Hong Leong Finance Limited (SGX:S41)

Hong Leong Finance Cash Flow Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	62.72	104.08	93.37	130.88	84.82
Depreciation & Amortization	9.29	8.5	7.56	7.94	8.01
Gain (Loss) on Sale of Assets	0.01	-	0	-	0
Provision for Credit Losses	-4.12	0.26	-4.51	2.95	0.59
Change in Accounts Payable	160.12	2.96	0.27	-1.32	-42.46
Change in Other Net Operating Assets	-383.88	-66.09	-93.36	-1,231	304.35
Other Operating Activities	-29.72	-9.62	56.55	43.1	-33.59
Operating Cash Flow	-185.33	40.4	60.27	-1,047	322.13
Operating Cash Flow Growth	-	-32.97%	-	-	-58.74%
Capital Expenditures	-3.8	-1.87	-2.94	-1.43	-0.4
Investing Cash Flow	-3.8	-1.87	-2.94	-1.43	-0.4
Long-Term Debt Issued	-	10.56	0.3	76.79	16.36
Long-Term Debt Repaid	-6.89	-33.1	-24.89	-100.56	-14
Net Debt Issued (Repaid)	-6.89	-22.53	-24.59	-23.77	2.36
Issuance of Common Stock	2.67	0.06	0.96	0.73	0.6
Common Dividends Paid	-57.21	-57.19	-75.12	-53.77	-41.41
Net Increase (Decrease) in Deposit Accounts	-1.28	-347.67	617.75	1,223	-387.49
Other Financing Activities	-1.3	-1.36	-1.3	-0.54	-0.39
Financing Cash Flow	-64.01	-428.69	517.7	1,146	-426.32
Net Cash Flow	-253.14	-390.16	575.03	97.3	-104.59
Free Cash Flow	-189.13	38.53	57.33	-1,049	321.73
Free Cash Flow Growth	-	-32.80%	-	-	-58.77%
Free Cash Flow Margin	-100.76%	16.50%	26.43%	-409.65%	169.91%
Free Cash Flow Per Share	-0.42	0.09	0.13	-2.34	0.72
Cash Interest Paid	1.3	1.36	1.3	0.54	0.39
Cash Income Tax Paid	19.06	17.55	26.21	17.22	19.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.