Credit Bureau Asia Income Statement

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	60.11	59.71	54.17	48.62	45.38
Other Revenue	0.79	-	-	-	-
Revenue	60.91	59.71	54.17	48.62	45.38
Revenue Growth (YoY)	2.01%	10.22%	11.42%	7.13%	4.61%
Cost of Revenue	14.66	14.54	13.9	12.61	12.02
Gross Profit	46.24	45.17	40.27	36	33.36
Other Operating Expenses	12.97	12.54	11.82	10.56	8.58
Operating Expenses	17.58	17.25	16.17	14.79	12.86
Operating Income	28.66	27.92	24.1	21.21	20.5
Interest Expense	-0.31	-0.2	-0.13	-0.2	-0.15
Interest & Investment Income	1.05	1.33	1.44	0.54	0.14
Earnings From Equity Investments	0.98	1.3	1.5	1.47	1.18
Currency Exchange Gain (Loss)	-0.15	-0.09	-0.23	-0.18	0.02
Other Non Operating Income (Expenses)	-	0.29	-	-	-
EBT Excluding Unusual Items	30.22	30.55	26.68	22.85	21.7
Asset Writedown	-	-0.01	-0	-	-
Pretax Income	30.22	30.54	26.68	22.85	21.7
Income Tax Expense	5.16	5.06	4.67	3.57	3.64
Earnings From Continuing Operations	25.06	25.48	22.02	19.29	18.05
Minority Interest in Earnings	-14.32	-14.24	-12.17	-10.88	-10.22
Net Income	10.74	11.24	9.84	8.4	7.84
Net Income to Common	10.74	11.24	9.84	8.4	7.84
Net Income Growth	-4.43%	14.19%	17.10%	7.24%	14.63%
Shares Outstanding (Basic)	230	230	230	230	230
Shares Outstanding (Diluted)	230	230	230	230	230
Shares Change (YoY)	-0.39%	-	-	-	13.20%
EPS (Basic)	0.05	0.05	0.04	0.04	0.03
EPS (Diluted)	0.05	0.05	0.04	0.04	0.03
EPS Growth	-4.06%	14.20%	17.10%	7.24%	1.27%
Free Cash Flow	28.02	29.17	25.26	20.31	17.89
Free Cash Flow Per Share	0.12	0.13	0.11	0.09	0.08
Dividend Per Share	0.040	0.040	0.037	0.034	0.034
Dividend Growth	-	8.11%	8.82%	-	61.91%
Gross Margin	75.93%	75.65%	74.34%	74.05%	73.52%
Operating Margin	47.06%	46.76%	44.49%	43.64%	45.17%
Profit Margin	17.64%	18.82%	18.17%	17.29%	17.27%
Free Cash Flow Margin	46.01%	48.85%	46.64%	41.78%	39.42%
EBITDA	30.88	29.89	25.8	22.77	22.08
EBITDA Margin	50.71%	50.07%	47.63%	46.83%	48.66%
D&A For EBITDA	2.22	1.98	1.71	1.55	1.58
EBIT	28.66	27.92	24.1	21.21	20.5
EBIT Margin	47.06%	46.76%	44.49%	43.64%	45.17%
Effective Tax Rate	17.07%	16.57%	17.49%	15.61%	16.79%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.