Hong Leong Finance Limited (SGX:S41)

Hong Leong Finance Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	482.45	514.19	772.05	1,157	584.67	528.21
Investment Securities	1,749	1,735	1,777	1,710	1,625	1,358
Total Investments	1,749	1,735	1,777	1,710	1,625	1,358
Gross Loans	12,583	12,287	11,844	11,798	11,773	10,804
Allowance for Loan Losses	-10.65	-14.05	-18.67	-20.1	-24.79	-27.07
Other Adjustments to Gross Loans	-	-174.89	-157.66	-118.25	-97.65	-81.79
Net Loans	12,572	12,098	11,668	11,659	11,651	10,695
Property, Plant & Equipment	59.52	60.57	63.48	61	49.93	55.33
Accrued Interest Receivable	-	5.5	8.15	10.03	11.81	8.6
Other Receivables	13.32	3.4	4.63	14.21	8.97	5.22
Restricted Cash	420.79	341.65	336.93	342.36	339.44	298.6
Other Current Assets	-	4.18	3.83	3.86	4.37	3.14
Total Assets	15,297	14,763	14,634	14,958	14,276	12,952

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	253.4	199.81	39.75	36.43	36.54	37.57
Interest Bearing Deposits	12,902	12,290	12,292	12,635	12,004	10,784
Non-Interest Bearing Deposits	-	8.49	8.63	13.06	25.87	22.71
Total Deposits	12,902	12,299	12,300	12,648	12,030	10,807
Current Portion of Long-Term Debt	0.47	0.55	0.81	16.39	10.31	44.03
Current Portion of Leases	-	6.37	5.99	5.8	6.69	6.53
Current Income Taxes Payable	12.49	11.55	19.13	17.58	26.15	17.17
Accrued Interest Payable	-	89.14	116.54	132.52	71.5	34.74
Other Current Liabilities	-	1.78	1.73	2.08	1.7	1.73
Long-Term Debt	-	0.15	0.64	1.53	26.2	9.69
Long-Term Leases	-	33.98	37.91	35.05	24.54	30.16
Long-Term Deferred Tax Liabilities	5.42	4.91	3.59	2.01	1	0.97
Other Long-Term Liabilities	-	-	-	-	-	0.26
Total Liabilities	13,173	12,647	12,526	12,897	12,235	10,990

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	895.24	894.48	891.64	891.58	890.55	889.77
Retained Earnings	1,225	1,217	1,212	1,164	1,146	1,068
Comprehensive Income & Other	4.12	4.18	4.25	4.4	4.51	4.78
Shareholders' Equity	2,124	2,116	2,108	2,060	2,041	1,963
Total Liabilities & Equity	15,297	14,763	14,634	14,958	14,276	12,952

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	0.47	41.05	45.35	58.77	67.74	90.41
Net Cash (Debt)	481.98	473.14	726.7	1,098	516.93	437.8
Net Cash Growth	1.87%	-34.89%	-33.82%	112.41%	18.08%	-16.96%
Net Cash Per Share	1.07	1.05	1.62	2.45	1.15	0.98
Filing Date Shares Outstanding	449.99	449.9	448.61	448.56	448.14	447.85
Total Common Shares Outstanding	449.99	449.69	448.57	448.54	448.13	447.82
Book Value Per Share	4.72	4.71	4.70	4.59	4.55	4.38
Tangible Book Value	2,124	2,116	2,108	2,060	2,041	1,963
Tangible Book Value Per Share	4.72	4.71	4.70	4.59	4.55	4.38

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 14, 2026

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