Singapura Finance Ltd (SGX:S23)
Singapore · Delayed Price · Currency is SGD 0.8000
0.00 (0.00%)
Last updated: Aug 7, 2026, 9:00 AM SGT
Singapura Finance Income Statement
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 55.13 | 56.74 | 53.97 | 48.15 | 34.08 | 29.62 |
Total Interest Expense | 22.36 | 28.18 | 31.22 | 26.69 | 8.15 | 5.43 |
Net Interest Income | 32.77 | 28.56 | 22.75 | 21.46 | 25.93 | 24.2 |
Commissions and Fees | 0.72 | 0.46 | 0.54 | 0.48 | 0.3 | 0.37 |
Revenue Before Loan Losses | 33.52 | 29.02 | 23.29 | 21.94 | 26.23 | 24.57 |
Provision for Loan Losses | 1.8 | -0.58 | 0.49 | 0.05 | 1.42 | 1.18 |
| 31.72 | 29.6 | 22.8 | 21.89 | 24.81 | 23.39 | |
Revenue Growth | 7.16% | 29.85% | 4.16% | -11.79% | 6.10% | 44.99% |
Salaries & Employee Benefits | 10.59 | 10.69 | 9.35 | 8.33 | 9.11 | 8.02 |
Cost of Services Provided | 2.04 | 2.04 | 1.7 | - | - | - |
Other Operating Expenses | 2.98 | 4.06 | 2.99 | 4.64 | 4.23 | 3.19 |
Total Operating Expenses | 17.75 | 18.68 | 15.46 | 14.37 | 14.67 | 12.41 |
Operating Income | 13.97 | 10.92 | 7.34 | 7.52 | 10.14 | 10.98 |
EBT Excluding Unusual Items | 13.97 | 10.92 | 7.34 | 7.52 | 10.14 | 10.98 |
Gain (Loss) on Sale of Investments | 0.04 | 0.04 | - | - | - | - |
Other Unusual Items | - | - | - | - | - | 0.55 |
Pretax Income | 14.03 | 10.98 | 7.34 | 7.52 | 10.13 | 11.53 |
Income Tax Expense | 2.35 | 1.83 | 1.24 | 1.37 | 1.79 | 1.92 |
Net Income | 11.68 | 9.15 | 6.09 | 6.16 | 8.34 | 9.62 |
Net Income to Common | 11.68 | 9.15 | 6.09 | 6.16 | 8.34 | 9.62 |
Net Income Growth | 27.67% | 50.16% | -1.01% | -26.22% | -13.25% | 101.80% |
Shares Outstanding (Basic) | 159 | 159 | 159 | 159 | 159 | 159 |
Shares Outstanding (Diluted) | 159 | 159 | 159 | 159 | 159 | 159 |
Shares Change | 0.01% | - | - | - | - | - |
EPS (Basic) | 0.07 | 0.06 | 0.04 | 0.04 | 0.05 | 0.06 |
EPS (Diluted) | 0.07 | 0.06 | 0.04 | 0.04 | 0.05 | 0.06 |
EPS Growth | 27.66% | 50.18% | -1.02% | -26.22% | -13.23% | 102.00% |
Free Cash Flow | -15.35 | 18.98 | 2.36 | 16.57 | 50.95 | -3.97 |
Free Cash Flow Per Share | -0.10 | 0.12 | 0.01 | 0.10 | 0.32 | -0.03 |
Dividend Per Share | 0.020 | 0.020 | 0.020 | 0.020 | 0.020 | 0.020 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 33.33% |
Operating Margin | 44.04% | 36.90% | 32.18% | 34.36% | 40.86% | 46.95% |
Profit Margin | 36.83% | 30.91% | 26.73% | 28.13% | 33.63% | 41.13% |
Free Cash Flow Margin | -48.38% | 64.12% | 10.34% | 75.69% | 205.36% | -16.98% |
Effective Tax Rate | 16.74% | 16.68% | 16.94% | 18.15% | 17.62% | 16.61% |