Singapura Finance Ltd (SGX:S23)

Singapore · Delayed Price · Currency is SGD

0.8000

-0.0100 (-1.23%)

At close: Aug 6, 2026

Singapura Finance Financials Overview

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	31.72	29.6	22.8	21.89	24.81	23.39
Revenue Growth	7.16%	29.85%	4.16%	-11.79%	6.10%	44.99%
Operating Income	13.97	10.92	7.34	7.52	10.14	10.98
Net Income	11.68	9.15	6.09	6.16	8.34	9.62
Earnings Per Share	0.07	0.06	0.04	0.04	0.05	0.06
EPS Growth	27.66%	50.18%	-1.02%	-26.22%	-13.23%	102.00%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	100.6	111.66	81.8	99.45	100.26	114.77
Total Debt	-	1.46	0.57	7.36	10.3	0.81
Net Cash (Debt)	100.6	110.21	81.23	92.09	89.96	113.96
Net Cash Growth	-8.72%	35.67%	-11.79%	2.37%	-21.06%	-36.95%
Net Cash Per Share	0.63	0.69	0.51	0.58	0.57	0.72

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-12.1	21.39	2.65	16.93	52.04	-3.44
Capital Expenditures	-3.25	-2.41	-0.29	-0.36	-1.09	-0.53
Free Cash Flow	-15.35	18.98	2.36	16.57	50.95	-3.97
Free Cash Flow Growth	-	705.35%	-85.77%	-67.48%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	44.04%	36.90%	32.18%	34.36%	40.86%	46.95%
Pretax Margin	44.23%	37.10%	32.18%	34.36%	40.82%	49.32%
Profit Margin	36.83%	30.91%	26.73%	28.13%	33.63%	41.13%
FCF Margin	-48.38%	64.12%	10.34%	75.69%	205.36%	-16.98%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.035	0.020	0.020	0.020	0.020	0.020
Dividend Per Share Growth	16.67%	0%	0%	0%	0%	33.33%
Dividend Yield	4.38%	2.76%	3.21%	3.16%	3.10%	3.04%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.87	13.09	17.71	18.56	14.55	13.45
P/FCF Ratio	-	6.31	45.78	6.90	2.38	-
PS Ratio	4.00	4.05	4.73	5.22	4.89	5.53