra-Group Transactions and Others Growth | 170.17 | 136.02 | 424.55 | -85.98 | 103.55 | 56.99 |
Total Total Growth | 3,850 | 3,852 | 4,345 | 4,614 | 4,146 | 3,730 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 15,814 | 17,675 | 13,230 | 18,523 | 17,735 | 23,255 |
Total Debt Total Debt Growth | 61,616 | 63,237 | 57,211 | 53,571 | 52,570 | 49,348 |
Net Cash (Debt) Net Cash Growth | -45,802 | -45,561 | -43,981 | -35,048 | -34,835 | -26,094 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -11.88 | -11.82 | -11.41 | -9.11 | -9.05 | -6.45 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 4,171 | -4,418 | -3,330 | 2,675 | 1,256 | -5,570 |
Capital Expenditures CapEx Growth | -254.58 | -218.45 | -189.26 | -208.29 | -308.35 | -200.59 |
Free Cash Flow Free Cash Flow Growth | 3,916 | -4,636 | -3,519 | 2,467 | 947.2 | -5,771 |
Free Cash Flow Growth | 729.52% | - | - | 160.46% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 43.43% | 49.88% | 63.25% | 59.09% | 60.96% | 54.89% |
FCF Margin | 101.70% | -120.38% | -81.00% | 53.47% | 22.84% | -155.25% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.300 | 0.300 | 0.300 | 0.250 | 0.250 | 0.160 |
Dividend Per Share Growth | 0% | 0% | 20.00% | 0% | 56.25% | 60.00% |
Dividend Yield | 7.46% | 7.64% | 7.90% | 4.87% | 6.29% | 3.05% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.91 | 8.85 | 6.41 | 9.20 | 8.01 | 13.39 |
Forward PE | 8.73 | 7.23 | 6.78 | 9.20 | 7.54 | 9.51 |
P/FCF Ratio | - | - | - | 10.17 | 21.36 | - |
PS Ratio | 4.30 | 4.41 | 4.05 | 5.44 | 4.88 | 7.35 |