Hong Leong Finance Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	940.01	772.05	1,157	584.67	528.21	613.78
Investment Securities	1,564	1,777	1,710	1,625	1,358	1,405
Total Investments	1,564	1,777	1,710	1,625	1,358	1,405
Gross Loans	11,767	11,844	11,798	11,773	10,804	11,074
Allowance for Loan Losses	-12.24	-18.67	-20.1	-24.79	-27.07	-26.77
Other Adjustments to Gross Loans	-	-157.66	-118.25	-97.65	-81.79	-99.29
Net Loans	11,755	11,668	11,659	11,651	10,695	10,948
Property, Plant & Equipment	60.43	63.48	61	49.93	55.33	61.25
Accrued Interest Receivable	-	8.15	10.03	11.81	8.6	5.94
Other Receivables	17.09	4.63	14.21	8.97	5.22	9.93
Restricted Cash	338.53	336.93	342.36	339.44	298.6	317.62
Other Current Assets	-	3.83	3.86	4.37	3.14	3.2
Total Assets	14,675	14,634	14,958	14,276	12,952	13,365
Accounts Payable	217.69	39.75	36.43	36.54	37.57	79.81
Interest Bearing Deposits	12,341	12,292	12,635	12,004	10,784	11,178
Non-Interest Bearing Deposits	-	8.63	13.06	25.87	22.71	16.26
Total Deposits	12,341	12,300	12,648	12,030	10,807	11,194
Current Portion of Long-Term Debt	0.69	0.81	16.39	10.31	44.03	1.3
Current Portion of Leases	-	5.99	5.8	6.69	6.53	6.43
Current Income Taxes Payable	14.89	19.13	17.58	26.15	17.17	19.48
Accrued Interest Payable	-	116.54	132.52	71.5	34.74	63.83
Other Current Liabilities	-	1.73	2.08	1.7	1.73	1.72
Long-Term Debt	0.38	0.64	1.53	26.2	9.69	43.68
Long-Term Leases	-	37.91	35.05	24.54	30.16	35.15
Long-Term Deferred Tax Liabilities	4.9	3.59	2.01	1	0.97	0.9
Other Long-Term Liabilities	-	-	-	-	0.26	0.3
Total Liabilities	12,580	12,526	12,897	12,235	10,990	11,447
Common Stock	891.85	891.64	891.58	890.55	889.77	889.12
Retained Earnings	1,199	1,212	1,164	1,146	1,068	1,024
Comprehensive Income & Other	4.28	4.25	4.4	4.51	4.78	4.7
Shareholders' Equity	2,095	2,108	2,060	2,041	1,963	1,918
Total Liabilities & Equity	14,675	14,634	14,958	14,276	12,952	13,365
Total Debt	1.07	45.35	58.77	67.74	90.41	86.56
Net Cash (Debt)	938.94	726.7	1,098	516.93	437.8	527.22
Net Cash Growth	27.62%	-33.82%	112.41%	18.08%	-16.96%	-41.25%
Net Cash Per Share	2.09	1.62	2.45	1.15	0.98	1.18
Filing Date Shares Outstanding	448.65	448.61	448.56	448.14	447.85	447.56
Total Common Shares Outstanding	448.65	448.57	448.54	448.13	447.82	447.55
Book Value Per Share	4.67	4.70	4.59	4.55	4.38	4.29
Tangible Book Value	2,095	2,108	2,060	2,041	1,963	1,918
Tangible Book Value Per Share	4.67	4.70	4.59	4.55	4.38	4.29

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.