Hong Leong Finance Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	514.19	772.05	1,157	584.67	528.21
Investment Securities	1,735	1,777	1,710	1,625	1,358
Total Investments	1,735	1,777	1,710	1,625	1,358
Gross Loans	12,287	11,844	11,798	11,773	10,804
Allowance for Loan Losses	-14.05	-18.67	-20.1	-24.79	-27.07
Other Adjustments to Gross Loans	-174.89	-157.66	-118.25	-97.65	-81.79
Net Loans	12,098	11,668	11,659	11,651	10,695
Property, Plant & Equipment	60.57	63.48	61	49.93	55.33
Accrued Interest Receivable	5.5	8.15	10.03	11.81	8.6
Other Receivables	3.4	4.63	14.21	8.97	5.22
Restricted Cash	341.65	336.93	342.36	339.44	298.6
Other Current Assets	4.18	3.83	3.86	4.37	3.14
Total Assets	14,763	14,634	14,958	14,276	12,952
Accounts Payable	199.81	39.75	36.43	36.54	37.57
Interest Bearing Deposits	12,290	12,292	12,635	12,004	10,784
Non-Interest Bearing Deposits	8.49	8.63	13.06	25.87	22.71
Total Deposits	12,299	12,300	12,648	12,030	10,807
Current Portion of Long-Term Debt	0.55	0.81	16.39	10.31	44.03
Current Portion of Leases	6.37	5.99	5.8	6.69	6.53
Current Income Taxes Payable	11.55	19.13	17.58	26.15	17.17
Accrued Interest Payable	89.14	116.54	132.52	71.5	34.74
Other Current Liabilities	1.78	1.73	2.08	1.7	1.73
Long-Term Debt	0.15	0.64	1.53	26.2	9.69
Long-Term Leases	33.98	37.91	35.05	24.54	30.16
Long-Term Deferred Tax Liabilities	4.91	3.59	2.01	1	0.97
Other Long-Term Liabilities	-	-	-	-	0.26
Total Liabilities	12,647	12,526	12,897	12,235	10,990
Common Stock	894.48	891.64	891.58	890.55	889.77
Retained Earnings	1,217	1,212	1,164	1,146	1,068
Comprehensive Income & Other	4.18	4.25	4.4	4.51	4.78
Shareholders' Equity	2,116	2,108	2,060	2,041	1,963
Total Liabilities & Equity	14,763	14,634	14,958	14,276	12,952
Total Debt	41.05	45.35	58.77	67.74	90.41
Net Cash (Debt)	473.14	726.7	1,098	516.93	437.8
Net Cash Growth	-34.89%	-33.82%	112.41%	18.08%	-16.96%
Net Cash Per Share	1.05	1.62	2.45	1.15	0.98
Filing Date Shares Outstanding	449.9	448.61	448.56	448.14	447.85
Total Common Shares Outstanding	449.69	448.57	448.54	448.13	447.82
Book Value Per Share	4.71	4.70	4.59	4.55	4.38
Tangible Book Value	2,116	2,108	2,060	2,041	1,963
Tangible Book Value Per Share	4.71	4.70	4.59	4.55	4.38