Qatar Islamic Bank (Q.P.S.C.) (QSE:QIBK)

QSE:QIBK Income Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	9,349	9,584	8,580	6,502	5,999	5,956
Net Interest Income Growth (YoY)	-0.55%	11.71%	31.95%	8.39%	0.71%	1.52%
Gain (Loss) on Sale of Investments	221.86	221.86	107.15	37.33	32.62	152.81
Gain (Loss) on Sale of Equity Investments	88.76	66.49	60.05	73.29	41.57	3.4
Other Non-Interest Income	2,558	2,327	2,367	2,355	2,053	1,824
Total Non-Interest Income	2,869	2,615	2,534	2,466	2,127	1,980
Non-Interest Income Growth (YoY)	14.00%	3.20%	2.78%	15.91%	7.45%	11.44%
Revenues Before Loan Losses	12,217	12,199	11,114	8,968	8,126	7,936
Provision for Loan Losses	778.12	865.32	1,058	1,194	1,326	1,263
Revenue	11,439	11,334	10,056	7,774	6,800	6,673
Revenue Growth (YoY)	4.63%	12.71%	29.36%	14.32%	1.90%	-4.93%
Salaries and Employee Benefits	682.12	668.31	655.99	636.65	650.21	657.36
Occupancy Expenses	64.86	67.17	75.15	88.99	90.14	95.35
Selling, General & Administrative	80.14	80.14	68.31	95.3	71.62	78.09
Other Non-Interest Expense	5,660	5,774	4,912	2,877	2,413	2,779
Total Non-Interest Expense	6,487	6,589	5,712	3,698	3,225	3,610
EBT Excluding Unusual Items	4,952	4,745	4,344	4,075	3,575	3,063
Asset Writedown	-115.04	-115.04	-43.5	-40.89	-11.93	-9.49
Pretax Income	4,837	4,630	4,301	4,034	3,563	3,032
Income Tax Expense	28.47	29.87	12.95	11.21	9.71	7.41
Earnings From Continuing Operations	4,808	4,600	4,288	4,023	3,553	3,024
Earnings From Discontinued Operations	-22.51	-	-	-	-	-
Minority Interest in Earnings	9.4	5.41	17.28	-18.02	2.38	40.9
Net Income	4,795	4,605	4,305	4,005	3,555	3,065
Preferred Dividends & Other Adjustments	218.64	218.64	218.64	187.67	196.34	205
Net Income to Common	4,577	4,387	4,087	3,818	3,359	2,860
Net Income Growth	6.21%	6.97%	7.49%	12.65%	15.99%	0.32%
Basic Shares Outstanding	2,363	2,363	2,363	2,363	2,363	2,363
Diluted Shares Outstanding	2,363	2,363	2,363	2,363	2,363	2,363
EPS (Basic)	1.94	1.86	1.73	1.62	1.42	1.21
EPS (Diluted)	1.94	1.86	1.73	1.62	1.42	1.21
EPS Growth	6.53%	7.34%	7.05%	13.65%	17.44%	0.34%
Dividend Per Share	0.950	0.800	0.725	0.625	0.575	0.400
Dividend Growth	-2.56%	10.35%	16.00%	8.70%	43.75%	-23.81%
Effective Tax Rate	0.59%	0.65%	0.30%	0.28%	0.27%	0.24%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.