Credit Bureau Asia Limited (SGX:TCU)
Singapore · Delayed Price · Currency is SGD 1.080
-0.010 (-0.92%)
Aug 24, 2026, 4:48 PM SGT
Credit Bureau Asia Financials Overview
Financials in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 60.92 | 60.11 | 59.71 | 54.17 | 48.62 | 45.38 |
Revenue Growth | 1.33% | 0.68% | 10.22% | 11.42% | 7.13% | 4.61% |
Gross Profit Gross Profit Growth | 45.85 | 45.45 | 45.17 | 40.27 | 36 | 33.36 |
Operating Income Operating Income Growth | 29.12 | 28.51 | 27.92 | 24.1 | 21.21 | 20.5 |
Net Income Net Income Growth | 10.82 | 10.74 | 11.24 | 9.84 | 8.4 | 7.84 |
Earnings Per Share EPS Growth | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 |
EPS Growth | 1.07% | -4.13% | 14.20% | 17.10% | 7.24% | 1.27% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Financial Institution Data Financial Institution Data Growth | 27.97 | 27.15 | 24.68 | 21.71 | 19.92 |
Non-Financial Institution Data Non-Financial Institution Data Growth | 32.15 | 32.55 | 29.49 | 26.91 | 25.46 |
Total Total Growth | 60.11 | 59.71 | 54.17 | 48.62 | 45.38 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 49.57 | 46.5 | 67 | 57.75 | 35.08 | 54.08 |
Total Debt Total Debt Growth | 4.68 | 5.24 | 6.09 | 3.28 | 4.26 | 4.79 |
Net Cash (Debt) Net Cash Growth | 44.89 | 41.26 | 60.91 | 54.47 | 30.82 | 49.28 |
Net Cash Growth | 8.80% | -32.26% | 11.82% | 76.72% | -37.46% | -0.99% |
Net Cash Per Share Net Cash Per Share Growth | 0.20 | 0.18 | 0.26 | 0.24 | 0.13 | 0.21 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 29.39 | 28.77 | 30.21 | 26.12 | 22.81 | 19.95 |
Capital Expenditures CapEx Growth | -0.9 | -0.75 | -1.05 | -0.85 | -2.5 | -2.06 |
Free Cash Flow Free Cash Flow Growth | 28.49 | 28.02 | 29.17 | 25.26 | 20.31 | 17.89 |
Free Cash Flow Growth | 1.67% | -3.92% | 15.45% | 24.39% | 13.54% | -9.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 75.27% | 75.61% | 75.65% | 74.34% | 74.05% | 73.52% |
Operating Margin | 47.80% | 47.43% | 46.76% | 44.49% | 43.64% | 45.17% |
Pretax Margin | 50.61% | 50.28% | 51.15% | 49.26% | 47.00% | 47.81% |
Profit Margin | 17.77% | 17.87% | 18.82% | 18.17% | 17.29% | 17.27% |
FCF Margin | 46.77% | 46.62% | 48.85% | 46.64% | 41.78% | 39.42% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.044 | 0.042 | 0.040 | 0.037 | 0.034 | 0.034 |
Dividend Per Share Growth | 235.00% | 5.00% | 8.11% | 8.82% | 0% | 61.91% |
Dividend Yield | 4.04% | 3.62% | 3.91% | 4.85% | 4.60% | 4.11% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.85 | 27.80 | 24.19 | 21.54 | 25.36 | 31.46 |
Forward PE | - | 24.44 | 24.38 | 21.91 | 24.67 | 23.52 |
P/FCF Ratio | 8.70 | 10.66 | 9.32 | 8.39 | 10.49 | 13.78 |
PS Ratio | 4.07 | 4.97 | 4.55 | 3.91 | 4.38 | 5.43 |