Qatar Islamic Bank (Q.P.S.C.) (QSE:QIBK)

QSE:QIBK Cash Flow Statement

Financials in millions QAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	4,635	4,605	4,305	4,005	3,555	3,065
Depreciation & Amortization	65	67.17	75.15	88.99	90.14	47.49
Other Amortization	-	-	-	-	-	47.86
Gain (Loss) on Sale of Investments	-221.86	-221.86	-107.15	-37.33	-32.62	-152.81
Total Asset Writedown	115.04	115.04	43.5	40.9	11.93	31.59
Provision for Credit Losses	865.32	865.32	1,058	1,194	1,326	1,263
Change in Other Net Operating Assets	-4,058	1,447	-2,546	4,855	-6,841	-8,054
Other Operating Activities	34.8	31.41	10.45	48.14	1.77	-7.94
Operating Cash Flow	1,370	6,843	2,779	10,122	-1,930	-3,764
Operating Cash Flow Growth	-79.12%	146.26%	-72.55%	-	-	-
Capital Expenditures	-82.51	-72.34	-70.45	-83.83	-47.33	-56.38
Investment in Securities	-7,128	-7,629	-1,977	-1,400	-11,187	429.16
Income (Loss) Equity Investments	-66.49	-66.49	-60.05	-73.29	-41.57	-3.4
Other Investing Activities	119.88	147.71	129.67	118.66	12.76	7
Investing Cash Flow	-7,085	-7,549	-1,934	-1,844	-11,223	-275.73
Long-Term Debt Issued	-	-	2,186	-	-	3,130
Long-Term Debt Repaid	-	-910	-	-1,647	-	-
Net Debt Issued (Repaid)	-528	-910	2,186	-1,647	-	3,130
Common Dividends Paid	-2,109	-2,523	-1,695	-1,546	-1,150	-1,446
Net Increase (Decrease) in Deposit Accounts	10,886	4,160	-1,536	-8,724	12,951	6,523
Other Financing Activities	-9.23	-6.46	-25.94	-25.57	-224.05	-82.83
Financing Cash Flow	8,240	721.21	-1,072	-11,943	11,577	8,125
Net Cash Flow	2,525	15.29	-227.6	-3,666	-1,576	4,086
Free Cash Flow	1,287	6,771	2,708	10,038	-1,977	-3,820
Free Cash Flow Growth	-80.16%	149.99%	-73.02%	-	-	-
Free Cash Flow Margin	11.36%	59.74%	26.93%	129.13%	-29.07%	-57.25%
Free Cash Flow Per Share	0.55	2.87	1.15	4.25	-0.84	-1.62

Updated Jan 15, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.