Credit Bureau Asia Limited (SGX:TCU)

Credit Bureau Asia Income Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Revenue	60.5	59.71	54.17	48.62	45.38	43.38
Revenue Growth (YoY)	3.69%	10.22%	11.42%	7.13%	4.61%	6.79%
Cost of Revenue	14.81	14.54	13.9	12.61	12.02	11.37
Gross Profit	45.69	45.17	40.27	36	33.36	32.01
Other Operating Expenses	13.21	12.54	11.82	10.56	8.58	7.61
Operating Expenses	17.81	17.25	16.17	14.79	12.86	11.69
Operating Income	27.87	27.92	24.1	21.21	20.5	20.32
Interest Expense	-0.29	-0.2	-0.13	-0.2	-0.15	-0.2
Interest & Investment Income	1.33	1.33	1.44	0.54	0.14	0.1
Earnings From Equity Investments	0.94	1.3	1.5	1.47	1.18	0.86
Currency Exchange Gain (Loss)	-0.09	-0.09	-0.23	-0.18	0.02	-0.12
Other Non Operating Income (Expenses)	0.29	0.29	-	-	-	-
EBT Excluding Unusual Items	30.06	30.55	26.68	22.85	21.7	20.97
Gain (Loss) on Sale of Investments	-	-	-	-	-	1.15
Asset Writedown	-0.01	-0.01	-0	-	-	-
Other Unusual Items	-	-	-	-	-	-1.36
Pretax Income	30.05	30.54	26.68	22.85	21.7	20.75
Income Tax Expense	4.94	5.06	4.67	3.57	3.64	3.12
Earnings From Continuing Operations	25.1	25.48	22.02	19.29	18.05	17.63
Minority Interest in Earnings	-14.34	-14.24	-12.17	-10.88	-10.22	-10.79
Net Income	10.77	11.24	9.84	8.4	7.84	6.84
Net Income to Common	10.77	11.24	9.84	8.4	7.84	6.84
Net Income Growth	-2.32%	14.19%	17.10%	7.24%	14.63%	-2.62%
Shares Outstanding (Basic)	231	230	230	230	230	204
Shares Outstanding (Diluted)	231	230	230	230	230	204
Shares Change (YoY)	0.26%	-	-	-	13.20%	1.06%
EPS (Basic)	0.05	0.05	0.04	0.04	0.03	0.03
EPS (Diluted)	0.05	0.05	0.04	0.04	0.03	0.03
EPS Growth	-2.57%	14.20%	17.10%	7.24%	1.27%	-3.64%
Free Cash Flow	28.76	29.17	25.26	20.31	17.89	19.69
Free Cash Flow Per Share	0.13	0.13	0.11	0.09	0.08	0.10
Dividend Per Share	0.040	0.040	0.037	0.034	0.034	0.021
Dividend Growth	100.00%	8.11%	8.82%	-	61.91%	-32.26%
Gross Margin	75.52%	75.65%	74.34%	74.05%	73.52%	73.78%
Operating Margin	46.08%	46.76%	44.49%	43.64%	45.17%	46.84%
Profit Margin	17.80%	18.82%	18.17%	17.29%	17.27%	15.76%
Free Cash Flow Margin	47.54%	48.85%	46.64%	41.78%	39.42%	45.38%
EBITDA	29.79	29.89	25.8	22.77	22.08	21.82
EBITDA Margin	49.24%	50.07%	47.63%	46.83%	48.66%	50.31%
D&A For EBITDA	1.91	1.98	1.71	1.55	1.58	1.5
EBIT	27.87	27.92	24.1	21.21	20.5	20.32
EBIT Margin	46.08%	46.76%	44.49%	43.64%	45.17%	46.84%
Effective Tax Rate	16.45%	16.57%	17.49%	15.61%	16.79%	15.04%

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.