Qatar Islamic Bank (Q.P.S.C.) (QSE:QIBK)
Qatar flag Qatar · Delayed Price · Currency is QAR
20.84
-0.46 (-2.16%)
Nov 2, 2026, 1:14 PM AST

QSE:QIBK Financials Overview

Millions QAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11,25811,16811,21910,0567,7746,800
Revenue Growth
-3.93%-0.45%11.56%29.36%14.32%1.90%
Net Income
4,6874,6164,3874,0873,8183,359
Earnings Per Share
1.981.951.861.731.621.42
EPS Growth
2.40%5.24%7.34%7.05%13.65%17.44%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Local & International Subsidiaries
411.33417.38586.55469.34507.3366.48
Group Function
496.93325.18266.88370.46902.941,105
Personal Banking
2,8512,8342,6202,1332,1052,058
Corporate Banking
7,5867,7908,2767,7705,4524,601
Total
11,34611,36711,74910,7438,9688,130

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,7259,5265,5526,7387,01310,345
Total Debt
40,72124,91724,53226,94426,58730,363
Net Cash (Debt)
-35,996-15,392-18,980-20,206-19,574-20,018
Net Cash Growth
------
Net Cash Per Share
-15.23-6.51-8.03-8.55-8.28-8.47

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-11,320-2,0787,0982,77910,122-1,930
Capital Expenditures
-91.98-125.79-72.34-70.45-83.83-47.33
Free Cash Flow
-11,412-2,2047,0262,70810,038-1,977
Free Cash Flow Growth
--159.41%-73.02%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
41.63%41.34%39.10%40.64%49.11%49.40%
FCF Margin
-101.36%-19.73%62.62%26.93%129.13%-29.07%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.9000.9000.8000.7250.6250.575
Dividend Per Share Growth
12.50%12.50%10.35%16.00%8.70%43.75%
Dividend Yield
4.32%3.76%3.74%3.37%3.37%3.14%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.5112.2611.5112.4311.4912.90
Forward PE
10.4911.9012.0811.8211.1412.91
P/FCF Ratio
--7.1818.764.37-
PS Ratio
4.375.074.505.055.646.37