Credit Bureau Asia Limited (SGX:TCU)

Credit Bureau Asia Cash Flow Statement

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	10.74	11.24	9.84	8.4	7.84
Depreciation & Amortization	4.29	4.4	3.99	3.87	3.96
Other Amortization	0.32	0.34	0.41	0.4	0.35
Loss (Gain) From Sale of Assets	-	-	-	-	-0
Asset Writedown & Restructuring Costs	0	0.01	0	0	0
Loss (Gain) on Equity Investments	-0.98	-1.3	-1.5	-1.47	-1.18
Provision & Write-off of Bad Debts	-0	0	-0	-0	-0.01
Other Operating Activities	14.95	15.22	13.09	11.18	9.96
Change in Accounts Receivable	-0.13	-0.94	-0.87	-0.52	0.2
Change in Accounts Payable	-0.69	2.03	1.05	0.45	-0.19
Change in Unearned Revenue	0.26	-0.79	0.12	0.5	-0.99
Change in Other Net Operating Assets	-	-	-0	-	-
Operating Cash Flow	28.77	30.21	26.12	22.81	19.95
Operating Cash Flow Growth	-4.77%	15.67%	14.51%	14.34%	-3.06%
Capital Expenditures	-0.75	-1.05	-0.85	-2.5	-2.06
Sale (Purchase) of Intangibles	-0.82	-0.55	-0.41	-0.4	-1.07
Investment in Securities	-23.67	2.26	17.74	-21.41	-
Other Investing Activities	-2.5	3.24	0.4	0.75	1.34
Investing Cash Flow	-27.74	3.9	16.88	-23.56	-1.79
Short-Term Debt Repaid	-	-	-0.71	-	-0.56
Long-Term Debt Repaid	-2.48	-2.11	-2.24	-2.5	-2.52
Total Debt Repaid	-2.48	-2.11	-2.94	-2.5	-3.08
Net Debt Issued (Repaid)	-2.48	-2.11	-2.94	-2.5	-3.08
Repurchase of Common Stock	-0.95	-	-	-	-
Common Dividends Paid	-21.36	-20.61	-17.63	-15.92	-14.59
Other Financing Activities	-0.31	-0.2	-0.13	-0.2	-0.15
Financing Cash Flow	-25.11	-22.92	-20.7	-18.61	-17.82
Foreign Exchange Rate Adjustments	-0.06	0.27	-0.13	-0.12	-0.02
Net Cash Flow	-24.14	11.47	22.16	-19.48	0.31
Free Cash Flow	28.02	29.17	25.26	20.31	17.89
Free Cash Flow Growth	-3.92%	15.45%	24.39%	13.54%	-9.13%
Free Cash Flow Margin	46.62%	48.85%	46.64%	41.78%	39.42%
Free Cash Flow Per Share	0.12	0.13	0.11	0.09	0.08
Cash Interest Paid	0.31	0.2	0.13	0.2	0.15
Cash Income Tax Paid	5.03	4.31	3.91	3.56	4.07
Levered Free Cash Flow	-3.01	25	35.16	-1.64	10.01
Unlevered Free Cash Flow	-2.82	25.12	35.24	-1.52	10.1
Change in Working Capital	-0.56	0.3	0.3	0.43	-0.98

Source: S&P Global Market Intelligence. Standard template. Financial Sources.