Credit Bureau Asia Limited (SGX:TCU)
Singapore flag Singapore · Delayed Price · Currency is SGD
1.080
0.00 (0.00%)
Aug 4, 2026, 2:45 PM SGT

Credit Bureau Asia Financials Overview

Millions SGD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
60.1160.1159.7154.1748.6245.38
Revenue Growth
-0.39%0.68%10.22%11.42%7.13%4.61%
Gross Profit
45.4545.4545.1740.273633.36
Operating Income
28.5128.5127.9224.121.2120.5
Net Income
10.7410.7411.249.848.47.84
Earnings Per Share
0.050.050.050.040.040.03
EPS Growth
0.17%-4.13%14.20%17.10%7.24%1.27%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Financial Institution Data
27.9727.9727.1524.6821.7119.92
Non-Financial Institution Data
32.1532.1532.5529.4926.9125.46
Total
60.1160.1159.7154.1748.6245.38

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
46.546.56757.7535.0854.08
Total Debt
5.245.246.093.284.264.79
Net Cash (Debt)
41.2641.2660.9154.4730.8249.28
Net Cash Growth
-32.07%-32.26%11.82%76.72%-37.46%-0.99%
Net Cash Per Share
0.180.180.260.240.130.21

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
28.7728.7730.2126.1222.8119.95
Capital Expenditures
-0.75-0.75-1.05-0.85-2.5-2.06
Free Cash Flow
28.0228.0229.1725.2620.3117.89
Free Cash Flow Growth
-2.55%-3.92%15.45%24.39%13.54%-9.13%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
75.61%75.61%75.65%74.34%74.05%73.52%
Operating Margin
47.43%47.43%46.76%44.49%43.64%45.17%
Pretax Margin
50.28%50.28%51.15%49.26%47.00%47.81%
Profit Margin
17.87%17.87%18.82%18.17%17.29%17.27%
FCF Margin
46.62%46.62%48.85%46.64%41.78%39.42%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0440.0420.0400.0370.0340.034
Dividend Per Share Growth
180.00%5.00%8.11%8.82%0%61.91%
Dividend Yield
4.07%3.55%3.83%4.75%4.50%4.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.0927.8024.1921.5425.3631.46
Forward PE
-24.4424.3821.9124.6723.52
P/FCF Ratio
8.8510.669.328.3910.4913.78
PS Ratio
4.124.974.553.914.385.43